due from banks

简明释义

存放同业

英英释义

例句

1.The company's liquidity position improved as they received payments due from banks last quarter.

由于上个季度收到了应收银行款项，公司的流动性状况得到了改善。

2.Investors are often interested in how much is due from banks when evaluating a bank's financial health.

投资者在评估一家银行的财务健康时，通常会关注其有多少应收银行款项。

3.The management team discussed strategies to reduce the amount due from banks to improve cash flow.

管理团队讨论了减少应收银行款项以改善现金流的策略。

4.Our auditor raised concerns about the accuracy of the due from banks entries in our balance sheet.

我们的审计师对资产负债表中应收银行款项的准确性表示担忧。

5.The financial report indicated that the total assets included a significant amount of due from banks.

财务报告显示，总资产中包含了大量应收银行款项。

作文

In the world of finance, understanding various terms and phrases is crucial for both professionals and students alike. One such term that often comes up in banking and financial statements is due from banks. This phrase refers to the amounts that one bank is owed by other banks, typically as a result of interbank transactions or loans. It is an important aspect of a bank's balance sheet, as it indicates liquidity and the ability to cover short-term obligations. Banks often engage in lending and borrowing from each other to manage their reserves and meet regulatory requirements. Therefore, the amounts due from banks can fluctuate based on the financial activities conducted between these institutions.When analyzing a bank's financial health, investors and analysts pay close attention to the due from banks figure. A high amount may indicate that a bank is heavily involved in interbank lending, which can be a sign of trust among banks in the financial system. Conversely, if the amount is low, it might suggest that the bank is not actively participating in this market, which could raise concerns about its liquidity position. Understanding how much is due from banks allows stakeholders to gauge the bank's operational strategy and risk management practices.Moreover, the context in which due from banks is reported can provide insights into broader economic conditions. For instance, during times of financial instability, banks may be more cautious in their lending practices, leading to lower amounts due from banks. On the other hand, in a thriving economy, banks might increase their interbank transactions, resulting in higher figures. Thus, monitoring changes in due from banks can serve as an indicator of overall economic health and banking sector stability.Furthermore, it is essential to consider the implications of due from banks on a bank's capital adequacy. Regulatory frameworks often require banks to maintain certain capital ratios, and the amounts due from banks can impact these calculations. If a bank has substantial amounts due from banks, it may need to ensure that it has enough capital reserves to back these assets. This relationship highlights the interconnectedness of banking operations and regulatory compliance.In conclusion, the term due from banks encompasses a significant aspect of banking operations, reflecting interbank relationships and liquidity management. By comprehensively understanding this term, one can better analyze a bank's financial statements and assess its overall health. Whether you are an investor, a student, or simply someone interested in finance, grasping the concept of due from banks will enhance your knowledge of the banking sector and its dynamics. As the financial landscape continues to evolve, keeping an eye on such terms will be invaluable in navigating the complexities of the industry.

在金融世界中，理解各种术语和短语对于专业人士和学生来说都是至关重要的。其中一个常常出现在银行和财务报表中的术语是due from banks。这个短语指的是一家银行欠其他银行的金额，通常是由于银行间交易或贷款的结果。这是银行资产负债表的重要组成部分，因为它表明了流动性和覆盖短期义务的能力。银行通常会相互借贷，以管理其储备并满足监管要求。因此，due from banks的金额可能会根据这些机构之间进行的金融活动而波动。在分析一家银行的财务健康状况时，投资者和分析师会密切关注due from banks的数字。高额的金额可能表明该银行在银行间借贷中参与度很高，这可能是金融系统中银行之间信任的标志。相反，如果金额较低，可能表明该银行在此市场上不积极参与，这可能会引发对其流动性状况的担忧。了解有多少金额due from banks可以让利益相关者评估该银行的运营策略和风险管理实践。此外，due from banks报告的背景可以提供对更广泛经济状况的见解。例如，在金融不稳定时期，银行可能会更加谨慎地进行贷款，导致due from banks的金额降低。另一方面，在繁荣的经济中，银行可能会增加其银行间交易，从而导致更高的数字。因此，监测due from banks的变化可以作为整体经济健康和银行业稳定性的指标。此外，还必须考虑due from banks对银行资本充足性的影响。监管框架通常要求银行维持一定的资本比率，而due from banks的金额可能会影响这些计算。如果一家银行有大量的due from banks，它可能需要确保有足够的资本储备来支持这些资产。这种关系突显了银行操作与监管合规之间的相互关联。总之，术语due from banks包含了银行运营的一个重要方面，反映了银行间关系和流动性管理。通过全面理解这个术语，人们可以更好地分析银行的财务报表并评估其整体健康状况。无论您是投资者、学生，还是只是对金融感兴趣的人，掌握due from banks的概念将增强您对银行业及其动态的理解。随着金融环境的不断发展，关注这些术语将在驾驭行业复杂性方面变得不可或缺。