carry charge

简明释义

仓储摊销［期货市场］

英英释义

例句

1.Some retailers offer financing options that include a carry charge 持有费用 for extended payment plans.

一些零售商提供的融资选项包括延长付款计划的carry charge 持有费用。

2.When you don't pay your credit card bill on time, the bank will apply a carry charge 逾期费用 to your account.

当你没有按时支付信用卡账单时，银行会对你的账户收取carry charge 逾期费用。

3.The carry charge 持有费用 on this investment can significantly reduce your overall returns if you hold it for too long.

如果你持有这项投资时间过长，carry charge 持有费用可能会显著降低你的整体回报。

4.Investors should be aware of the carry charge 持有费用 associated with holding commodities in storage.

投资者应该注意与商品存储相关的carry charge 持有费用。

5.Make sure to check the carry charge 持有费用 before purchasing options contracts.

在购买期权合约之前，请确保检查carry charge 持有费用。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management of resources. One such term that often arises in discussions about credit and financing is carry charge. The carry charge refers to the cost associated with holding an asset or a financial position over a period of time. This charge can include interest expenses, storage fees, and other costs incurred while maintaining ownership of the asset. For instance, when a company holds inventory, it may incur costs related to warehousing, insurance, and depreciation, all of which contribute to the overall carry charge for that inventory.To illustrate this concept further, let’s consider a practical example involving a retail business. Suppose a clothing retailer purchases seasonal apparel in bulk to prepare for the upcoming summer season. While the initial purchase might seem beneficial, the retailer must also account for the carry charge associated with storing these items until they are sold. If the retailer holds onto this inventory for too long, the costs associated with the carry charge could significantly impact their profit margins. Therefore, effective inventory management is essential to minimize these costs and ensure that products are sold in a timely manner.Moreover, the carry charge is not limited to physical goods. In financial markets, investors often face carry charges when they hold positions in certain assets, such as commodities or currencies. For example, if an investor buys gold and holds it for an extended period, they may incur storage fees and insurance costs. These expenses are considered carry charges, and they can affect the overall return on investment. Investors must weigh the potential gains against these carry charges to make informed decisions about their portfolio.Understanding carry charges is particularly important in the context of financial planning and budgeting. Businesses need to forecast these costs accurately to manage cash flow effectively. By doing so, they can ensure that they have sufficient funds available to cover carry charges without jeopardizing other operational needs. Failure to account for these charges can lead to unexpected financial strain, which can hinder a company's ability to invest in growth opportunities.Additionally, consumers can also encounter carry charges in their personal finances. For instance, when using credit cards, individuals may be subject to carry charges in the form of interest on outstanding balances. If a person carries a balance from month to month, the interest charged can accumulate, leading to a significant financial burden over time. Understanding how carry charges work in this context can help consumers make better decisions about their spending and borrowing habits.In conclusion, the term carry charge encompasses a variety of costs associated with holding assets, whether they are physical goods or financial positions. Recognizing the implications of carry charges is essential for both businesses and individuals to maintain financial health and make informed decisions. By effectively managing these charges, one can optimize resource allocation and enhance profitability, ultimately leading to greater success in financial endeavors.

在金融和会计的世界中，有效理解各种术语对于资源的有效管理至关重要。其中一个经常在有关信用和融资的讨论中出现的术语是carry charge。carry charge指的是在一段时间内持有资产或金融头寸所产生的成本。这种费用可以包括利息支出、存储费以及在保持资产所有权时产生的其他费用。例如，当一家公司持有库存时，可能会产生与仓储、保险和折旧相关的费用，这些都构成了该库存的总体carry charge。为了进一步阐明这一概念，让我们考虑一个涉及零售业务的实际例子。假设一家服装零售商批量购买季节性服装，以为即将到来的夏季做准备。虽然最初的购买看似有利，但零售商还必须考虑存储这些物品直到销售时所产生的carry charge。如果零售商过长时间持有这些库存，与之相关的carry charge成本可能会显著影响他们的利润率。因此，有效的库存管理对于最小化这些成本并确保产品及时销售至关重要。此外，carry charge不仅限于实物商品。在金融市场中，投资者在持有某些资产（如商品或货币）头寸时，通常会面临carry charges。例如，如果一位投资者购买黄金并长期持有，他们可能会产生存储费用和保险费用。这些费用被视为carry charges，并且它们会影响投资的整体回报。投资者必须权衡潜在收益与这些carry charges之间的关系，以便做出明智的投资组合决策。了解carry charges在财务规划和预算编制中的重要性尤为突出。企业需要准确预测这些成本，以有效管理现金流。通过这样做，他们可以确保拥有足够的资金来覆盖carry charges，而不会危及其他运营需求。未能考虑这些费用可能导致意想不到的财务压力，从而阻碍公司的增长投资机会。此外，消费者在个人财务中也可能遇到carry charges。例如，在使用信用卡时，个人可能会因未偿余额而面临carry charges，以利息的形式。如果一个人从一个月携带余额到下一个月，所收取的利息可能会累积，导致随着时间推移而产生显著的财务负担。了解carry charges在这种情况下的运作方式可以帮助消费者更好地做出消费和借贷习惯的决策。总之，术语carry charge涵盖了与持有资产相关的各种成本，无论是实物商品还是金融头寸。认识到carry charges的影响对于企业和个人维持财务健康和做出明智决策至关重要。通过有效管理这些费用，人们可以优化资源配置，提高盈利能力，最终在财务事业中取得更大的成功。