equipment trust

简明释义

成套设备托拉斯

英英释义

例句

1.The company secured financing through an equipment trust to purchase new machinery.

公司通过设备信托获得融资以购买新机器。

2.Investors in the equipment trust received regular dividends from the leasing income.

在设备信托中的投资者从租赁收入中获得定期分红。

3.The construction firm utilized an equipment trust to finance its fleet of heavy machinery.

建筑公司利用设备信托为其重型机械车队融资。

4.The equipment trust allowed the airline to acquire new aircraft without significant upfront costs.

该设备信托使航空公司能够在没有重大前期成本的情况下获得新飞机。

5.A well-structured equipment trust can enhance a company's balance sheet by providing off-balance-sheet financing.

一个结构良好的设备信托可以通过提供表外融资来增强公司的资产负债表。

作文

In the world of finance and business, various terms and concepts are essential for understanding how companies manage their assets and liabilities. One such term is equipment trust, which plays a significant role in the financing of heavy machinery and equipment. An equipment trust is a financial arrangement that allows companies to acquire expensive equipment without the immediate burden of full payment. Instead, the equipment is purchased using borrowed funds, which are then repaid over time. This arrangement is particularly beneficial for businesses that rely on costly machinery to operate but may not have the capital to purchase it outright.The structure of an equipment trust typically involves three parties: the borrower (the company needing the equipment), the lender (usually a financial institution), and a trustee. The trustee holds the title to the equipment until the loan is fully paid off. This arrangement provides security for the lender, as they can reclaim the equipment if the borrower defaults on the loan. Furthermore, it allows the borrower to use the equipment while making manageable payments over time.One of the key advantages of an equipment trust is that it enables companies to maintain cash flow while still acquiring necessary assets. For example, a construction company may need to purchase a bulldozer to complete a project. Instead of paying for the bulldozer upfront, the company can enter into an equipment trust agreement, allowing them to pay for the bulldozer over several years. This approach not only preserves the company’s working capital but also allows it to take on new projects without financial strain.Moreover, an equipment trust can offer tax benefits to the borrower. In many jurisdictions, the interest paid on loans for equipment acquisition is tax-deductible. This can significantly reduce the overall cost of financing the equipment. Additionally, since the borrower has immediate access to the equipment, they can start generating revenue sooner, further improving their financial position.However, there are also risks associated with entering into an equipment trust. If the borrower fails to make the required payments, they risk losing the equipment, which can severely impact their operations. Therefore, it is crucial for companies to carefully assess their financial situation and ensure they can meet the obligations of the trust before proceeding.In conclusion, an equipment trust is a valuable financial tool for businesses looking to acquire expensive machinery without compromising their cash flow. By understanding how this arrangement works and its implications, companies can make informed decisions about their financing options. As industries continue to evolve and technology advances, the relevance of equipment trusts in facilitating growth and operational efficiency will likely remain significant. Companies that leverage these financial arrangements wisely can enhance their competitive edge and position themselves for long-term success.

在金融和商业的世界中，各种术语和概念对于理解公司如何管理其资产和负债至关重要。一个这样的术语是设备信托，它在重型机械和设备的融资中发挥着重要作用。设备信托是一种金融安排，允许公司在没有立即全额支付的情况下获取昂贵的设备。相反，设备是使用借入资金购买的，然后逐步偿还。这种安排对于依赖昂贵机械运营但可能没有资本直接购买的企业特别有利。设备信托的结构通常涉及三方：借款人（需要设备的公司）、贷款人（通常是金融机构）和受托人。受托人在贷款完全偿还之前持有设备的所有权。这种安排为贷款人提供了安全保障，因为如果借款人违约，他们可以收回设备。此外，它允许借款人在分期付款的同时使用设备。设备信托的一个关键优势是，它使公司能够在获取必要资产的同时保持现金流。例如，一家建筑公司可能需要购买一台推土机来完成项目。公司可以通过签订设备信托协议，而不是立即支付推土机的费用，从而在几年内支付推土机的费用。这种方法不仅保留了公司的营运资金，还允许其在没有财务压力的情况下承担新项目。此外，设备信托还可以为借款人提供税收优惠。在许多司法管辖区，购买设备所支付的贷款利息是可抵税的。这可以显著降低融资设备的整体成本。此外，由于借款人可以立即使用设备，他们可以更早开始产生收入，从而进一步改善其财务状况。然而，进入设备信托也存在风险。如果借款人未能按时付款，他们就有失去设备的风险，这可能严重影响他们的运营。因此，公司在进行之前，仔细评估其财务状况并确保能够满足信托的义务至关重要。总之，设备信托是企业在不妨碍现金流的情况下获取昂贵机械的宝贵金融工具。通过了解这种安排的运作方式及其影响，公司可以对其融资选择做出明智的决策。随着行业的不断发展和技术的进步，设备信托在促进增长和运营效率方面的相关性可能仍将显著。明智地利用这些金融安排的公司可以增强其竞争优势，并为长期成功奠定基础。