recourse; right of recourse; right of regress

简明释义

偿还请求权

英英释义

例句

1.After the product recall, customers were informed of their right of recourse 追索权 for refunds.

在产品召回后，客户被告知他们的追索权 追索权以获得退款。

2.If the supplier fails to deliver, we will exercise our right of regress 追索权 against them.

如果供应商未能交货，我们将对他们行使我们的追索权 追索权。

3.In case of default, the lender has a legal recourse 追索权 to reclaim their funds.

如果违约，贷方有法律上的追索权 追索权来追回他们的资金。

4.The contract clearly states the right of recourse 追索权 in the event of a breach.

合同明确说明在违反合同时的追索权 追索权。

5.The insurance policy provides a recourse 追索权 for any damages incurred during the coverage period.

保险政策提供了在保障期内发生的任何损害的追索权 追索权。

作文

In the world of finance and legal agreements, understanding various terms is crucial for effective decision-making. One such term is recourse, which refers to the right to demand payment or compensation from a party in a transaction. This concept becomes especially important when dealing with loans or credit agreements, where the lender seeks assurance that they can recover their funds if the borrower defaults. The right of recourse 追索权 allows lenders to pursue not only the original borrower but also any guarantors or co-signers involved in the agreement. This means that if the primary borrower fails to meet their obligations, the lender can seek repayment from other parties who have agreed to back the loan. The implications of having a right of recourse are significant for both lenders and borrowers. For lenders, it provides a safety net, ensuring that they have multiple avenues for recovering their investment. This can lead to more favorable lending terms since lenders feel secure in their ability to recoup losses. On the other hand, for borrowers, this means that taking out a loan involves a considerable amount of risk, especially if they have co-signers. If they default, those individuals may also face financial repercussions, which can strain personal relationships.Moreover, the right of regress 追索权 is closely related to the concept of recourse. This term specifically pertains to the right of a party who has fulfilled an obligation on behalf of another to seek reimbursement or compensation from that other party. For instance, if a co-signer pays off a debt after the primary borrower has defaulted, they can exercise their right of regress to reclaim that amount from the borrower. This legal protection ensures that no party is unfairly burdened by the failures of another, promoting fairness in financial agreements.Understanding these terms is vital for anyone involved in financial transactions, whether as a lender, borrower, or co-signer. For lenders, knowing their recourse options can help them make informed decisions about lending practices and risk management. They can better assess the creditworthiness of potential borrowers and determine appropriate interest rates based on the perceived risk of default.For borrowers, awareness of the right of recourse and right of regress can influence their approach to borrowing. It encourages them to consider the long-term implications of taking on debt, particularly if they have others relying on them or co-signing loans. By understanding these rights, borrowers can make more informed choices about their financial commitments and the potential impact on their personal relationships.In conclusion, the terms recourse, right of recourse, and right of regress play essential roles in financial agreements and legal contracts. They provide a framework for accountability and protection for all parties involved. As financial literacy becomes increasingly important in our complex economic landscape, comprehending these concepts will empower individuals to navigate their financial obligations with confidence and clarity. Whether one is lending money, borrowing, or acting as a guarantor, being aware of these rights can significantly influence the outcomes of financial dealings.

在金融和法律协议的世界中，理解各种术语对于有效决策至关重要。其中一个术语是追索权，指的是要求交易方支付或赔偿的权利。这个概念在处理贷款或信用协议时尤为重要，因为贷方希望确保他们能够在借款人违约时收回资金。追索权允许贷方追索不仅是原借款人，还有任何参与协议的担保人或共同签署人。这意味着如果主要借款人未能履行义务，贷方可以向其他同意担保贷款的各方寻求还款。拥有追索权的影响对贷方和借款人都很重要。对于贷方来说，它提供了一种安全网，确保他们有多条途径来收回投资。这可能导致更优惠的贷款条款，因为贷方对收回损失的能力感到安全。另一方面，对于借款人来说，这意味着贷款涉及相当大的风险，尤其是当他们有共同签署人时。如果他们违约，那些个人也可能面临财务后果，这可能会影响个人关系。此外，追索权与追索权的概念密切相关。这个术语特别指的是在另一方的义务被履行后，有权要求补偿或赔偿的当事方。例如，如果共同签署人在主要借款人违约后偿还了债务，他们可以行使自己的追索权以从借款人那里索回该金额。这种法律保护确保没有一方因另一方的失败而不公平地承担负担，促进了金融协议的公平性。理解这些术语对于任何参与金融交易的人来说都是至关重要的，无论是作为贷方、借款人还是共同签署人。对于贷方来说，了解他们的追索权选项可以帮助他们做出明智的贷款实践和风险管理决定。他们可以更好地评估潜在借款人的信用worthiness，并根据违约的风险评估适当的利率。对于借款人来说，意识到追索权和追索权可以影响他们的借款方式。它鼓励他们考虑承担债务的长期影响，特别是如果他们有依赖于他们或共同签署贷款的人。通过理解这些权利，借款人可以更明智地选择他们的财务承诺及其对个人关系的潜在影响。总之，追索权、追索权和追索权在金融协议和法律合同中发挥着至关重要的作用。它们为所有参与方提供了责任和保护的框架。随着金融素养在我们复杂的经济环境中变得愈加重要，理解这些概念将使个人能够自信和清晰地应对他们的财务义务。无论是借钱、借款还是担任担保人，了解这些权利都可能显著影响金融交易的结果。