redemption reserve

简明释义

偿还准备金

英英释义

例句

1.A well-managed redemption reserve can enhance investor confidence in the organization.

良好管理的赎回准备金可以增强投资者对组织的信心。

2.The company set aside a significant amount in the redemption reserve to ensure they can meet future obligations.

公司在赎回准备金中预留了相当数量的资金，以确保能够满足未来的义务。

3.The redemption reserve is crucial for maintaining liquidity in times of financial stress.

在财务压力时期，赎回准备金对维持流动性至关重要。

4.Investors are assured that their investments are safe because of the strong redemption reserve maintained by the fund.

投资者们放心，因为基金保持了强大的赎回准备金，他们的投资是安全的。

5.Before launching the new bond issue, the firm reviewed its redemption reserve to ensure compliance with regulations.

在推出新的债券发行之前，公司审查了其赎回准备金以确保符合规定。

作文

In the world of finance, various terms and concepts are crucial for understanding how investments and financial products function. One such term is redemption reserve, which plays a significant role in the management of mutual funds and other collective investment schemes. A redemption reserve is essentially a portion of the fund's assets that is set aside to meet redemption requests from investors. This ensures that when investors decide to withdraw their money, the fund has enough liquidity to fulfill these requests without disrupting the overall performance of the fund.The concept of a redemption reserve is particularly important in times of market volatility. When the market is unstable, investors may rush to redeem their shares in a fund, fearing losses. If a fund does not have a sufficient redemption reserve, it may be forced to sell off assets at unfavorable prices to meet these redemption requests. This can lead to a decline in the value of the fund, negatively affecting all investors, not just those who chose to redeem their shares. Therefore, maintaining an adequate redemption reserve is essential for the health of the fund and the protection of its investors.Moreover, the size of the redemption reserve can vary based on the type of fund and its investment strategy. For instance, equity funds might have a different approach to managing their reserves compared to bond funds. Equity funds may experience higher volatility and thus may need a larger redemption reserve to manage sudden withdrawals. On the other hand, bond funds, which tend to be more stable, might require a smaller reserve. Fund managers must carefully assess the liquidity needs of their funds and set appropriate levels for the redemption reserve accordingly.Another aspect to consider is the regulatory environment surrounding redemption reserves. In many jurisdictions, regulators require funds to maintain a certain level of liquidity, which directly influences the amount that should be allocated to the redemption reserve. This regulation aims to protect investors by ensuring that funds can meet their obligations without resorting to drastic measures that could harm the fund's overall performance.In conclusion, the redemption reserve is a critical component of fund management that helps ensure liquidity and stability in investment products. By setting aside a portion of assets specifically for redemptions, funds can better navigate periods of market stress and provide a safety net for investors. Understanding the importance of the redemption reserve can help investors make more informed decisions about where to place their money and how to evaluate the risk associated with their investments. As the financial landscape continues to evolve, the significance of maintaining a robust redemption reserve will remain a fundamental principle for successful fund management.

在金融世界中，各种术语和概念对于理解投资和金融产品的运作至关重要。其中一个术语是赎回准备金，它在共同基金和其他集体投资计划的管理中发挥着重要作用。赎回准备金本质上是基金资产的一部分，用于满足投资者的赎回请求。这确保了当投资者决定提取资金时，基金有足够的流动性来满足这些请求，而不会扰乱基金的整体表现。在市场波动时期，赎回准备金的概念尤为重要。当市场不稳定时，投资者可能会急于赎回他们在基金中的份额，以避免损失。如果一个基金没有足够的赎回准备金，它可能被迫以不利的价格出售资产，以满足这些赎回请求。这可能导致基金价值下滑，负面影响所有投资者，而不仅仅是选择赎回其份额的投资者。因此，维持适当的赎回准备金对基金的健康和保护其投资者至关重要。此外，赎回准备金的规模可能根据基金类型和投资策略而有所不同。例如，股票基金在管理其准备金时可能与债券基金采取不同的方法。股票基金可能经历更高的波动性，因此可能需要更大的赎回准备金来管理突发的赎回。另一方面，债券基金通常更稳定，可能需要较小的准备金。基金经理必须仔细评估其基金的流动性需求，并相应地设定适当的赎回准备金水平。另一个需要考虑的方面是围绕赎回准备金的监管环境。在许多司法管辖区，监管机构要求基金保持一定的流动性水平，这直接影响到应该分配给赎回准备金的金额。这项规定旨在通过确保基金能够满足其义务而不采取可能损害基金整体表现的极端措施来保护投资者。总之，赎回准备金是基金管理的一个关键组成部分，有助于确保投资产品的流动性和稳定性。通过专门留出一部分资产用于赎回，基金可以更好地应对市场压力期，并为投资者提供安全网。理解赎回准备金的重要性可以帮助投资者在选择投资地点和评估投资风险时做出更明智的决策。随着金融环境的不断发展，保持强大赎回准备金的重要性将始终是成功基金管理的基本原则。