maturity; redemption date

简明释义

偿还期,偿还日

英英释义

例句

1.Investors should be aware of the maturity; redemption date to plan their finances accordingly.

投资者应注意到期日；赎回日期以便相应地规划他们的财务。

2.The bond will pay interest until its maturity; redemption date, at which point the principal is returned.

该债券将在其到期日；赎回日期之前支付利息，届时本金将被退还。

3.Make sure to check the maturity; redemption date before purchasing any fixed-income security.

在购买任何固定收益证券之前，请务必检查到期日；赎回日期。

4.You can reinvest your funds after the maturity; redemption date to maximize your earnings.

您可以在到期日；赎回日期之后重新投资您的资金，以最大化收益。

5.The maturity; redemption date of this investment is set for 2025, providing a clear timeline for returns.

此项投资的到期日；赎回日期定为2025年，为回报提供了明确的时间表。

作文

In the world of finance and investment, understanding key terms is crucial for making informed decisions. One such term that often comes up in discussions about bonds and loans is maturity; redemption date. The maturity; redemption date refers to the specific date on which a financial instrument, such as a bond or a loan, is due to be paid back to the investor or lender. This date is significant because it marks the end of the investment period and the moment when the principal amount is returned, along with any accrued interest. To illustrate, let’s consider a corporate bond. When an investor buys a bond, they are essentially lending money to the issuing corporation for a predetermined period. The maturity; redemption date is set at the time of issuance and can range anywhere from a few months to several decades, depending on the type of bond. For example, a 10-year bond will have a maturity; redemption date ten years from the date of issuance. On this date, the corporation is obligated to repay the face value of the bond to the bondholder. Understanding the maturity; redemption date is essential for investors as it impacts their cash flow planning. Investors need to know when they can expect their capital back and how much interest they will earn during the life of the bond. Moreover, the maturity; redemption date can also influence the bond's price in the secondary market. Generally, bonds with longer maturities tend to have higher yields to compensate investors for the increased risk over time. Conversely, shorter-term bonds usually offer lower yields but provide quicker access to capital. In addition to bonds, the concept of maturity; redemption date applies to various financial instruments, including loans and certificates of deposit (CDs). For instance, when individuals take out a personal loan, the lender specifies a maturity; redemption date by which the borrower must repay the loan in full. Similarly, CDs have a fixed maturity; redemption date, after which the depositor can withdraw their funds along with the interest earned. The importance of the maturity; redemption date extends beyond individual investments. It also plays a significant role in the overall economy. Financial institutions and corporations rely on the timing of these dates to manage their liquidity and funding strategies. For instance, if a large number of bonds are maturing simultaneously, it could lead to significant cash outflows for the issuer, affecting their financial stability. In conclusion, the term maturity; redemption date is a fundamental concept in finance that denotes the date when an investment or loan is due for repayment. Understanding this term helps investors make better decisions regarding their portfolios and manage their cash flows effectively. Additionally, recognizing the broader implications of maturity; redemption date on financial institutions and the economy can enhance one’s comprehension of market dynamics. As such, being well-versed in this and other financial terms is essential for anyone looking to navigate the complex world of finance successfully.

在金融和投资的世界中，理解关键术语对于做出明智的决策至关重要。其中一个常常出现在关于债券和贷款讨论中的术语是到期日；赎回日期。到期日；赎回日期是指金融工具（如债券或贷款）到期并应支付给投资者或贷方的特定日期。这个日期非常重要，因为它标志着投资期的结束，也是本金被归还的时刻，以及任何应计利息的支付。为了说明这一点，让我们考虑一只公司债。当投资者购买债券时，他们实际上是在向发行公司借款，期限为预定的时间。到期日；赎回日期在发行时就已确定，可以从几个月到数十年不等，具体取决于债券的类型。例如，一只10年期债券的到期日；赎回日期将在发行之日起十年后。到了这一天，公司有义务向债券持有人偿还债券的面值。了解到期日；赎回日期对投资者至关重要，因为它影响他们的现金流规划。投资者需要知道何时可以期待资本回收，以及在债券存续期间将获得多少利息。此外，到期日；赎回日期也会影响债券在二级市场的价格。通常，长期债券的收益率较高，以补偿投资者在时间上增加的风险。相反，短期债券通常提供较低的收益率，但能更快地获取资金。除了债券，到期日；赎回日期的概念也适用于各种金融工具，包括贷款和存款证（CD）。例如，当个人申请个人贷款时，贷方会指定一个到期日；赎回日期，借款人必须在此日期之前全额偿还贷款。同样，存款证也有固定的到期日；赎回日期，到期后存款人可以提取其资金及所赚取的利息。到期日；赎回日期的重要性不仅限于单个投资。它在整体经济中也起着重要作用。金融机构和公司依赖这些日期的时机来管理其流动性和融资策略。例如，如果大量债券同时到期，可能会导致发行者的大量现金流出，从而影响其财务稳定性。总之，到期日；赎回日期是金融中一个基本概念，表示投资或贷款到期应偿还的日期。理解这个术语有助于投资者更好地决策和有效管理现金流。此外，认识到到期日；赎回日期对金融机构和经济的更广泛影响，可以增强对市场动态的理解。因此，熟悉这一术语及其他金融术语对于任何希望成功驾驭复杂金融世界的人来说都是必不可少的。