participating dividend

简明释义

参与分红股利,参与股息

英英释义

A participating dividend is a type of dividend that allows policyholders or shareholders to receive additional payments based on the company's performance, beyond the guaranteed minimum amount.

参与分红是一种股息,允许保单持有人或股东根据公司的业绩获得额外的支付,超出保证的最低金额。

例句

1.Understanding how a participating dividend works is crucial for maximizing your investment in insurance.

了解参与分红的运作方式对于最大化您在保险中的投资至关重要。

2.A participating dividend can be reinvested to purchase more insurance or taken as cash.

可以将参与分红再投资以购买更多保险或作为现金领取。

3.Investors often look for policies that offer a participating dividend as it provides an additional income stream.

投资者通常寻找提供参与分红的保单,因为它提供了额外的收入来源。

4.The insurance company declared a participating dividend this year, allowing members to share in the profits.

保险公司今年宣布了参与分红,允许成员分享利润。

5.Many policyholders appreciate the benefits of a participating dividend for its potential to increase their overall returns.

许多保单持有人欣赏参与分红的好处,因为它有潜力增加他们的整体回报。

作文

In the world of finance and investments, understanding various terms is crucial for making informed decisions. One such term is participating dividend, which refers to a type of dividend that allows shareholders to receive additional payments beyond the fixed dividend rate when a company performs well financially. This concept is particularly relevant in the context of preferred stocks, where investors not only receive regular dividends but may also benefit from extra distributions if the company's profits exceed certain thresholds. This mechanism aligns the interests of shareholders with those of the company, incentivizing both parties to work towards higher profitability.The significance of participating dividend can be illustrated through an example. Consider a company that issues preferred shares with a fixed dividend of 5%. If the company generates substantial profits, it may decide to distribute an additional dividend to preferred shareholders, thus allowing them to participate in the success of the company. This additional payment is not guaranteed, but it provides an opportunity for investors to reap greater rewards during prosperous times. Investors are often drawn to participating dividend stocks because they offer a blend of stability and potential for growth. Unlike common stocks, which may offer fluctuating dividends based on company performance, participating dividends provide a more predictable income stream while still allowing for upside potential. This can be particularly appealing to risk-averse investors who seek steady returns without sacrificing the possibility of higher earnings when the company excels.Moreover, the structure of participating dividend can vary between different companies and industries. Some firms may set a cap on the maximum additional dividend that can be paid, while others might allow for unlimited participation in profits. This variability means that investors must carefully analyze the terms associated with any preferred stock they consider purchasing. Understanding the details of how participating dividend works is essential for making wise investment choices.In addition to individual investment strategies, participating dividend mechanisms can also impact corporate governance. When companies adopt this approach, they create a culture of shared success, motivating management to focus on long-term growth rather than short-term gains. This alignment of interests can lead to better decision-making and ultimately contribute to the overall health of the organization.In conclusion, the concept of participating dividend plays a significant role in the investment landscape. It offers a unique opportunity for investors to benefit from a company's success while providing a level of income stability. By understanding this term and its implications, investors can make more informed decisions, align their interests with those of the companies they invest in, and ultimately enhance their financial portfolios. As the financial market continues to evolve, the relevance of participating dividend remains steadfast, making it a vital concept for anyone involved in investing or corporate finance.

在金融和投资的世界中,理解各种术语对做出明智的决策至关重要。一个这样的术语是参与股息,它指的是一种股息,允许股东在公司财务表现良好时获得超出固定股息率的额外支付。这个概念在优先股的背景下尤为相关,投资者不仅可以定期获得股息,还可以在公司利润超过某些阈值时受益于额外分配。这种机制使股东的利益与公司的利益保持一致,激励双方共同努力实现更高的盈利能力。参与股息的重要性可以通过一个例子来说明。考虑一家发行固定股息为5%的优先股的公司。如果该公司产生了可观的利润,它可能决定向优先股股东分配额外的股息,从而使他们能够参与公司的成功。这种额外支付不是保证的,但它为投资者在繁荣时期获得更大回报提供了机会。投资者通常被参与股息股票吸引,因为它们提供了稳定性和增长潜力的结合。与普通股票不同,普通股票的股息可能会根据公司业绩波动,而参与股息则提供了更可预测的收入流,同时仍然允许在公司表现出色时获得上行潜力。这对于寻求稳定回报而又不想牺牲更高收益可能性的风险厌恶型投资者尤其具有吸引力。此外,参与股息的结构在不同公司和行业之间可能有所不同。一些公司可能对可以支付的最大额外股息设定上限,而其他公司可能允许无限制地参与利润。这种变异性意味着投资者必须仔细分析他们考虑购买的任何优先股的条款。理解参与股息的运作方式的细节对于做出明智的投资选择至关重要。除了个人投资策略,参与股息机制还可以影响公司治理。当公司采用这种方法时,它们创造了一种共享成功的文化,促使管理层关注长期增长而不是短期收益。这种利益的一致性可以导致更好的决策,最终有助于组织的整体健康。总之,参与股息的概念在投资领域扮演着重要角色。它为投资者提供了一个独特的机会,让他们从公司的成功中受益,同时提供了一定程度的收入稳定性。通过理解这个术语及其影响,投资者可以做出更明智的决策,使他们的利益与所投资公司的利益保持一致,并最终增强他们的财务投资组合。随着金融市场的不断发展,参与股息的相关性依然坚定,使其成为任何参与投资或公司财务的人都必须掌握的重要概念。

相关单词

participating

participating详解:怎么读、什么意思、用法

dividend

dividend详解:怎么读、什么意思、用法