insurance on last survivor; long life insurance

简明释义

长寿保险

英英释义

例句

1.Many people opt for insurance on last survivor; long life insurance to protect against the uncertainty of long-term care costs in old age.

许多人选择最后幸存者保险；长寿保险来保护自己免受老年长期护理费用不确定性的影响。

2.When planning their estate, the couple decided to purchase insurance on last survivor; long life insurance to ensure financial stability for their heirs after both of them pass away.

在规划遗产时，这对夫妇决定购买最后幸存者保险；长寿保险，以确保他们去世后遗产的财务稳定。

3.Investing in insurance on last survivor; long life insurance can be a strategic move for couples looking to leave a legacy.

投资于最后幸存者保险；长寿保险对于希望留下遗产的夫妻来说可能是一个战略性举措。

4.The financial advisor recommended insurance on last survivor; long life insurance as a way to cover final expenses and provide for any surviving spouse.

财务顾问推荐最后幸存者保险；长寿保险，作为支付最后费用和为任何幸存配偶提供保障的一种方式。

5.The policyholder was relieved to know that their insurance on last survivor; long life insurance would take care of their partner’s needs if they passed away first.

投保人感到宽慰，因为他们的最后幸存者保险；长寿保险将在他们先去世时照顾伴侣的需求。

作文

In today's world, financial security is a significant concern for many individuals and families. One of the most effective ways to ensure this security is through various forms of insurance. Among these, insurance on last survivor; long life insurance plays a crucial role in providing peace of mind for policyholders. This type of insurance is designed to cover the financial needs of beneficiaries after the death of the last surviving insured individual. Understanding the intricacies of this insurance can help individuals make informed decisions about their financial futures.The concept of insurance on last survivor; long life insurance revolves around the idea of ensuring that loved ones are financially protected in the event of the last policyholder's demise. Typically, this form of insurance is taken out by couples or partners who want to safeguard their family's financial stability. It is particularly beneficial for those who have shared financial responsibilities, such as mortgages, education expenses, or other debts that could burden the surviving partner.One of the primary advantages of insurance on last survivor; long life insurance is its ability to provide a lump-sum payment to beneficiaries when the last insured person passes away. This payment can be used to cover outstanding debts, funeral expenses, and other financial obligations, ensuring that the surviving family members do not face financial hardship during an already challenging time. Additionally, this type of insurance can also serve as a means of wealth transfer to heirs, allowing for a smoother transition of assets and financial security for future generations.Moreover, insurance on last survivor; long life insurance often accumulates cash value over time, which can be accessed by the policyholders during their lifetime. This feature can be particularly advantageous for individuals looking for a source of funds for emergencies, investments, or retirement planning. The cash value component adds an extra layer of security, making it a versatile financial tool.However, it is essential to consider the costs associated with insurance on last survivor; long life insurance. Premiums can vary significantly based on factors such as age, health, and the amount of coverage desired. Therefore, potential policyholders should carefully evaluate their financial situation and consult with insurance professionals to determine the best options for their needs.In conclusion, insurance on last survivor; long life insurance is a valuable financial product that provides essential protection and peace of mind for families. By understanding its benefits and implications, individuals can make informed decisions that will secure their financial future and protect their loved ones from unforeseen circumstances. As with any financial product, thorough research and consultation with experts are crucial to maximizing the advantages of this type of insurance and ensuring it aligns with one's overall financial goals. Ultimately, the right insurance strategy can lead to a more secure and stable financial future for all involved.

在当今世界，财务安全是许多个人和家庭的重要关注点。确保这种安全的有效方法之一是通过各种形式的保险。在这些保险中，保险在最后幸存者身上；长期人寿保险在为投保人提供安心方面发挥着至关重要的作用。这种类型的保险旨在在最后一位被保险人去世后，覆盖受益人的财务需求。理解这种保险的复杂性可以帮助个人做出明智的财务决策。保险在最后幸存者身上；长期人寿保险的概念围绕着确保在最后一位投保人去世时，所爱的人在财务上得到保护的想法。通常，这种形式的保险是由希望保障家庭财务稳定的夫妻或伴侣投保的。对于那些有共同财务责任的人来说，例如抵押贷款、教育费用或其他可能给生存伴侣带来负担的债务，这种保险特别有利。保险在最后幸存者身上；长期人寿保险的主要优势之一是能够在最后一位被保险人去世时向受益人提供一次性付款。这笔款项可用于偿还未清债务、葬礼费用和其他财务义务，确保幸存的家庭成员在一个已经充满挑战的时期不会面临财务困境。此外，这种类型的保险还可以作为向继承人转移财富的一种手段，使资产的过渡更加顺畅，并为未来几代人提供财务安全。此外，保险在最后幸存者身上；长期人寿保险通常会随着时间的推移积累现金价值，投保人在其一生中可以访问这部分资金。这一特性对于那些希望在紧急情况下、投资或退休规划中寻找资金来源的个人尤为有利。现金价值部分增添了一层额外的安全性，使其成为一种多功能的财务工具。然而，考虑与保险在最后幸存者身上；长期人寿保险相关的成本是至关重要的。保费可能因年龄、健康状况和所需保险金额等因素而显著不同。因此，潜在的投保人应仔细评估自己的财务状况，并咨询保险专业人士，以确定最适合其需求的选项。总之，保险在最后幸存者身上；长期人寿保险是一种有价值的金融产品，为家庭提供必要的保护和安心。通过了解其好处和影响，个人可以做出明智的决定，以确保他们的财务未来并保护所爱的人免受不可预见的情况影响。与任何金融产品一样，彻底的研究和与专家的咨询对于最大化这种保险类型的优势以及确保其与整体财务目标的一致性至关重要。最终，正确的保险策略可以为所有参与者带来更安全、更稳定的财务未来。