salvage loss

简明释义

残值下降损失

英英释义

例句

1.When calculating taxes, businesses must consider any salvage loss incurred during the fiscal year.

在计算税务时，企业必须考虑在财政年度内发生的任何可回收损失。

2.The insurance adjuster explained that the salvage loss would affect the final payout for the damaged goods.

保险理算员解释说，可回收损失将影响受损货物的最终赔付。

3.After the fire, the company assessed the damage and calculated the salvage loss as a significant part of their total losses.

在火灾之后，公司评估了损失，并将可回收损失计算为总损失的重要部分。

4.The manager reported a salvage loss of $10,000 due to equipment that could not be repaired.

经理报告由于设备无法修复，造成了$10,000的可回收损失。

5.In accounting, it is important to track salvage loss to understand the true cost of inventory damage.

在会计中，跟踪可回收损失是了解库存损坏真实成本的重要环节。

作文

In the world of insurance and finance, understanding various terms is crucial for making informed decisions. One such term that often arises in discussions about asset management and risk assessment is salvage loss. This phrase refers to the reduction in value of an asset after it has been damaged or deemed unsalvageable. It is important to grasp the implications of salvage loss as it can significantly impact both businesses and individuals financially.When an asset, such as a vehicle, machinery, or property, suffers damage due to unforeseen circumstances like natural disasters, accidents, or vandalism, its market value may decrease. The remaining value after accounting for the damage is what we refer to as the salvage value. However, if the costs of repairing the asset exceed its potential resale value, the asset might be categorized as a total loss. In this scenario, the difference between its original value and the salvage value represents the salvage loss.For instance, consider a company that owns a fleet of delivery trucks. If one of these trucks gets into an accident and sustains extensive damage, the company must evaluate whether to repair the truck or write it off as a total loss. If the truck was originally valued at $30,000 and the estimated repair costs are $25,000 while the salvage value is only $5,000, the salvage loss would be calculated as follows: $30,000 (original value) - $5,000 (salvage value) = $25,000. This significant loss could affect the company’s financial statements and operational capabilities.Understanding salvage loss is not only vital for businesses but also for individuals who own valuable assets. For example, homeowners may face situations where their property is damaged due to fire or flooding. Insurance companies often assess salvage loss when determining claims. If a house valued at $300,000 is severely damaged but can still be salvaged for $100,000, the homeowner faces a salvage loss of $200,000. This loss can have profound effects on the homeowner's financial situation, affecting mortgage payments and future investments.Moreover, the concept of salvage loss extends to environmental considerations as well. When assets are damaged, there is often a need for remediation efforts to restore the environment. The costs associated with these efforts can add to the overall salvage loss experienced by a company or individual. For instance, a manufacturing plant that spills toxic waste may incur significant costs to clean up the site, which contributes to their total financial loss.In conclusion, the term salvage loss plays a critical role in understanding the financial implications of damaged assets. Whether in the context of business operations or personal finances, recognizing and calculating salvage loss can help stakeholders make better decisions regarding asset management, insurance claims, and financial planning. By comprehending this concept, individuals and organizations can better prepare for unexpected events and mitigate potential losses in the future.

在保险和金融的世界中，理解各种术语对于做出明智的决策至关重要。其中一个在资产管理和风险评估讨论中经常出现的术语是salvage loss。这个短语指的是资产在遭受损坏或被认为无法修复后，价值的减少。掌握salvage loss的含义非常重要，因为它可能会对企业和个人的财务产生重大影响。当资产，如车辆、机械或房地产，因自然灾害、事故或破坏等不可预见的情况遭受损坏时，其市场价值可能会下降。在考虑损坏后的剩余价值时，我们称之为残值。然而，如果修理资产的成本超过其潜在的转售价值，则该资产可能被归类为完全损失。在这种情况下，原始价值与残值之间的差额就代表了salvage loss。例如，考虑一家拥有送货卡车车队的公司。如果其中一辆卡车发生事故并遭受严重损坏，公司必须评估是修理这辆卡车还是将其注销为完全损失。如果这辆卡车的原始价值为30,000美元，而估计的修理费用为25,000美元，而残值仅为5,000美元，则salvage loss的计算如下：30,000美元（原始价值） - 5,000美元（残值） = 25,000美元。这一重大损失可能会影响公司的财务报表和运营能力。理解salvage loss不仅对企业至关重要，也对拥有有价值资产的个人至关重要。例如，房主可能面临由于火灾或洪水造成的财产损坏。当保险公司评估索赔时，通常会考虑salvage loss。如果一栋价值300,000美元的房屋遭到严重损坏，但仍然可以以100,000美元的价格进行修复，那么房主面临的salvage loss为200,000美元。这种损失会对房主的财务状况产生深远影响，影响抵押贷款支付和未来投资。此外，salvage loss的概念也延伸到环境考虑。当资产受损时，往往需要进行修复工作以恢复环境。与这些努力相关的成本可能会增加公司或个人所经历的整体salvage loss。例如，一家制造厂泄漏有毒废物，可能会产生巨额清理费用，这将增加它们的总财务损失。总之，术语salvage loss在理解受损资产的财务影响方面发挥着关键作用。无论是在商业运营还是个人财务的背景下，识别和计算salvage loss可以帮助利益相关者在资产管理、保险索赔和财务规划方面做出更好的决策。通过理解这一概念，个人和组织可以更好地为意外事件做好准备，并在未来减少潜在损失。