call account

简明释义

催缴股本帐户

英英释义

例句

1.I need to check the balance on my call account.

我需要查看我的活期账户余额。

2.Interest rates for a call account are usually lower than fixed deposits.

与定期存款相比，活期账户的利率通常较低。

3.I prefer keeping my emergency funds in a call account.

我更喜欢把我的应急资金放在活期账户中。

4.The funds in your call account can be accessed at any time.

您可以随时访问您在活期账户中的资金。

5.You can transfer money from your call account to your savings account easily.

您可以轻松地将钱从您的活期账户转移到储蓄账户。

作文

In today's fast-paced financial world, understanding various terms is crucial for effective money management. One such term is call account, which refers to a type of bank account that allows the account holder to withdraw funds at any time without any notice. This feature provides flexibility and immediate access to cash, making it an attractive option for individuals who want to maintain liquidity in their finances. call account (活期存款账户) typically offers lower interest rates compared to fixed-term accounts but compensates for this with the ease of access to funds. For many people, having a call account is essential for managing everyday expenses. It serves as a primary account where salaries are deposited and bills are paid. The ability to withdraw money on demand means that account holders can respond quickly to unexpected expenses, such as medical emergencies or urgent repairs. This accessibility is particularly important in a world where financial stability can be unpredictable. Moreover, call accounts are often used by businesses for operational purposes. Companies may keep a portion of their cash in a call account to ensure that they have sufficient funds available for day-to-day operations, payroll, and other immediate obligations. This strategy helps businesses maintain a healthy cash flow, which is vital for their ongoing success. However, it is essential to consider the trade-offs when choosing a call account. While the liquidity it offers is beneficial, the lower interest rates mean that money kept in these accounts may not grow significantly over time. For those looking to save for long-term goals, such as retirement or purchasing a home, it might be more advantageous to explore other investment options that offer higher returns. Nonetheless, having a call account as part of a diversified financial strategy can provide a safety net and help manage short-term needs effectively.In conclusion, a call account (活期存款账户) is a valuable financial tool that offers flexibility and immediate access to funds. Whether for personal use or business operations, understanding how to utilize this type of account can enhance financial management. As with any financial decision, it is important to weigh the benefits against potential drawbacks and consider how a call account fits into an overall financial plan. By doing so, individuals and businesses can make informed choices that support their financial health and goals.

在当今快速发展的金融世界中，理解各种术语对于有效的资金管理至关重要。其中一个术语是call account，它指的是一种允许账户持有人随时提取资金而无需提前通知的银行账户。这一特点提供了灵活性和即时获取现金的能力，使其成为希望保持财务流动性的个人的有吸引力的选择。call account（活期存款账户）通常比定期账户提供较低的利率，但通过便捷的资金访问来弥补这一点。对于许多人来说，拥有call account对于管理日常开支至关重要。它作为一个主要账户，用于存入工资和支付账单。随时提取资金的能力意味着账户持有人可以迅速应对意外开支，例如医疗紧急情况或紧急维修。这种可获取性在一个财务稳定性可能不确定的世界中尤其重要。此外，call accounts通常被企业用于运营目的。公司可能会将一部分现金保留在call account中，以确保他们有足够的资金可用于日常运营、薪资和其他即时义务。这种策略帮助企业保持健康的现金流，这对它们的持续成功至关重要。然而，在选择call account时考虑权衡是必要的。虽然它提供的流动性是有益的，但较低的利率意味着保存在这些账户中的资金可能不会随着时间的推移而显著增长。对于那些希望为长期目标（如退休或购房）进行储蓄的人而言，探索其他提供更高回报的投资选择可能更具优势。然而，将call account作为多元化金融策略的一部分，可以提供安全网并有效管理短期需求。总之，call account（活期存款账户）是一种有价值的金融工具，提供灵活性和即时获取资金的能力。无论是个人使用还是商业运营，理解如何利用这种类型的账户可以增强财务管理。与任何财务决策一样，权衡好处与潜在缺点，并考虑call account如何融入整体财务计划是很重要的。通过这样做，个人和企业可以做出支持其财务健康和目标的明智选择。