nonexpendable funds; sinking fund

简明释义

存储基金

英英释义

例句

1.In order to ensure long-term financial stability, the organization set up a nonexpendable funds; sinking fund to cover large expenses.

为了确保长期的财务稳定，该组织设立了一个不可支配资金；偿债基金以覆盖大额支出。

2.The foundation's nonexpendable funds; sinking fund has grown significantly over the last decade, providing more resources for charitable activities.

该基金会的不可支配资金；偿债基金在过去十年中显著增长，为慈善活动提供了更多资源。

3.Investing in a nonexpendable funds; sinking fund allows companies to manage their debt obligations effectively.

投资于不可支配资金；偿债基金使公司能够有效管理其债务义务。

4.The university allocated a portion of its budget to create a nonexpendable funds; sinking fund for future infrastructure projects.

大学将其预算的一部分分配用于创建一个不可支配资金；偿债基金以用于未来的基础设施项目。

5.The city council decided to use nonexpendable funds; sinking fund to pay off the municipal bonds that were maturing this year.

市议会决定使用不可支配资金；偿债基金来偿还今年到期的市政债券。

作文

In the realm of financial management, understanding various terms is crucial for effective budgeting and resource allocation. One such term that plays a significant role in both public and private finance is nonexpendable funds, which refers to funds that cannot be spent or used up but are instead preserved for specific purposes. These funds are often set aside for long-term investments or for maintaining certain assets. For instance, a university may have nonexpendable funds dedicated to scholarships, ensuring that the principal amount remains intact while the interest generated can be utilized for educational purposes. This approach not only secures financial stability but also ensures that future generations benefit from the resources available today.Another important term closely related to financial planning is sinking fund. A sinking fund is a means by which an organization sets aside money over time to retire its indebtedness. This fund is established to pay off a debt or replace a wasting asset, ensuring that the organization can meet its financial obligations without straining its budget. For example, a corporation may create a sinking fund to gradually accumulate the necessary funds to pay off bonds as they mature. By doing so, the company mitigates the risk of having to raise a large sum of money at once, which could be financially burdensome.The interplay between nonexpendable funds and sinking funds highlights the importance of strategic financial planning. Organizations need to distinguish between funds that can be utilized immediately and those that are earmarked for specific long-term goals. This distinction is crucial for maintaining liquidity while also ensuring that future financial commitments can be met without jeopardizing the organization’s fiscal health.In practical terms, managing nonexpendable funds and sinking funds requires careful monitoring and reporting. Financial managers must ensure that these funds are invested wisely to generate returns while also adhering to any restrictions that may apply. For example, the investment strategy for nonexpendable funds might prioritize safety and stability over high returns, given the need to preserve the principal amount. Conversely, a sinking fund might be invested in more liquid assets to ensure that funds are readily available when needed.Ultimately, the effective use of nonexpendable funds and sinking funds contributes to an organization’s long-term sustainability. By strategically allocating resources and planning for future expenses, organizations can navigate financial challenges more effectively. This foresight not only enhances their credibility with stakeholders but also fosters a culture of financial responsibility within the organization.In conclusion, the concepts of nonexpendable funds and sinking funds are essential components of sound financial management. Understanding these terms allows organizations to develop robust financial strategies that ensure both current and future financial stability. As we continue to face economic uncertainties, the ability to manage funds wisely will become increasingly important for all entities, whether they are educational institutions, corporations, or non-profit organizations.

在财务管理领域，理解各种术语对于有效的预算和资源分配至关重要。其中一个在公共和私人财务中扮演重要角色的术语是不可支配资金，指的是不能被花费或使用的资金，而是为了特定目的而保留。这些资金通常用于长期投资或维护某些资产。例如，一所大学可能会有不可支配资金专门用于奖学金，确保本金保持完整，而产生的利息可以用于教育目的。这种方法不仅确保了财务稳定性，还确保未来几代人能够从今天可用的资源中受益。另一个与财务规划密切相关的重要术语是偿债基金。偿债基金是一种组织通过时间逐渐存钱以偿还债务的方式。这个基金是为了偿还债务或替换耗损资产而设立的，确保组织能够满足其财务义务，而不会对预算造成压力。例如，一家公司可能会创建一个偿债基金，以逐步积累必要的资金来偿还到期的债券。通过这样做，公司减少了需要一次性筹集大量资金的风险，这可能会造成财务负担。不可支配资金和偿债基金之间的相互作用突显了战略财务规划的重要性。组织需要区分可以立即利用的资金和那些为特定长期目标而预留的资金。这种区分对于保持流动性至关重要，同时确保未来的财务承诺能够得到满足，而不危及组织的财务健康。在实际操作中，管理不可支配资金和偿债基金需要仔细的监控和报告。财务经理必须确保这些资金明智地投资，以产生回报，同时遵守可能适用的任何限制。例如，不可支配资金的投资策略可能优先考虑安全性和稳定性，而不是高回报，因为需要保持本金的完整性。相反，偿债基金可能会投资于更具流动性的资产，以确保在需要时资金随时可用。最终，不可支配资金和偿债基金的有效使用有助于组织的长期可持续性。通过战略性地分配资源和规划未来的开支，组织能够更有效地应对财务挑战。这种前瞻性不仅增强了他们在利益相关者中的信誉，还在组织内部培养了财务责任感。总之，不可支配资金和偿债基金的概念是健全财务管理的重要组成部分。理解这些术语使组织能够制定强有力的财务战略，从而确保当前和未来的财务稳定。随着我们继续面临经济不确定性，明智地管理资金的能力将变得越来越重要，无论是教育机构、公司还是非营利组织。