excess funds

简明释义

超额资金

英英释义

例句

1.Investors were pleased to see excess funds returned to shareholders as dividends.

投资者很高兴看到将多余资金返还给股东作为股息。

2.After reviewing the budget, we found excess funds that could be allocated to employee training.

在审查预算后，我们发现有多余资金可以分配给员工培训。

3.The company decided to invest the excess funds in new technology to improve efficiency.

公司决定将多余资金投资于新技术，以提高效率。

4.The charity used the excess funds from last year's donations to expand its outreach programs.

慈善机构利用去年的捐款中的多余资金来扩展其外展项目。

5.The school board is considering how to use the excess funds from the recent fundraising event.

学校董事会正在考虑如何使用最近筹款活动中的多余资金。

作文

In today's fast-paced financial world, managing money effectively is crucial for both individuals and businesses. One important concept that often arises in discussions about finance is the idea of excess funds. These are the amounts of money that exceed what is necessary for immediate expenses or obligations. Understanding how to manage excess funds can lead to better financial health and opportunities for growth.For individuals, excess funds might come from a variety of sources, such as a bonus at work, a tax refund, or savings from reduced spending. When these funds accumulate, it is essential to consider how best to utilize them. One option is to invest the money in stocks, bonds, or mutual funds, which can potentially yield a higher return over time compared to leaving the money in a low-interest savings account. Investing excess funds not only helps grow wealth but also prepares individuals for future financial needs, such as retirement or unexpected emergencies.On the other hand, businesses frequently encounter excess funds as well. A company may experience a surge in sales one quarter, resulting in more cash than needed for day-to-day operations. In this case, it is crucial for business leaders to devise a strategy for utilizing these surplus funds wisely. Options may include reinvesting in the business, paying down debt, or distributing dividends to shareholders. Each choice carries its own benefits and risks, and the decision should align with the company's long-term goals.Moreover, holding onto excess funds without a plan can be detrimental. Inflation can erode the purchasing power of cash over time, making it less valuable if not put to use. Therefore, whether an individual or a business, it is vital to have a clear understanding of financial goals and to actively manage excess funds to avoid missed opportunities.In conclusion, excess funds represent a valuable resource that should not be overlooked. By strategically investing or allocating these funds, both individuals and businesses can enhance their financial stability and pave the way for future growth. The key is to remain proactive and informed about the best ways to utilize these resources, ensuring that they contribute to long-term success rather than stagnation. Ultimately, understanding the role of excess funds in one's financial strategy can lead to a more secure and prosperous future.

在当今快节奏的金融世界中，有效管理资金对个人和企业至关重要。一个经常出现在财务讨论中的重要概念是多余资金的概念。这些是超出立即支出或义务所需的金额。理解如何管理多余资金可以带来更好的财务健康和增长机会。对于个人来说，多余资金可能来自多种来源，例如工作奖金、税收退款或因减少开支而节省下来的资金。当这些资金积累时，考虑如何最好地利用它们至关重要。一个选择是将钱投资于股票、债券或共同基金，这可能比将资金留在低利息储蓄账户中获得更高的回报。投资多余资金不仅有助于增加财富，还为个人未来的财务需求做好准备，例如退休或意外紧急情况。另一方面，企业也经常遇到多余资金。一家公司可能在某个季度经历销售激增，导致现金超过日常运营所需。在这种情况下，企业领导者必须制定策略，明智地利用这些盈余资金。选择可能包括重新投资于业务、偿还债务或向股东分配红利。每个选择都有其自身的好处和风险，决策应与公司的长期目标保持一致。此外，若没有计划地持有多余资金可能会造成不利影响。通货膨胀会随着时间的推移侵蚀现金的购买力，使其变得不那么有价值，因此必须加以利用。因此，无论是个人还是企业，明确理解财务目标并积极管理多余资金以避免错失机会至关重要。总之，多余资金代表着一种宝贵的资源，不应被忽视。通过战略性地投资或分配这些资金，个人和企业都可以增强财务稳定性，并为未来的增长铺平道路。关键是要保持主动和了解最佳利用这些资源的方法，确保它们有助于长期成功，而不是停滞。最终，理解多余资金在个人财务策略中的作用可以带来更加安全和繁荣的未来。