reserve; reserve fund; nest egg

简明释义

储备金

英英释义

例句

1.She has a reserve fund 备用基金 that she uses for emergencies.

她有一个备用基金 备用基金，用于紧急情况。

2.It's important to have a reserve 储备 for unexpected expenses.

为意外开支准备一个储备 储备是很重要的。

3.He started saving early to build a nest egg 养老储蓄 for his retirement.

他早早开始存钱，以便为退休建立一个养老储蓄 养老储蓄。

4.The company set aside a reserve 储备 to cover potential losses.

公司留出一部分储备 储备以弥补潜在损失。

5.Having a reserve fund 备用基金 can help you feel more secure financially.

拥有一个备用基金 备用基金可以让你在财务上感到更安全。

作文

In today's fast-paced world, the importance of financial stability cannot be overstated. Individuals and families alike are increasingly recognizing the need to have a safety net in place. This is where concepts like reserve (储备), reserve fund (储备基金), and nest egg (养老基金) come into play. These financial tools serve as a foundation for achieving long-term goals and ensuring peace of mind during unexpected circumstances.A reserve is essentially an amount of money set aside for future use. It acts as a buffer against unforeseen expenses or emergencies. For instance, having a cash reserve can help cover medical bills, car repairs, or even job loss without derailing one's financial stability. The key to building a solid reserve is to start small and gradually increase the amount over time. Setting aside a portion of each paycheck can lead to significant savings that can be accessed when needed.On a larger scale, a reserve fund is often established by organizations or governments to ensure they can meet future obligations or handle unexpected costs. For example, a city might create a reserve fund to manage infrastructure repairs or public safety needs. This type of fund is crucial for maintaining financial health and avoiding debt. By allocating resources to a reserve fund, entities can safeguard against economic downturns and ensure that they can continue to operate effectively.Moreover, individuals often aim to create a nest egg for their retirement. A nest egg refers to the savings accumulated for the purpose of supporting oneself during retirement years. It is essential to start saving for retirement early, as compound interest can significantly increase the value of the nest egg over time. Many people contribute to retirement accounts, such as 401(k)s or IRAs, which not only provide tax advantages but also help in building a substantial nest egg.The journey toward financial security begins with understanding these concepts. By establishing a reserve, individuals can prepare for life's uncertainties. A well-managed reserve fund can provide organizations with the flexibility to respond to challenges without compromising their operations. Finally, building a robust nest egg is vital for achieving a comfortable retirement, allowing individuals to enjoy their later years without financial stress.In conclusion, the terms reserve, reserve fund, and nest egg encapsulate essential strategies for financial planning. They remind us of the significance of saving and preparing for the future. Whether it’s for personal emergencies, organizational stability, or retirement comfort, these financial concepts are integral to managing our resources wisely. By prioritizing savings and establishing these funds, we can create a more secure financial future for ourselves and our loved ones.

在当今快节奏的世界中，财务稳定的重要性不容小觑。个人和家庭越来越认识到需要建立一个安全网。这就是像reserve（储备）、reserve fund（储备基金）和nest egg（养老基金）这样的概念发挥作用的地方。这些金融工具构成了实现长期目标和确保在意外情况下获得内心平静的基础。reserve本质上是为未来使用而预留的一笔钱。它充当了应对不可预见的开支或紧急情况的缓冲。例如，拥有现金reserve可以帮助支付医疗账单、汽车维修，甚至失业，而不会破坏个人的财务稳定。建立稳固的reserve的关键是从小开始，随着时间的推移逐步增加金额。每次发薪时抽出一部分钱可以导致显著的储蓄，这些储蓄可以在需要时使用。在更大范围内，reserve fund通常由组织或政府设立，以确保他们能够满足未来的义务或处理意外费用。例如，一个城市可能会创建一个reserve fund来管理基础设施维修或公共安全需求。这种类型的基金对于保持财务健康和避免债务至关重要。通过将资源分配到reserve fund，实体可以抵御经济低迷，并确保它们能够有效运作。此外，个人通常旨在为退休建立一个nest egg。nest egg指的是为支持自己在退休期间而积累的储蓄。尽早开始为退休储蓄至关重要，因为复利可以显著增加nest egg的价值。许多人会向退休账户（如401(k)或IRA）供款，这不仅提供税收优惠，还帮助建立可观的nest egg。通往财务安全的旅程始于理解这些概念。通过建立一个reserve，个人可以为生活的不确定性做好准备。一个良好管理的reserve fund可以为组织提供灵活性，以应对挑战而不妨碍其运营。最后，建立一个强大的nest egg对于实现舒适的退休至关重要，使个人能够享受晚年而没有经济压力。总之，reserve、reserve fund和nest egg这几个术语概括了财务规划的基本策略。它们提醒我们储蓄和为未来做准备的重要性。无论是为了个人紧急情况、组织稳定，还是退休舒适，这些财务概念都是明智管理我们资源的核心。通过优先考虑储蓄并建立这些基金，我们可以为自己和所爱的人创造一个更加安全的财务未来。