agreement among underwriters

简明释义

承购人之间的合同,承销人协议

英英释义

例句

1.Before finalizing the deal, we need to secure an agreement among underwriters to avoid any disputes later.

在最终确定交易之前，我们需要确保有一个承保人之间的协议以避免后期争议。

2.The brokers facilitated the agreement among underwriters to streamline the underwriting process.

经纪人促进了承保人之间的协议以简化承保流程。

3.An agreement among underwriters helps in distributing the risk evenly across different parties.

承保人之间的协议有助于将风险均匀分配给不同的参与方。

4.The agreement among underwriters was crucial for the successful launch of the new insurance product.

承保人之间的协议对新保险产品的成功推出至关重要。

5.The agreement among underwriters ensures that all parties are on the same page regarding the terms of the policy.

在承保人之间的协议确保所有各方对保单条款达成共识。

作文

In the world of finance and insurance, the term agreement among underwriters refers to a consensus or understanding reached by a group of underwriters regarding the terms, conditions, and risks associated with an insurance policy or financial instrument. This agreement is crucial for ensuring that all parties involved have a clear understanding of their roles and responsibilities, as well as the potential risks they are assuming. Underwriters play a vital role in the assessment and pricing of insurance policies, and their collective agreement helps to standardize practices and reduce disputes. The process of forming an agreement among underwriters typically involves extensive discussions and negotiations. Underwriters must evaluate various factors such as the nature of the risk, the profile of the insured, and the market conditions. By coming together to discuss these elements, underwriters can share insights and expertise, which ultimately leads to a more informed decision-making process. This collaborative effort not only enhances the accuracy of risk assessment but also fosters a sense of trust among underwriters, which is essential in a field where financial stakes are high.Once an agreement among underwriters is reached, it serves as a guiding framework for the underwriting process. This framework outlines the agreed-upon terms and conditions that will govern the insurance policy. For instance, it may specify coverage limits, exclusions, premiums, and other critical aspects. Having a clear agreement helps to streamline the underwriting process and ensures that all underwriters are on the same page. This is particularly important in complex cases where multiple underwriters are involved, as it minimizes the chances of misunderstandings or conflicting interpretations of the policy terms.Moreover, an agreement among underwriters is not just beneficial for the underwriters themselves; it also provides reassurance to the insured party. When clients know that a consensus has been reached among experienced professionals, they are more likely to feel confident in the coverage they are purchasing. This confidence can lead to stronger client relationships and increased business opportunities for the underwriters involved.However, reaching an agreement among underwriters can sometimes be challenging. Differences in opinion, varying levels of risk tolerance, and individual underwriting philosophies can create friction during discussions. To overcome these challenges, underwriters must engage in open communication and demonstrate a willingness to compromise. Effective negotiation skills are essential in this regard, as they enable underwriters to find common ground while still addressing their own concerns and priorities.In conclusion, the concept of agreement among underwriters is fundamental to the underwriting process in the insurance and finance industries. It encapsulates the collaborative efforts of underwriters to assess risks and establish clear terms for insurance policies. This agreement not only enhances the efficiency of the underwriting process but also builds trust among underwriters and reassures clients. As the industry continues to evolve, the importance of fostering strong agreements among underwriters will remain a key element in navigating the complexities of risk management and insurance coverage.

在金融和保险的世界中，术语承保人之间的协议指的是一组承保人就保险政策或金融工具的条款、条件和风险达成的共识或理解。这个协议对于确保所有相关方对其角色和责任，以及他们所承担的潜在风险有清晰的理解至关重要。承保人在评估和定价保险政策中扮演着重要角色，他们的集体协议有助于标准化实践并减少争议。形成承保人之间的协议的过程通常涉及广泛的讨论和谈判。承保人必须评估各种因素，例如风险的性质、被保险人的档案以及市场条件。通过聚集在一起讨论这些元素，承保人可以分享见解和专业知识，从而最终导致更明智的决策过程。这种协作努力不仅提高了风险评估的准确性，还在承保人之间培养了信任感，而这种信任在金融利益高昂的领域中是至关重要的。一旦达成承保人之间的协议，它将作为承保过程的指导框架。该框架概述了将支配保险政策的商定条款和条件。例如，它可能会规定承保限额、排除条款、保费和其他关键方面。拥有明确的协议有助于简化承保过程，并确保所有承保人保持一致。这在涉及多个承保人的复杂案例中特别重要，因为它最小化了误解或对政策条款的相互矛盾解释的可能性。此外，承保人之间的协议不仅对承保人本身有利；它还为被保险方提供了安心。当客户知道经验丰富的专业人士之间达成了一致时，他们更有可能对所购买的保险保障感到信心。这种信心可以导致更强的客户关系和增加的商业机会。然而，达成承保人之间的协议有时可能具有挑战性。意见分歧、不同的风险承受能力和个别承保哲学可能在讨论中造成摩擦。为了克服这些挑战，承保人必须进行开放的沟通，并表现出妥协的意愿。在这方面，有效的谈判技巧是必不可少的，因为它们使承保人能够找到共同点，同时仍然解决自己的担忧和优先事项。总之，承保人之间的协议的概念对于保险和金融行业的承保过程至关重要。它概括了承保人合作评估风险和建立保险政策明确条款的努力。这一协议不仅提高了承保过程的效率，还在承保人之间建立了信任，并给客户带来了安慰。随着行业的不断发展，促进承保人之间的强大协议的重要性将始终是驾驭风险管理和保险覆盖复杂性的关键要素。