deferred sight credit

简明释义

迟付即期信用证

英英释义

例句

1.Using a deferred sight credit, the exporter can ship goods now and receive payment later.

使用延期即期信用证，出口商可以现在发货，稍后再收款。

2.The importer preferred a deferred sight credit to manage cash flow more effectively.

进口商更喜欢使用延期即期信用证来更有效地管理现金流。

3.With a deferred sight credit, buyers can negotiate better payment terms with suppliers.

通过延期即期信用证，买方可以与供应商协商更好的付款条件。

4.The terms of the deferred sight credit specify that payment will be made within 30 days after presentation of documents.

该延期即期信用证的条款规定，在提交文件后30天内付款。

5.The company received a deferred sight credit from the bank, allowing them to access funds after a certain period.

公司从银行获得了一个延期即期信用证，允许他们在一定时间后获得资金。

作文

In the realm of international trade and finance, various terms and instruments are utilized to facilitate transactions between buyers and sellers across borders. One such instrument is the deferred sight credit, which plays a crucial role in managing payment risks and ensuring smooth trade operations. Understanding this term requires a closer examination of its definition, usage, and implications for businesses engaged in global commerce.A deferred sight credit is a type of letter of credit where the payment to the beneficiary is delayed until a specified time after the presentation of documents. This means that once the seller submits the required shipping documents to the bank, the bank will not release the payment immediately. Instead, the payment is deferred to a later date, as agreed upon in the credit terms. This arrangement provides several advantages to both buyers and sellers in international transactions.For sellers, a deferred sight credit offers a degree of assurance that they will receive payment, albeit at a later date. This can be particularly beneficial in situations where the seller needs time to ensure that the goods have been delivered satisfactorily or when they are waiting for the buyer to secure financing. By using this form of credit, sellers can mitigate the risk of non-payment, as the bank guarantees payment once the conditions of the credit are met.On the other hand, buyers may also find deferred sight credit advantageous as it allows them to manage their cash flow more effectively. Since the payment is not required immediately, buyers can take the time to inspect the goods and ensure they meet the agreed-upon specifications before finalizing the payment. This can help prevent disputes and ensure that both parties are satisfied with the transaction.However, there are some potential drawbacks to consider. For instance, the delay in payment may lead to cash flow issues for sellers who rely on immediate payment to fund their operations. Additionally, buyers may face increased costs associated with financing the deferred payment, especially if interest rates rise during the deferral period. Therefore, it is essential for both parties to carefully negotiate the terms of the deferred sight credit to ensure that it aligns with their financial strategies and operational needs.In conclusion, the concept of deferred sight credit serves as a vital tool in international trade, providing a framework for managing payment risks while facilitating smoother transactions. By understanding the mechanics of this financial instrument, businesses can make informed decisions that enhance their trading relationships and overall profitability. As global commerce continues to evolve, the importance of such instruments will only grow, making it imperative for traders to familiarize themselves with terms like deferred sight credit and their implications in the world of finance and trade.

在国际贸易和金融领域，各种术语和工具被用来促进跨境买卖之间的交易。其中一种工具是延期即期信用证，它在管理支付风险和确保顺利的贸易操作中发挥着至关重要的作用。要理解这个术语，需要更仔细地审视它的定义、用途以及对参与全球商业的企业的影响。延期即期信用证是一种信用证类型，其中对受益人的付款在提交文件后延迟到特定时间。这意味着，一旦卖方向银行提交所需的运输文件，银行将不会立即释放付款。相反，付款将根据信用条款的约定推迟到一个较晚的日期。这种安排为参与国际交易的买卖双方提供了几项优势。对于卖方而言，延期即期信用证提供了一定程度的保证，确保他们会收到付款，尽管是在稍后的时间。这在卖方需要时间确保货物已按要求交付或等待买方获得融资的情况下特别有利。通过使用这种信用形式，卖方可以降低不付款的风险，因为一旦满足信用条件，银行就会保证付款。另一方面，买方也可能发现延期即期信用证是有利的，因为它使他们能够更有效地管理现金流。由于付款不是立即要求的，买方可以花时间检查货物，确保它们符合商定的规格，然后再完成付款。这可以帮助防止争议，并确保双方对交易感到满意。然而，也有一些潜在的缺点需要考虑。例如，付款的延迟可能导致依赖于立即付款来资助其运营的卖方面临现金流问题。此外，买方可能会面临与融资延期付款相关的增加成本，尤其是在延期期间利率上升的情况下。因此，双方必须仔细协商延期即期信用证的条款，以确保其与各自的财务策略和运营需求相一致。总之，延期即期信用证的概念作为国际贸易中的一个重要工具，提供了一个管理支付风险的框架，同时促进了更顺利的交易。通过了解这一金融工具的机制，企业可以做出明智的决策，增强其贸易关系和整体盈利能力。随着全球商业的不断发展，这类工具的重要性只会增加，因此交易者必须熟悉像延期即期信用证这样的术语及其在金融和贸易世界中的影响。