salvage loss

简明释义

残余损失

英英释义

例句

1.After the fire, the insurance company assessed the salvage loss to determine how much they could recover from the damaged property.

火灾后，保险公司评估了损失救助以确定他们可以从受损财产中恢复多少。

2.The company reported a significant salvage loss after the equipment was deemed unusable.

在设备被认为无法使用后，公司报告了显著的损失救助。

3.In accounting, salvage loss is important for accurately reporting asset values.

在会计中，损失救助对于准确报告资产价值非常重要。

4.The salvage loss on the wrecked vehicle was calculated to help the owner file a claim.

对报废车辆的损失救助进行了计算，以帮助车主提交索赔。

5.During the audit, the financial team reviewed the salvage loss to ensure proper documentation.

在审计过程中，财务团队审查了损失救助以确保适当的文档记录。

作文

In the world of finance and insurance, the term salvage loss refers to the reduction in value of an asset that can be recovered after a loss event. This concept is particularly important when dealing with damaged property or vehicles. When an asset is involved in an accident or suffers from natural disasters, it may not be completely destroyed. Instead, parts of it can still be salvaged or reused. However, the overall value of the asset will decrease due to the damages incurred. Understanding salvage loss is crucial for both individuals and businesses as it affects insurance claims, financial assessments, and investment decisions.For instance, consider a car that has been in a severe accident. The vehicle might still have functional parts that can be sold or reused, but its market value will significantly drop because of the damages. The difference between the pre-accident value and the post-accident salvage value represents the salvage loss. Insurance companies often evaluate this loss to determine how much compensation should be provided to the policyholder. In another scenario, a business might experience a fire that damages its inventory. Some items may be salvageable, while others are completely lost. The company must assess the salvage loss to report accurately on its financial statements and to file insurance claims for the losses incurred. This assessment not only helps in recovering financially but also plays a vital role in understanding the impact of the loss on the overall business operations.Moreover, recognizing salvage loss is essential for tax purposes. In many jurisdictions, businesses can write off the salvage loss as a deduction, which can reduce their taxable income. This financial relief can be critical for companies trying to recover from significant losses. Therefore, the accurate calculation and documentation of salvage loss can lead to substantial savings during tax season.Additionally, the concept of salvage loss extends beyond physical assets. It can also apply to investments in stocks and bonds. If an investor holds shares in a company that experiences a downturn, the potential recovery of some value through selling off shares at a lower price can be considered a salvage loss. Investors must evaluate their portfolios regularly to understand their potential losses and make informed decisions about buying, holding, or selling their assets.In conclusion, salvage loss is a multifaceted concept that plays a significant role in finance and insurance. Whether it pertains to physical assets like vehicles and inventory or financial investments, understanding salvage loss helps individuals and businesses navigate the complexities of loss recovery. By accurately assessing the extent of salvage loss, stakeholders can make better financial decisions, optimize their insurance claims, and ultimately recover more effectively from adverse events.

在金融和保险领域，术语salvage loss指的是在损失事件后可以恢复的资产价值的减少。这个概念在处理受损财产或车辆时尤为重要。当资产发生事故或遭受自然灾害时，它可能不会完全被毁坏。相反，它的一部分仍然可以被回收或再利用。然而，由于遭受的损害，资产的整体价值将会下降。理解salvage loss对个人和企业来说至关重要，因为它影响保险索赔、财务评估和投资决策。例如，考虑一辆发生严重事故的汽车。该车辆可能仍有可销售或可再利用的功能部件，但由于受损，其市场价值将大幅下降。事故前价值与事故后回收价值之间的差额代表了salvage loss。保险公司通常会评估这一损失，以确定应向投保人提供多少赔偿。在另一种情况下，一家公司可能经历了一场火灾，损坏了其库存。一些物品可能是可回收的，而其他物品则完全丧失。公司必须评估salvage loss以便准确地在财务报表中报告，并向保险公司提交损失索赔。这种评估不仅有助于财务恢复，而且在了解损失对整体业务运营的影响方面也起着重要作用。此外，认识到salvage loss对税务目的也至关重要。在许多司法管辖区，企业可以将salvage loss作为扣除项，从而减少应纳税所得额。这种财务救济对于试图从重大损失中恢复的公司来说可能至关重要。因此，准确计算和记录salvage loss可以在纳税季节带来可观的节省。此外，salvage loss的概念超越了物理资产。它也可以适用于股票和债券等投资。如果投资者持有某公司股票，且该公司经历下滑，通过以更低价格出售股票来回收部分价值可以视为salvage loss。投资者必须定期评估其投资组合，以了解潜在损失，并就买入、持有或出售资产做出明智的决策。总之，salvage loss是一个多方面的概念，在金融和保险中发挥着重要作用。无论是涉及车辆和库存等实物资产，还是金融投资，理解salvage loss帮助个人和企业应对损失恢复的复杂性。通过准确评估salvage loss的程度，利益相关者可以做出更好的财务决策，优化保险索赔，并最终更有效地从不利事件中恢复。