solvency; ability to pay; solvent

简明释义

偿付能力

英英释义

例句

1.The company's solvency 偿付能力 is crucial for its long-term success.

公司的偿付能力对其长期成功至关重要。

2.Regularly reviewing financial statements helps ensure solvency 偿付能力 is maintained.

定期审查财务报表有助于确保保持偿付能力。

3.During a recession, many firms struggle to maintain their ability to pay 支付能力 to creditors.

在经济衰退期间，许多公司在维持其对债权人的支付能力方面苦苦挣扎。

4.A business that is solvent 有偿债能力的 can easily manage its debts.

一家有偿债能力的企业能够轻松管理其债务。

5.Investors often assess a firm's ability to pay 支付能力 before making decisions.

投资者在做出决策之前常常评估公司的支付能力。

作文

In the world of finance and business, the term solvency refers to the ability of an individual or organization to meet its long-term financial obligations. It is a critical concept that signifies whether a company can pay off its debts as they come due. A company that is solvent is one that has enough assets to cover its liabilities, ensuring its financial stability and longevity. Understanding solvency is vital for investors, creditors, and even consumers, as it provides insight into the financial health of a business. When assessing a company's ability to pay, one must look at various financial indicators. The balance sheet offers a snapshot of a company's assets and liabilities, allowing stakeholders to determine if the company is solvent. For instance, if a company has total assets worth $1 million and total liabilities of $800,000, it is considered solvent because its assets exceed its debts. Conversely, a company with total liabilities exceeding its assets may face bankruptcy, making it crucial to monitor solvency closely.The importance of solvency extends beyond just the numbers on a balance sheet. It reflects a company's operational efficiency and management effectiveness. A solvent company is often seen as a reliable partner in business transactions, instilling confidence among suppliers and customers alike. This trust can lead to better credit terms, lower interest rates on loans, and increased investment opportunities. Moreover, the ability to pay is not static; it can change over time based on various factors such as market conditions, management decisions, and economic cycles. For example, during an economic downturn, even previously solvent companies may struggle to maintain their ability to pay due to declining revenues. Therefore, regular financial analysis is essential for businesses to ensure they remain solvent and capable of meeting their obligations.In conclusion, solvency is a fundamental aspect of financial health that signifies a company’s ability to pay its debts. A solvent company not only has the resources to cover its liabilities but also enjoys the benefits of credibility and trust in the marketplace. Stakeholders must continuously evaluate solvency to make informed decisions regarding investments, lending, and partnerships. Ultimately, understanding solvency and ability to pay is crucial for anyone involved in the financial landscape, as it determines the sustainability and growth potential of businesses in an ever-evolving economy.

在金融和商业的世界中，术语solvency指的是个人或组织满足其长期财务义务的能力。这是一个关键概念，标志着公司是否能够按时偿还债务。一个solvent的公司是指其拥有足够的资产来覆盖其负债，从而确保其财务稳定性和持久性。理解solvency对投资者、债权人甚至消费者来说至关重要，因为它提供了对企业财务健康状况的洞察。在评估公司的ability to pay时，必须查看各种财务指标。资产负债表提供了公司资产和负债的快照，使利益相关者能够确定公司是否solvent。例如，如果一家公司总资产价值100万美元，总负债为80万美元，那么它被视为solvent，因为其资产超过了负债。相反，负债超过资产的公司可能面临破产，因此密切监控solvency至关重要。solvency的重要性不仅仅体现在资产负债表上的数字上。它反映了公司的运营效率和管理有效性。一个solvent的公司通常被视为商业交易中的可靠合作伙伴，增强了供应商和客户之间的信任。这种信任可以导致更好的信用条款、更低的贷款利率和更多的投资机会。此外，ability to pay并不是静态的；它会根据市场条件、管理决策和经济周期等各种因素随时间变化。例如，在经济衰退期间，即使是之前solvent的公司也可能因收入下降而难以维持其ability to pay。因此，定期的财务分析对于企业确保其保持solvent并能够满足其义务至关重要。总之，solvency是财务健康的基本方面，标志着公司偿还债务的ability to pay。一个solvent的公司不仅有资源来覆盖其负债，还享有市场上信誉和信任的好处。利益相关者必须不断评估solvency，以便就投资、借贷和合作伙伴关系做出明智的决策。最终，理解solvency和ability to pay对任何参与金融领域的人来说都是至关重要的，因为它决定了企业在不断变化的经济中可持续性和增长潜力。