risk averter

简明释义

承担风险人

英英释义

例句

1.In his role as a risk averter, he advised the team to avoid high-stakes projects.

作为一个风险规避者，他建议团队避免高风险项目。

2.As a natural risk averter, she always opts for the safest investment options available.

作为一个天生的风险规避者，她总是选择最安全的投资选项。

3.The company hired a risk averter to help navigate the uncertain market conditions.

公司聘请了一位风险规避者来帮助应对不确定的市场状况。

4.Being a risk averter, he chose to work for a stable company rather than a startup.

作为一个风险规避者，他选择为一家稳定的公司工作，而不是创业公司。

5.Many people are risk averters when it comes to health insurance, preferring comprehensive coverage.

许多人在健康保险方面是风险规避者，更喜欢全面的保障。

作文

In today's fast-paced and ever-changing world, decision-making often involves weighing potential risks against possible rewards. Among various types of decision-makers, a particular group stands out: the risk averters. A risk averters is someone who tends to avoid taking risks, preferring to choose options that minimize uncertainty, even if it means forgoing potentially greater benefits. This characteristic can be seen in various aspects of life, including personal finance, career choices, and even relationships.When it comes to personal finance, a risk averters typically opts for safer investment vehicles, such as bonds or savings accounts, rather than stocks or mutual funds that could yield higher returns but come with greater volatility. For instance, during economic downturns, while many investors might rush to buy undervalued stocks, a risk averters would likely hold onto their more stable investments, valuing security over potential profit. This cautious approach may seem overly conservative to some, but it can also provide peace of mind and financial stability in uncertain times.In the realm of career decisions, a risk averters might choose to stay in a secure job rather than pursuing a passion that could lead to a more fulfilling but unstable career path. For example, an individual might stay in a well-paying corporate job instead of launching a startup, fearing the financial instability that often accompanies entrepreneurship. While this choice may limit their potential for high earnings, it also protects them from the stress and uncertainty associated with starting a new business. In this sense, being a risk averters can be seen as a double-edged sword; it safeguards against failure but may also hinder personal growth and satisfaction.Relationships also provide fertile ground for the traits of a risk averters. In dating, for instance, a person with this tendency may hesitate to enter into new relationships due to the fear of heartbreak or emotional pain. They might prefer to stay in familiar, albeit less fulfilling, situations rather than risk vulnerability. This protective instinct can prevent them from experiencing the joys and challenges that come with deeper connections, ultimately leading to a more isolated existence.However, it is essential to recognize that being a risk averters is not inherently negative. In certain situations, this mindset can lead to well-thought-out decisions that prioritize long-term stability over short-term gains. For example, during a global crisis like the COVID-19 pandemic, those who acted as risk averters by adhering to health guidelines and avoiding large gatherings likely fared better than those who took unnecessary risks.In conclusion, the concept of a risk averters encompasses a significant aspect of human behavior in decision-making processes. While this approach can lead to missed opportunities, it also offers a layer of protection against potential losses. Understanding the balance between risk-taking and risk aversion is crucial for individuals seeking to navigate life's complexities. Ultimately, whether one identifies as a risk averters or a more adventurous spirit, the key lies in making informed decisions that align with personal values and goals.

在当今快节奏和不断变化的世界中，决策往往涉及权衡潜在风险与可能收益。在各种类型的决策者中，有一个特定的群体脱颖而出：风险规避者。风险规避者是指倾向于避免冒险的人，他们更喜欢选择能够最小化不确定性的选项，即使这意味着放弃潜在的更大收益。这种特征可以在生活的各个方面看到，包括个人理财、职业选择，甚至人际关系。在个人理财方面，风险规避者通常选择更安全的投资工具，如债券或储蓄账户，而不是股票或共同基金，这些投资可能带来更高的回报，但伴随更大的波动性。例如，在经济衰退期间，虽然许多投资者可能会急于购买被低估的股票，但风险规避者可能会坚持持有他们更稳定的投资，重视安全而非潜在的利润。这个谨慎的方法对某些人来说可能显得过于保守，但它也能在不确定时期提供内心的平静和财务稳定。在职业决策领域，风险规避者可能选择留在一份安全的工作中，而不是追求可能导致更充实但不稳定的职业道路。例如，一个人可能会选择留在一份薪水丰厚的企业工作，而不是创业，担心创业所带来的财务不稳定。虽然这个选择可能限制了他们获得高收入的潜力，但也保护了他们免受创业过程中常伴随的压力和不确定性。从这个意义上说，成为一名风险规避者可以被视为一把双刃剑；它保护了人们免受失败的风险，但也可能阻碍个人成长和满足感。人际关系同样为风险规避者的特质提供了肥沃的土壤。在约会中，例如，具有这种倾向的人可能会因为害怕心碎或情感痛苦而犹豫不决地进入新关系。他们可能更愿意停留在熟悉的、尽管不那么令人满意的情况下，而不是冒险去体验脆弱性。这种保护本能可能会阻止他们体验与更深层次的联系所带来的快乐和挑战，最终导致更加孤立的生活。然而，重要的是要认识到，成为一名风险规避者并不固然是负面的。在某些情况下，这种心态可以导致经过深思熟虑的决策，优先考虑长期的稳定而非短期的收益。例如，在像COVID-19大流行这样的全球危机期间，那些作为风险规避者的人通过遵循健康指南和避免大型聚会，可能比那些冒着不必要风险的人表现得更好。总之，风险规避者的概念涵盖了人类行为在决策过程中的一个重要方面。虽然这种方法可能导致错失机会，但它也为潜在损失提供了一层保护。理解冒险和规避风险之间的平衡对于希望驾驭生活复杂性的人至关重要。最终，无论一个人是否认同自己是风险规避者还是更具冒险精神的人，关键在于做出符合个人价值观和目标的明智决定。