attached account; sequestered account

简明释义

查封帐户

英英释义

例句

1.Before making any transactions, ensure that your attached account 附加账户 is free of any restrictions.

在进行任何交易之前，请确保您的attached account 附加账户没有任何限制。

2.The bank informed me that my funds were tied up in an attached account 附加账户 due to a legal dispute.

银行通知我，由于法律纠纷，我的资金被锁定在一个attached account 附加账户中。

3.I received a notice stating that my attached account 附加账户 will be reviewed for compliance.

我收到通知，称我的attached account 附加账户将进行合规审查。

4.I cannot access my savings because they are in a sequestered account 隔离账户 for the duration of the investigation.

由于调查期间我的储蓄在一个sequestered account 隔离账户中，我无法访问。

5.The court ordered that the funds be placed in a sequestered account 隔离账户 until the case is resolved.

法院命令将资金放入一个sequestered account 隔离账户，直到案件解决。

作文

In the world of finance and banking, understanding various types of accounts is crucial for effective money management. Among these, the terms attached account (附属账户) and sequestered account (隔离账户) play significant roles in both personal and business finance. An attached account refers to an account that is linked to another account, often used for purposes such as overdraft protection or automatic transfers. For instance, a savings account may be attached to a checking account to cover any overdrafts that occur. This ensures that the account holder does not face penalties or declined transactions due to insufficient funds. The convenience of having an attached account cannot be overstated, as it provides a safety net for unexpected expenses while promoting responsible financial behavior.On the other hand, a sequestered account is designed to hold funds that are set aside for a specific purpose, often in a way that restricts access to those funds until certain conditions are met. For example, businesses may use sequestered accounts to reserve money for taxes, legal settlements, or future investments. By placing funds in a sequestered account, organizations ensure that they have the necessary resources available when the time comes to fulfill their obligations. This practice not only aids in budgeting but also protects against the risk of spending funds that are earmarked for essential expenses.The distinction between these two types of accounts highlights the importance of financial planning. While an attached account facilitates immediate access to funds and helps manage day-to-day financial activities, a sequestered account promotes long-term financial health by ensuring that money is allocated appropriately for future needs. Both types of accounts serve different purposes but are equally important in maintaining a balanced financial strategy.In personal finance, individuals often benefit from having an attached account linked to their primary checking account. This setup allows for seamless transfers and provides peace of mind knowing that there is a backup source of funds available. On the contrary, a sequestered account can be particularly useful for individuals saving for a specific goal, such as a vacation or a home purchase. By keeping these funds separate, individuals can avoid the temptation to dip into their savings for everyday expenses, thus helping them reach their financial goals more effectively.In conclusion, both attached accounts and sequestered accounts are valuable tools in effective financial management. They cater to different needs—immediate accessibility versus long-term planning—and understanding their functions can lead to better financial decisions. Whether for personal use or business applications, recognizing the benefits of these accounts can significantly enhance one’s financial literacy and overall money management skills.

在金融和银行的世界中，理解各种类型的账户对于有效的资金管理至关重要。在这些账户中，术语附属账户和隔离账户在个人和商业财务中发挥着重要作用。附属账户指的是与另一个账户相连的账户，通常用于透支保护或自动转账等目的。例如，一个储蓄账户可能与一个支票账户附属，以覆盖发生的任何透支。这确保账户持有人不会因资金不足而面临罚款或交易被拒的情况。拥有附属账户的便利性不容小觑，因为它为意外开支提供了安全网，同时促进了负责任的财务行为。另一方面，隔离账户旨在保留特定用途的资金，通常以限制访问这些资金的方式进行管理，直到满足某些条件。例如，企业可能使用隔离账户来为税款、法律和解或未来投资预留资金。通过将资金放入隔离账户，组织确保在履行义务时拥有必要的资源。这种做法不仅有助于预算编制，还可以防止花费那些已标记为必要开支的资金的风险。这两种账户之间的区别突显了财务规划的重要性。虽然附属账户便利了对资金的即时访问，并帮助管理日常财务活动，但隔离账户则通过确保资金适当地分配以满足未来需求，促进长期财务健康。这两种账户服务于不同的目的，但在维持平衡的财务策略中同样重要。在个人财务中，个人通常会受益于将附属账户链接到他们的主要支票账户。这种设置允许无缝转账，并提供安心知道有备用资金来源可用。相反，隔离账户对于那些为特定目标（如度假或购房）储蓄的个人特别有用。通过将这些资金分开，个人可以避免因日常开支而动用储蓄，从而更有效地实现财务目标。总之，附属账户和隔离账户都是有效财务管理的宝贵工具。它们满足不同的需求——即时可达性与长期规划——理解它们的功能可以导致更好的财务决策。无论是个人使用还是商业应用，认识到这些账户的好处都能显著提高一个人的财务素养和整体资金管理技能。