payback time

简明释义

偿付期限

英英释义

例句

1.For this renovation, the payback time 回报时间 is estimated at four years.

对于这次翻新，预计的回报时间 payback time 是四年。

2.The company calculated the payback time 回报时间 for the new marketing strategy to be six months.

公司计算出新营销策略的回报时间 payback time 为六个月。

3.Investors want to know the payback time 回报时间 before committing to any project.

投资者希望在承诺任何项目之前了解回报时间 payback time。

4.After investing in energy-efficient appliances, the estimated payback time 回报时间 is about three years.

在投资节能电器后，预计的回报时间 payback time 大约是三年。

5.The payback time 回报时间 for solar panels can vary based on local energy prices.

太阳能电池板的回报时间 payback time 可能会根据当地能源价格而有所不同。

作文

In today's fast-paced world, the concept of payback time has become increasingly significant, especially in financial decisions and investments. Payback time refers to the duration required for an investment to generate enough income or savings to recover its initial cost. This metric is crucial for businesses and individuals alike, as it helps them assess the viability of a project or investment. Understanding payback time is essential for making informed financial choices.For instance, consider a small business that wants to invest in energy-efficient equipment. The initial cost of the equipment might be high, but the savings on energy bills could be substantial over time. By calculating the payback time, the business can determine how long it will take to recoup the initial investment through these savings. If the payback time is shorter than the lifespan of the equipment, it may be a wise investment.Moreover, the payback time can also affect a company's cash flow. A shorter payback time means that the company can reinvest the recovered funds into other projects sooner, leading to potential growth and increased profitability. Conversely, a longer payback time may tie up capital for extended periods, limiting the company’s ability to pursue new opportunities.In personal finance, understanding payback time is equally important. For example, when considering a loan for a home renovation, homeowners should evaluate how long it will take for the increased property value or reduced utility bills to offset the loan payments. This analysis helps individuals make sound financial decisions and avoid unnecessary debt.Additionally, the concept of payback time extends beyond financial investments. It can also apply to personal goals and life choices. For instance, if someone decides to pursue a higher education degree, they must consider the payback time in terms of future earning potential compared to the cost of tuition and lost income during their studies. Understanding this balance can help individuals make informed decisions about their careers and educational paths.In conclusion, the idea of payback time is a crucial element in both business and personal finance. It provides a framework for evaluating the effectiveness of investments and financial decisions. By understanding payback time, individuals and businesses can make better choices that align with their financial goals. Whether investing in equipment, taking out loans, or pursuing education, assessing payback time is vital for achieving long-term success and financial stability.

在当今快节奏的世界中，回报时间的概念变得越来越重要，尤其是在财务决策和投资方面。回报时间是指投资产生足够的收入或节省以收回其初始成本所需的持续时间。这个指标对企业和个人都至关重要，因为它帮助他们评估项目或投资的可行性。理解回报时间对于做出明智的财务选择至关重要。例如，考虑一个小型企业希望投资于节能设备。设备的初始成本可能很高，但长期节省的能源费用可能会相当可观。通过计算回报时间，企业可以确定通过这些节省来收回初始投资需要多长时间。如果回报时间短于设备的使用寿命，那么这可能是一个明智的投资。此外，回报时间还会影响公司的现金流。较短的回报时间意味着公司能够更早地将回收的资金再投资于其他项目，从而带来潜在的增长和增加的盈利能力。相反，较长的回报时间可能会使资本被锁定较长时间，从而限制公司的新机会追求。在个人财务中，理解回报时间同样重要。例如，在考虑房屋装修贷款时，房主应该评估提高房产价值或减少公用事业费用需要多长时间才能抵消贷款支付。这种分析有助于个人做出合理的财务决策，避免不必要的债务。此外，回报时间的概念不仅适用于财务投资。它也可以应用于个人目标和生活选择。例如，如果有人决定追求更高的教育学位，他们必须考虑未来的收入潜力与学费和学习期间失去的收入之间的回报时间。理解这种平衡可以帮助个人做出关于职业和教育路径的明智决策。总之，回报时间的概念是商业和个人财务中的关键要素。它为评估投资和财务决策的有效性提供了框架。通过理解回报时间，个人和企业可以做出更好的选择，以符合他们的财务目标。无论是投资设备、申请贷款还是追求教育，评估回报时间对于实现长期成功和财务稳定至关重要。