red balance

简明释义

赤字余额

英英释义

例句

1.The bank sent me a notification about my red balance 负余额 and suggested ways to improve my finances.

银行给我发了一条关于我的red balance 负余额的通知，并建议我改善财务状况。

2.After reviewing the account, I noticed a red balance 负余额 that needs to be addressed immediately.

在审核账户后，我注意到有一个red balance 负余额需要立即处理。

3.The accountant explained that a red balance 负余额 indicates that expenses exceeded income.

会计解释说，red balance 负余额表示支出超过了收入。

4.I was shocked to see a red balance 负余额 on my credit card statement after the holiday shopping spree.

在假日购物狂欢后，我看到信用卡账单上有一个red balance 负余额，感到震惊。

5.To avoid penalties, I must pay off my red balance 负余额 by the end of the month.

为了避免罚款，我必须在月底之前偿还我的red balance 负余额。

作文

In the world of finance and accounting, the term red balance refers to a situation where an account shows a negative balance. This can occur in various contexts, such as personal banking, business accounting, or financial statements. When individuals or organizations have a red balance, it indicates that they owe money rather than having available funds. This situation can arise due to overspending, unexpected expenses, or poor financial management. Understanding the implications of a red balance is crucial for maintaining financial health and stability.For instance, consider an individual who regularly uses a credit card. If they spend more than what they earn or fail to pay off their credit card bill on time, they may find themselves facing a red balance. This not only affects their credit score but also incurs interest charges that can further exacerbate their financial situation. It is essential for individuals to monitor their spending habits and ensure that they do not fall into the trap of accumulating a red balance.On a larger scale, businesses also need to be vigilant about their financial records. A company that consistently operates with a red balance may struggle to meet its obligations, leading to cash flow problems. Such issues can hinder growth opportunities and damage relationships with suppliers and creditors. Therefore, effective financial planning and budgeting are vital for businesses to avoid falling into a red balance situation.Moreover, the presence of a red balance can serve as a wake-up call for both individuals and organizations. It highlights the need for better financial practices and encourages them to reassess their spending and saving strategies. By addressing the causes of a red balance, one can take proactive steps towards achieving financial stability. This may include creating a budget, reducing unnecessary expenses, or seeking professional financial advice.In conclusion, the term red balance signifies a negative financial state that should not be taken lightly. Whether in personal finance or business accounting, understanding the consequences of a red balance is essential for making informed decisions and ensuring long-term financial health. By recognizing the signs and taking action to rectify a red balance, individuals and organizations can pave the way for a more secure financial future.

在金融和会计的世界中，术语红色余额指的是账户显示负余额的情况。这种情况可以在个人银行、企业会计或财务报表等多种上下文中出现。当个人或组织有红色余额时，这表明他们欠钱而不是有可用资金。这种情况可能由于超支、意外开支或财务管理不善而发生。理解红色余额的含义对于维持财务健康和稳定至关重要。例如，考虑一个定期使用信用卡的个人。如果他们花费超过收入或未能按时偿还信用卡账单，他们可能会发现自己面临红色余额。这不仅会影响他们的信用评分，还会产生利息费用，从而进一步加剧他们的财务状况。个人必须监控自己的消费习惯，以确保他们不会陷入累积红色余额的陷阱。在更大范围内，企业也需要对其财务记录保持警惕。一个持续处于红色余额的公司可能会难以满足其义务，从而导致现金流问题。这些问题可能会妨碍增长机会，并损害与供应商和债权人的关系。因此，有效的财务规划和预算编制对于企业避免陷入红色余额的情况至关重要。此外，存在红色余额可以作为个人和组织的警钟。它突显了改善财务实践的必要性，并鼓励他们重新评估支出和储蓄策略。通过解决造成红色余额的原因，人们可以采取积极措施实现财务稳定。这可能包括制定预算、减少不必要的开支或寻求专业的财务建议。总之，术语红色余额标志着一种不容小觑的负财务状态。无论是在个人财务还是企业会计中，理解红色余额的后果对于做出明智的决策和确保长期财务健康至关重要。通过识别迹象并采取措施纠正红色余额，个人和组织可以为更安全的财务未来铺平道路。