documents against acceptance (DA)

简明释义

承兑交单

英英释义

Documents against acceptance (DA) is a trade finance term that refers to a method of payment in which the seller ships goods and submits shipping documents to a bank, which then releases these documents to the buyer upon acceptance of a draft or bill of exchange.

承兑交单(DA)是一个贸易融资术语,指的是一种支付方式,卖方发货并将运输文件提交给银行,银行在买方接受汇票或票据后,将这些文件交给买方。

例句

1.The exporter sent the documents against acceptance (DA) to the importer’s bank for processing.

出口商将承兑交单发送到进口商的银行进行处理。

2.Before the goods are shipped, the buyer must agree to the terms of the documents against acceptance (DA).

在货物发运之前,买方必须同意承兑交单的条款。

3.The bank will release the cargo only upon receiving the documents against acceptance (DA).

银行只有在收到承兑交单后才会放行货物。

4.In international trade, it is common to use documents against acceptance (DA) to ensure payment.

在国际贸易中,使用承兑交单来确保付款是很常见的。

5.The use of documents against acceptance (DA) can reduce the risk of non-payment in transactions.

使用承兑交单可以降低交易中不付款的风险。

作文

In the world of international trade, various payment methods are employed to facilitate transactions between buyers and sellers. One such method is known as documents against acceptance (DA). This term refers to a specific arrangement where the seller provides shipping documents to the buyer's bank, which in turn releases these documents to the buyer only upon their acceptance of a bill of exchange. Essentially, this means that the buyer agrees to pay for the goods at a later date, usually specified in the terms of the agreement. Understanding this payment method is crucial for businesses engaged in global commerce, as it impacts cash flow, risk management, and overall transaction efficiency.The process begins when the seller ships the goods to the buyer. Once the goods are on their way, the seller prepares the necessary shipping documents, including the bill of lading, commercial invoice, and packing list. These documents serve as proof of shipment and ownership of the goods. The seller then submits these documents to their bank along with a bill of exchange, which is a written order requiring the buyer to pay a specified amount at a future date. The seller's bank forwards these documents to the buyer's bank, which acts as an intermediary in the transaction.At this stage, the buyer's bank will notify the buyer that the documents are available. However, the release of these documents is contingent upon the buyer formally accepting the bill of exchange. This acceptance signifies that the buyer acknowledges their obligation to pay for the goods at the agreed-upon future date. Once the buyer accepts the bill, they can obtain the shipping documents, allowing them to take possession of the goods.One of the primary advantages of using documents against acceptance (DA) is that it allows the buyer to receive the goods before making payment. This can be particularly beneficial for buyers who need to inspect the goods or sell them before completing the payment. It also helps sellers by providing a level of security, as they retain control over the shipping documents until the buyer accepts the payment terms.However, there are also risks associated with this payment method. For sellers, the main concern is that the buyer may default on their payment after accepting the documents. If the buyer fails to pay, the seller may face difficulties in recovering their funds, especially if the goods have already been delivered. Additionally, if the buyer refuses to accept the documents, the seller may be left with unsold goods and additional shipping costs.In conclusion, documents against acceptance (DA) is a widely used payment method in international trade that offers both advantages and disadvantages. It allows for greater flexibility in cash flow for buyers while providing a degree of security for sellers. However, both parties must carefully assess the risks involved and ensure that they have a clear understanding of the terms and conditions associated with this payment method. By doing so, businesses can navigate the complexities of international trade more effectively and build stronger relationships with their trading partners.

在国际贸易的世界中,各种支付方式被用来促进买卖双方之间的交易。其中一种方法被称为承兑交单(DA)。这个术语指的是一种特定的安排,卖方将运输文件提供给买方的银行,而买方的银行则在买方接受汇票后才释放这些文件。基本上,这意味着买方同意在稍后的日期支付货款,通常是在协议条款中规定的。理解这种支付方式对于参与全球商业的企业至关重要,因为它影响现金流、风险管理和整体交易效率。该过程开始于卖方将货物运送给买方。一旦货物发出,卖方准备必要的运输文件,包括提单、商业发票和装箱单。这些文件作为货物运输和所有权的证明。然后,卖方将这些文件连同汇票一起提交给他们的银行,汇票是要求买方在未来某一特定日期支付指定金额的书面命令。卖方的银行将这些文件转发给买方的银行,后者在交易中充当中介。在这一阶段,买方的银行会通知买方文件已可用。然而,释放这些文件的条件是买方正式接受汇票。这种接受表示买方承认他们在约定的未来日期支付货款的义务。一旦买方接受了汇票,他们就可以获得运输文件,从而能够获取货物。使用承兑交单(DA)的主要优势之一是它允许买方在付款之前接收货物。这对需要检查货物或在完成付款之前出售货物的买方尤其有利。它还通过在买方接受付款条款之前让卖方保留对运输文件的控制权,为卖方提供了一定程度的安全性。然而,这种支付方式也存在风险。对于卖方来说,主要的担忧是买方在接受文件后可能违约。如果买方未能付款,卖方可能会面临收回资金的困难,尤其是在货物已经交付的情况下。此外,如果买方拒绝接受文件,卖方可能会面临未售出货物和额外运输费用的困扰。总之,承兑交单(DA)是一种在国际贸易中广泛使用的支付方式,具有优点和缺点。它为买方提供了更大的现金流灵活性,同时为卖方提供了一定程度的安全性。然而,双方必须仔细评估相关风险,并确保他们对与这种支付方式相关的条款和条件有清晰的理解。通过这样做,企业可以更有效地应对国际贸易的复杂性,并与其贸易伙伴建立更强的关系。

相关单词

documents

documents详解:怎么读、什么意思、用法

against

against详解:怎么读、什么意思、用法

acceptance

acceptance详解:怎么读、什么意思、用法