builders risks

简明释义

船舶修造险

英英释义

例句

1.Many companies specialize in providing builders risks insurance for residential and commercial projects.

许多公司专门提供住宅和商业项目的建筑风险保险。

2.The contractor ensured that the project was covered under a comprehensive builders risks policy to protect against unforeseen damages.

承包商确保项目涵盖在全面的建筑风险政策下，以保护免受意外损失。

3.Before starting construction, it's essential to assess the builders risks involved in the project.

在开始施工之前，评估项目中涉及的建筑风险是至关重要的。

4.The unexpected storm caused significant delays, but the builders risks coverage helped mitigate the financial impact.

突如其来的风暴造成了重大延误，但建筑风险保障帮助减轻了财务影响。

5.Investors should understand the importance of builders risks insurance before financing a construction project.

投资者在为建设项目融资之前应了解建筑风险保险的重要性。

作文

In the world of construction and real estate, understanding various insurance policies is crucial for protecting investments. One such policy is known as builders risks, which provides coverage for buildings under construction or renovation. This type of insurance is essential for contractors, property owners, and developers, as it safeguards against potential losses that can occur during the construction process.The term builders risks refers to a specialized form of insurance that covers physical loss or damage to a building while it is being constructed. This coverage typically includes protection against fire, theft, vandalism, and certain weather-related incidents. For instance, if a sudden storm damages the structure or materials on-site, the builders risks policy would help cover the costs associated with repairing the damage.Moreover, builders risks insurance is not limited to just the building itself; it can also extend to materials and equipment used in the construction process. This means that if expensive machinery or supplies are stolen or damaged, the policy can help mitigate those losses. For builders and contractors, having this insurance is not only a smart financial decision but often a requirement from lenders and investors before a project can commence.One significant aspect of builders risks insurance is its temporary nature. The policy typically lasts for the duration of the construction project, and once the building is completed, the coverage usually ends. Therefore, it is essential for contractors and property owners to assess their needs carefully and ensure they have adequate coverage throughout the project's lifespan.In addition to protecting against physical damage, builders risks insurance can also cover liability claims that may arise during construction. For example, if a worker is injured on the site or if a third party suffers property damage due to construction activities, the policy may provide coverage for legal fees and settlements. This aspect of the insurance is critical, as it helps protect builders from potentially devastating financial repercussions.When considering builders risks insurance, it is vital to work with an experienced insurance agent who understands the unique challenges of the construction industry. They can help tailor a policy that meets the specific needs of the project and ensures that all potential risks are adequately covered. Additionally, comparing different insurers and their offerings can lead to better coverage options and potentially lower premiums.In conclusion, builders risks insurance plays a vital role in the construction industry by providing necessary protection against various risks associated with building projects. It covers physical damage, theft, and liability claims, ensuring that contractors and property owners can focus on completing their projects without the constant worry of financial loss. As the construction landscape continues to evolve, understanding and utilizing builders risks insurance will remain an essential part of successful project management and risk mitigation.

在建筑和房地产的世界中，理解各种保险政策对于保护投资至关重要。其中一种政策被称为建筑风险，它为正在建设或翻新的建筑提供保障。这种类型的保险对承包商、业主和开发商至关重要，因为它可以防止在施工过程中发生的潜在损失。术语建筑风险指的是一种专门的保险形式，覆盖在建建筑的物理损失或损害。这种保险通常包括对火灾、盗窃、破坏和某些天气相关事件的保护。例如，如果突如其来的风暴损坏了结构或现场材料，建筑风险政策将帮助承担修复损害的费用。此外，建筑风险保险不仅限于建筑本身；它还可以扩展到施工过程中使用的材料和设备。这意味着如果昂贵的机械或供应品被盗或损坏，保单可以帮助减轻这些损失。对于建筑商和承包商来说，拥有这种保险不仅是明智的财务决策，而且通常是贷方和投资者在项目开始之前的要求。建筑风险保险的一个重要方面是其临时性质。该保单通常持续到建筑项目完成，一旦建筑完成，保障通常会结束。因此，承包商和业主必须仔细评估他们的需求，并确保在项目整个生命周期内都有足够的保障。除了保护物理损害外，建筑风险保险还可以涵盖在施工过程中可能出现的责任索赔。例如，如果工人在现场受伤，或者第三方因施工活动而遭受财产损害，保单可能会提供法律费用和和解的保障。这一保险方面至关重要，因为它帮助建筑商免受潜在的毁灭性财务后果。在考虑建筑风险保险时，与了解建筑行业独特挑战的经验丰富的保险代理人合作至关重要。他们可以帮助量身定制符合项目特定需求的保单，并确保所有潜在风险得到充分保障。此外，比较不同保险公司及其产品可以带来更好的保障选择和潜在的较低保费。总之，建筑风险保险在建筑行业中发挥着至关重要的作用，通过为建筑项目相关的各种风险提供必要的保护。它覆盖物理损害、盗窃和责任索赔，确保承包商和业主可以专注于完成项目，而无需担心财务损失。随着建筑环境的不断演变，理解和利用建筑风险保险将始终是成功项目管理和风险缓解的重要组成部分。