sinking fund installment

简明释义

偿债基金按期摊拨款,偿债基金分期摊拨款

英英释义

例句

1.Investors were pleased to see a consistent sinking fund installment 偿债基金分期付款 in the financial reports, indicating good fiscal management.

投资者看到财务报告中有稳定的sinking fund installment 偿债基金分期付款，对此感到满意，表明良好的财务管理。

2.Each year, the sinking fund installment 偿债基金分期付款 helps the organization manage its long-term debts effectively.

每年，sinking fund installment 偿债基金分期付款帮助组织有效管理其长期债务。

3.The company allocated a portion of its profits to the sinking fund installment 偿债基金分期付款 for future equipment replacement.

公司将一部分利润分配到未来设备更换的sinking fund installment 偿债基金分期付款中。

4.The municipality set up a sinking fund installment 偿债基金分期付款 to ensure the repayment of bonds issued for infrastructure projects.

市政府设立了一个sinking fund installment 偿债基金分期付款以确保为基础设施项目发行的债券的偿还。

5.The financial advisor recommended increasing the sinking fund installment 偿债基金分期付款 to prepare for larger future expenses.

财务顾问建议增加sinking fund installment 偿债基金分期付款以为未来更大的开支做准备。

作文

A sinking fund is a financial strategy used by organizations and individuals to set aside money over time for a specific purpose, often to repay debt or replace an asset. One of the key components of a sinking fund is the concept of a sinking fund installment, which refers to the periodic payments made into this fund. Understanding the importance of sinking fund installment can significantly enhance one’s financial planning and management skills.To illustrate, let’s consider a company that has issued bonds to raise capital. These bonds have a maturity period of ten years, and the company is required to pay back the principal amount at the end of this period. To ensure that it has enough funds to repay the bondholders when the time comes, the company decides to establish a sinking fund. This fund will accumulate money over the years through regular contributions. The company calculates that it needs to make annual sinking fund installment payments to reach the total amount required by the maturity date.The process begins with determining how much money needs to be accumulated in the sinking fund. For instance, if the company owes $1 million at the end of ten years, it must decide how much to contribute each year. By using financial formulas, the company can figure out the annual sinking fund installment necessary to meet its goal. This calculation takes into account interest rates and the expected growth of the fund, allowing the company to plan its finances effectively.In practice, making regular sinking fund installment payments helps companies manage their cash flow and reduces the risk of financial strain when debts come due. It creates a disciplined savings habit, ensuring that funds are available when needed. Moreover, this approach can enhance the company's creditworthiness, as lenders view the existence of a sinking fund as a sign of financial responsibility and foresight.Individuals can also benefit from understanding sinking fund installment. For example, a homeowner might anticipate needing to replace the roof in twenty years. Instead of waiting until the last minute, the homeowner can start a sinking fund to save for this expense. By setting aside a certain amount of money each month as a sinking fund installment, the homeowner ensures that funds will be available when the time comes to replace the roof. This proactive approach not only alleviates financial pressure but also allows for better budgeting and planning.In conclusion, the concept of sinking fund installment plays a crucial role in both corporate finance and personal financial management. By making regular contributions to a sinking fund, individuals and organizations can prepare for future financial obligations without the stress of scrambling for cash at the last moment. This strategic approach fosters financial stability and encourages responsible fiscal habits. Whether for repaying debt, replacing assets, or planning for future expenses, understanding and implementing sinking fund installment payments can lead to better financial outcomes and peace of mind.

沉没基金是一种财务策略，组织和个人通过这种方式逐步存钱以实现特定目的，通常是偿还债务或更换资产。沉没基金的一个关键组成部分是sinking fund installment的概念，它指的是定期向该基金支付的款项。理解sinking fund installment的重要性可以显著提高个人的财务规划和管理技能。为了说明这一点，让我们考虑一家发行债券以筹集资本的公司。这些债券的到期时间为十年，公司需要在此期间偿还本金。为了确保在到期时能够偿还债权人，公司决定建立一个沉没基金。这个基金将在几年内通过定期贡献积累资金。公司计算出需要进行年度的sinking fund installment支付，以便在到期日达到所需的总金额。这一过程始于确定需要在沉没基金中积累多少资金。例如，如果公司在十年后欠款100万美元，它必须决定每年要贡献多少。通过使用财务公式，公司可以计算出每年的sinking fund installment，以满足其目标。该计算考虑了利率和基金的预期增长，使公司能够有效地规划其财务。实际上，定期进行sinking fund installment支付有助于公司管理现金流，并减少到期时的财务压力。它创造了一种有纪律的储蓄习惯，确保在需要时有资金可用。此外，这种方法还可以增强公司的信用度，因为贷方将沉没基金的存在视为财务责任和前瞻性的标志。个人也可以从理解sinking fund installment中受益。例如，一位房主可能预计在二十年内需要更换屋顶。与其等到最后一刻，不如提前开始沉没基金来为这笔开支储蓄。通过每月存入一定金额作为sinking fund installment，房主确保在更换屋顶时有资金可用。这种主动的方法不仅减轻了财务压力，还允许更好的预算和规划。总之，sinking fund installment的概念在企业财务和个人财务管理中都发挥着至关重要的作用。通过定期向沉没基金贡献资金，个人和组织可以为未来的财务义务做好准备，而不必在最后一刻匆忙寻找现金。这种战略方法促进了财务稳定，并鼓励负责任的财政习惯。无论是偿还债务、替换资产还是规划未来开支，理解和实施sinking fund installment支付都能带来更好的财务结果和内心的平静。