reserve bank

简明释义

储备银行

英英释义

例句

1.The reserve bank has increased its bond purchases to support the economy.

为了支持经济，储备银行增加了债券购买。

2.The reserve bank announced a new policy to lower interest rates.

该储备银行宣布了一项降低利率的新政策。

3.Many countries rely on their reserve bank to control inflation.

许多国家依赖其储备银行来控制通货膨胀。

4.Investors are closely watching the decisions made by the reserve bank.

投资者密切关注储备银行做出的决策。

5.The reserve bank plays a crucial role in maintaining financial stability.

该储备银行在维护金融稳定方面发挥着至关重要的作用。

作文

The concept of a reserve bank is fundamental to the financial stability and economic health of a nation. A reserve bank (中央银行) serves as the central monetary authority that oversees the issuance of currency, manages the country's foreign exchange and gold reserves, and regulates the banking sector. Understanding the role and functions of a reserve bank is crucial for anyone interested in economics or finance.Historically, the establishment of reserve banks was a response to the need for a more stable financial system. Before their existence, economies were often plagued by issues such as bank runs, currency devaluation, and inflation. The introduction of a reserve bank helped mitigate these problems by acting as a lender of last resort. This means that in times of financial distress, the reserve bank can provide liquidity to banks, ensuring they can meet their obligations and maintain public confidence.Another critical function of a reserve bank is the implementation of monetary policy. By adjusting interest rates and controlling the money supply, a reserve bank can influence economic activity. For example, lowering interest rates typically encourages borrowing and spending, which can stimulate economic growth. Conversely, raising rates can help curb inflation by making loans more expensive. Therefore, the decisions made by a reserve bank have far-reaching implications for the economy.Additionally, a reserve bank plays a vital role in maintaining financial stability. It monitors the banking system and implements regulations to prevent excessive risk-taking by financial institutions. This oversight is essential to protect depositors and ensure that banks operate safely and soundly. In times of crisis, the reserve bank can also intervene in markets to stabilize them and restore confidence among investors and consumers.Furthermore, the reserve bank is responsible for managing the country’s foreign exchange reserves. These reserves are essential for international trade and investment, as they provide a buffer against external shocks. The reserve bank can use these reserves to influence the value of the national currency, ensuring it remains competitive in the global market.In conclusion, the importance of a reserve bank cannot be overstated. It serves as the backbone of a nation's financial system, providing stability, implementing monetary policy, and safeguarding the economy from potential crises. As the world becomes increasingly interconnected, the role of reserve banks will continue to evolve, adapting to new challenges and opportunities in the global economy. Understanding the functions and responsibilities of a reserve bank is essential for anyone looking to grasp the complexities of modern finance and economics.

“中央银行”的概念对国家的金融稳定和经济健康至关重要。中央银行（reserve bank）作为中央货币当局，负责监督货币的发行，管理国家的外汇和黄金储备，并监管银行业。理解中央银行的角色和职能对任何对经济或金融感兴趣的人来说都是至关重要的。从历史上看，中央银行的建立是为了应对更稳定的金融体系的需求。在它们存在之前，经济常常受到银行挤兑、货币贬值和通货膨胀等问题的困扰。中央银行的引入通过充当最后贷款人来帮助缓解这些问题。这意味着在金融危机时期，中央银行可以向银行提供流动性，确保它们能够履行义务并维持公众信心。中央银行的另一个关键职能是实施货币政策。通过调整利率和控制货币供应量，中央银行可以影响经济活动。例如，降低利率通常会鼓励借贷和消费，从而刺激经济增长。相反，提高利率可以通过使贷款变得更加昂贵来帮助遏制通货膨胀。因此，中央银行所做的决策对经济具有深远的影响。此外，中央银行在维护金融稳定方面发挥着至关重要的作用。它监测银行系统并实施监管，以防止金融机构过度冒险。这种监督对于保护存款人并确保银行安全稳健地运营至关重要。在危机时期，中央银行还可以干预市场以稳定市场，恢复投资者和消费者的信心。此外，中央银行还负责管理国家的外汇储备。这些储备对国际贸易和投资至关重要，因为它们为外部冲击提供了缓冲。中央银行可以利用这些储备用于影响国家货币的价值，确保其在全球市场上的竞争力。总之，中央银行的重要性不容小觑。它作为国家金融体系的支柱，提供稳定，实施货币政策，并保护经济免受潜在危机的影响。随着世界变得越来越互联，中央银行的角色将继续演变，适应全球经济中的新挑战和机遇。理解中央银行的功能和责任对任何希望掌握现代金融和经济复杂性的人来说都是必不可少的。