carrying charges

简明释义

迟延提货费用

英英释义

Carrying charges refer to the costs incurred for holding or maintaining an asset over a period of time, which may include interest, storage fees, insurance, and other related expenses.

持有费用是指在一段时间内持有或维护资产所产生的成本,包括利息、存储费、保险和其他相关费用。

例句

1.When renting a storage unit, always ask about the carrying charges involved.

租用储物单元时,务必询问相关的持有费用

2.The carrying charges for storing inventory can impact a company's profitability.

存储库存的持有费用可能会影响公司的盈利能力。

3.The bank will add carrying charges to your loan if you miss a payment.

如果你错过了付款,银行将会在你的贷款上增加持有费用

4.The carrying charges on my credit card balance are quite high this month.

我这个月信用卡余额的持有费用相当高。

5.Investors need to consider carrying charges when calculating the total cost of holding an asset.

投资者在计算持有资产的总成本时需要考虑持有费用

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up is carrying charges, which refers to the costs associated with holding an asset over a period of time. These costs can include storage fees, insurance, and interest on borrowed funds used to purchase the asset. For example, if an investor buys gold, they may incur carrying charges related to the safe storage of the gold and any loan interest if they financed the purchase. The concept of carrying charges is particularly important in commodities trading. In this context, traders must consider these costs when determining the profitability of holding a commodity. If the carrying charges are too high, it may not be worth holding the commodity, especially if market prices are volatile. This is why many traders use strategies to minimize their carrying charges, such as selling futures contracts to offset the costs of holding physical assets.Moreover, carrying charges can also apply to real estate investments. Property owners often face ongoing costs such as property taxes, maintenance, and mortgage interest. These expenses can significantly impact the overall return on investment. Therefore, savvy investors calculate their carrying charges carefully to ensure that their properties remain profitable.In addition to physical assets, carrying charges can also affect financial instruments like stocks and bonds. For instance, when investors hold stocks, they may incur carrying charges in the form of margin interest if they have borrowed money to purchase additional shares. Understanding these costs is critical for managing one's investment portfolio effectively.To illustrate the importance of carrying charges, consider a scenario where an investor holds a large inventory of a particular commodity. If the market price of that commodity drops significantly, the investor might face substantial carrying charges that eat into their profits. Conversely, if the market price rises, the carrying charges may become less of a concern, as the potential gains outweigh the costs of holding the asset.In conclusion, carrying charges are a fundamental aspect of asset management that every investor should understand. Whether dealing with physical commodities, real estate, or financial securities, recognizing and calculating carrying charges can lead to better investment decisions and ultimately, greater financial success. It is essential for investors to keep these costs in mind when evaluating their portfolios and making strategic choices in the ever-changing landscape of finance.

在金融和投资的世界中,理解各种术语对做出明智的决策至关重要。其中一个经常出现的术语是持有费用,指的是在一段时间内持有资产所产生的成本。这些成本可能包括存储费、保险及用于购买资产的借款利息。例如,如果投资者购买黄金,他们可能会产生与安全存储黄金相关的持有费用,以及如果他们融资购买的任何贷款利息。

在商品交易中,持有费用的概念尤其重要。在这种情况下,交易者在确定持有商品的盈利能力时必须考虑这些成本。如果持有费用过高,持有该商品可能没有价值,尤其是在市场价格波动时。这就是为什么许多交易者使用策略来最小化他们的持有费用,例如出售期货合约以抵消持有实物资产的成本。

此外,持有费用还可以适用于房地产投资。物业所有者通常面临持续的费用,例如财产税、维护和抵押贷款利息。这些费用可能会显著影响整体投资回报。因此,精明的投资者会仔细计算他们的持有费用,以确保他们的物业保持盈利。

除了实物资产,持有费用还会影响股票和债券等金融工具。例如,当投资者持有股票时,如果他们借钱购买额外的股份,可能会产生持有费用,形式为保证金利息。理解这些成本对于有效管理投资组合至关重要。

为了说明持有费用的重要性,考虑一个场景,其中投资者持有大量特定商品的库存。如果该商品的市场价格大幅下跌,投资者可能面临巨额的持有费用,侵蚀其利润。相反,如果市场价格上涨,持有费用可能不再是一个问题,因为潜在收益超过了持有资产的成本。

总之,持有费用是每个投资者都应该理解的资产管理基本方面。无论是处理实物商品、房地产还是金融证券,认识到并计算持有费用可以带来更好的投资决策,最终实现更大的财务成功。在评估投资组合和在不断变化的金融环境中做出战略选择时,投资者必须牢记这些成本。