countermand a check

简明释义

撤回支票

英英释义

例句

1.The client requested to countermand a check after disputing the charges on their invoice.

客户在对账单上的费用提出异议后，请求撤销这张支票。

2.The company had to countermand a check issued to a former employee who no longer worked there.

公司不得不撤销一张开给已离职员工的支票。

3.Due to a clerical error, they needed to countermand a check before it was cashed.

由于文书错误，他们需要在支票被兑现之前撤销这张支票。

4.After realizing he had sent the payment to the wrong vendor, John decided to countermand a check.

在意识到自己把付款发错给了供应商后，约翰决定撤销这张支票。

5.She called the bank to countermand a check that she had lost last week.

她打电话给银行，要求撤销上周丢失的支票。

作文

In the world of finance and banking, it is crucial for individuals and businesses to manage their funds effectively. One important aspect of this management is the ability to issue checks as a means of payment. However, circumstances may arise that require a person to countermand a check, which means to revoke or cancel a previously issued check. This action can be necessary for various reasons, including errors in the amount written, changes in payment agreements, or concerns about fraud. Understanding how to countermand a check is essential for maintaining financial integrity and ensuring that funds are allocated appropriately.Imagine a small business owner who issues a check to a vendor for services rendered. After writing the check, the owner realizes that they made a mistake in the amount, perhaps writing $1,000 instead of the intended $100. In this scenario, the best course of action would be to countermand a check. This process typically involves contacting the bank and informing them that the check should not be honored. It is important to act quickly, as checks can clear within a few days, and once the funds have been withdrawn, it can be challenging to recover them.Another common situation that may necessitate the need to countermand a check is when a payment agreement changes. For instance, if the vendor and the business owner negotiate a new price for the services provided, the original check may no longer reflect the agreed-upon amount. In such cases, it is prudent to countermand a check to prevent any confusion or disputes regarding payment. By doing so, the business owner can ensure that they only pay the correct amount as per the new agreement.Fraudulent activities also pose a significant risk in financial transactions. If a business owner suspects that a check they issued has been lost or stolen, they should immediately countermand a check to protect their funds. In these situations, time is of the essence, and the business owner must act swiftly to prevent unauthorized access to their bank account. The bank will typically require the account holder to fill out a form or provide a verbal confirmation to initiate the cancellation process.It is also worth noting that there may be fees associated with countermanding a check. Banks often charge a fee for processing the cancellation, which can vary depending on the institution's policies. Therefore, individuals and businesses should weigh the costs against the potential risks of allowing a check to clear if they have doubts about its validity.In conclusion, the ability to countermand a check is an important skill for anyone who manages finances. Whether due to mistakes, changes in agreements, or concerns about fraud, knowing how to effectively cancel a check can save individuals and businesses from financial loss. It is vital to communicate promptly with the bank and understand the procedures involved in this process. By being proactive and informed, one can navigate the complexities of financial transactions with greater confidence and security.

在金融和银行的世界里，个人和企业有效管理资金至关重要。这个管理的重要方面之一是能够开出支票作为支付手段。然而，可能会出现需要一个人撤销支票的情况，这意味着撤销或取消先前发出的支票。这一行动可能因多种原因而必要，包括金额书写错误、付款协议变更或对欺诈的担忧。理解如何撤销支票对于维护财务完整性和确保资金适当分配至关重要。想象一下，一个小企业主向供应商开出了一张支票以支付所提供的服务。在写完支票后，业主意识到他们在金额上犯了错误，可能是写了1000美元而不是意图的100美元。在这种情况下，最佳的做法是撤销支票。这个过程通常涉及联系银行并告知他们这张支票不应被兑现。迅速采取行动是重要的，因为支票可能在几天内清算，一旦资金被提取，追回资金可能会很困难。另一个常见的情况是，当付款协议发生变化时，可能需要撤销支票。例如，如果供应商和企业主协商了服务的新的价格，那么原始支票可能不再反映约定的金额。在这种情况下，明智的做法是撤销支票，以防止关于付款的任何混淆或争议。通过这样做，企业主可以确保他们只支付根据新协议商定的正确金额。欺诈活动也对金融交易构成重大风险。如果企业主怀疑他们发出的支票已丢失或被盗，他们应立即撤销支票以保护他们的资金。在这些情况下，时间至关重要，企业主必须迅速采取行动，以防止未经授权访问他们的银行账户。银行通常要求账户持有人填写表格或提供口头确认以启动取消过程。还值得注意的是，可能会收取与撤销支票相关的费用。银行通常会对处理取消收取费用，这可能因机构政策而异。因此，个人和企业应权衡费用与允许支票兑现的潜在风险，如果他们对支票的有效性有疑虑。总之，能够撤销支票是任何管理财务的人都需具备的重要技能。无论是由于错误、协议变更还是对欺诈的担忧，了解如何有效地取消支票可以为个人和企业节省财务损失。与银行及时沟通并了解此过程中的程序至关重要。通过主动和知情，个人可以更自信和安全地驾驭金融交易的复杂性。