exceed the budget; excess budget

简明释义

超出预算

英英释义

例句

1.Due to unexpected expenses, our excess budget (超出预算的部分) has reached alarming levels.

由于意外开支，我们的超出预算的部分已经达到了令人担忧的水平.

2.The finance team reported that there is an excess budget (超出预算的资金) that can be reallocated to other projects.

财务团队报告说，有一笔超出预算的资金可以重新分配给其他项目.

3.If we do not monitor our spending closely, we might exceed the budget (超出预算) by the end of the year.

如果我们不密切监控开支，到年底时可能会超出预算.

4.We need to find ways to cut costs before we exceed the budget (超出预算) for this quarter.

在这个季度之前，我们需要找到削减成本的方法，以免超出预算.

5.The project manager warned that if we continue to spend like this, we will exceed the budget (超出预算).

项目经理警告说，如果我们继续这样花钱，我们将会超出预算.

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and organizations. One of the most common challenges faced in financial management is the tendency to exceed the budget (超出预算). This situation arises when expenses surpass the allocated amount set at the beginning of a financial period. Understanding the implications of exceeding the budget is essential for maintaining financial health and achieving long-term goals.When an individual or organization exceeds the budget, it can lead to several negative consequences. Firstly, it may result in a cash flow crisis, where there is not enough money available to cover essential expenses. This can force individuals or companies to rely on credit, leading to increased debt and interest payments. Moreover, consistently exceeding the budget can damage an organization's reputation, as stakeholders may lose trust in its ability to manage resources effectively.To avoid the pitfalls associated with exceeding the budget, it is vital to implement a robust budgeting process. This involves setting realistic and achievable financial goals, regularly monitoring expenses, and making adjustments as needed. For example, if a company notices that its marketing expenses are consistently higher than planned, it should analyze the reasons behind this trend and make necessary changes to its strategy. By doing so, the company can prevent further exceeding the budget and ensure that it stays on track to meet its financial objectives.Another important aspect of budgeting is understanding the concept of an excess budget (超额预算). An excess budget refers to the additional funds allocated beyond the original budget, often used to cover unforeseen expenses or to seize new opportunities. While having an excess budget can provide flexibility, it is crucial to use these funds wisely. Mismanagement of an excess budget can lead to complacency, where individuals or organizations may feel less pressure to stick to their original budget, ultimately resulting in unnecessary spending.In conclusion, effectively managing a budget is essential for financial stability. The tendency to exceed the budget can lead to significant challenges, including cash flow issues and loss of credibility. Implementing a thorough budgeting process and being mindful of how to utilize an excess budget can help individuals and organizations maintain control over their finances. By prioritizing financial discipline and making informed decisions, it is possible to achieve financial goals without falling into the trap of overspending.

在当今快速发展的世界中，有效管理财务对个人和组织来说至关重要。财务管理中最常见的挑战之一就是倾向于超出预算。这种情况发生在开支超过了在财务周期开始时设定的分配金额时。理解超出预算的影响对于维持财务健康和实现长期目标至关重要。当个人或组织超出预算时，可能会导致几个负面后果。首先，这可能导致现金流危机，即没有足够的资金来支付基本开支。这可能迫使个人或公司依赖信用，从而导致债务和利息支付的增加。此外，持续的超出预算可能会损害组织的声誉，因为利益相关者可能会失去对其有效管理资源能力的信任。为了避免与超出预算相关的陷阱，实施稳健的预算流程至关重要。这包括设定现实和可实现的财务目标，定期监控开支，并根据需要进行调整。例如，如果一家公司注意到其市场营销费用始终高于计划，它应该分析这一趋势背后的原因，并对其策略进行必要的调整。通过这样做，公司可以防止进一步的超出预算，确保其在实现财务目标的道路上保持正轨。预算的另一个重要方面是理解超额预算的概念。超额预算指的是超出原始预算分配的额外资金，通常用于覆盖不可预见的开支或抓住新的机会。虽然拥有超额预算可以提供灵活性，但明智地使用这些资金至关重要。对超额预算的误管理可能导致自满，个人或组织可能会感到坚持原始预算的压力减小，最终导致不必要的支出。总之，有效管理预算对财务稳定至关重要。倾向于超出预算可能导致重大挑战，包括现金流问题和信誉丧失。实施全面的预算流程并注意如何利用超额预算可以帮助个人和组织控制其财务。通过优先考虑财务纪律和做出明智的决策，有可能在不陷入过度消费陷阱的情况下实现财务目标。