buying expenses

简明释义

采购费用

英英释义

例句

1.The buying expenses 购买费用 for a car can include taxes, registration, and dealer fees.

汽车的购买费用可能包括税费、注册费和经销商费用。

2.Before making a large purchase, it's important to calculate all buying expenses 购买费用 to avoid surprises.

在进行大宗采购之前，计算所有的购买费用是很重要的，以避免意外开支。

3.When purchasing a new home, you should factor in the buying expenses 购买费用 such as closing costs and inspection fees.

在购买新房时，您应该考虑到诸如交易费用和检查费用等的购买费用。

4.The buying expenses 购买费用 for this investment property were significantly higher than anticipated.

这处投资物业的购买费用远高于预期。

5.Don't forget to include buying expenses 购买费用 when budgeting for your new project.

在为您的新项目预算时，不要忘记包括购买费用。

作文

When it comes to purchasing a new home, understanding the various costs involved is crucial for any buyer. One of the most significant aspects that potential homeowners need to consider is their buying expenses. These buying expenses, or in Chinese, '购买费用', encompass a range of costs associated with the buying process that go beyond just the price of the property itself.Firstly, one of the primary components of buying expenses is the down payment. This is typically a percentage of the home's purchase price that the buyer must pay upfront. Depending on the type of mortgage and the lender's requirements, this amount can vary significantly. For instance, conventional loans often require a down payment of at least 20%, while some government-backed loans may allow for much lower down payments.In addition to the down payment, buyers should also be aware of closing costs, which are another critical part of buying expenses. Closing costs can include a variety of fees such as loan origination fees, appraisal fees, title insurance, and attorney fees. These costs can add up to several thousand dollars, and it's essential for buyers to budget for them accordingly. On average, closing costs can range from 2% to 5% of the home's purchase price, which can be a substantial amount depending on the value of the property.Another factor to consider within buying expenses is the cost of inspections. Before finalizing a purchase, it is advisable for buyers to conduct a thorough inspection of the property to identify any potential issues that could lead to costly repairs down the line. Home inspections typically cost between $300 and $500, but they can save buyers from making a poor investment by uncovering hidden problems.Moreover, buyers should not overlook the ongoing costs associated with homeownership that can be classified under buying expenses. These include property taxes, homeowners insurance, and maintenance costs. Property taxes can vary widely depending on the location of the home and can significantly impact a buyer's monthly budget. Homeowners insurance is also essential, as it protects the property against damages and liabilities. Maintenance costs, on the other hand, are often unpredictable but should always be factored into the overall cost of owning a home.Lastly, it’s important to mention that buying expenses can also include moving costs. Relocating to a new home often involves hiring movers, renting a truck, or purchasing packing supplies, all of which can add to the financial burden of buying a home.In conclusion, understanding buying expenses is vital for anyone looking to purchase a home. From down payments and closing costs to inspections and ongoing expenses, being aware of these costs can help buyers make informed decisions and avoid financial surprises. Properly budgeting for buying expenses ensures that the journey to homeownership is as smooth as possible and allows buyers to enjoy their new homes without the stress of unexpected financial burdens.

当谈到购买新房时，理解涉及的各种费用对任何买家来说都是至关重要的。潜在的房主需要考虑的一个最重要的方面是他们的购买费用。这些购买费用，即中文中的“购买费用”，包括与购买过程相关的一系列成本，这些成本超出了房产本身的价格。首先，购买费用的主要组成部分之一是首付款。这通常是房屋购买价格的一定百分比，买家必须提前支付。根据抵押贷款的类型和贷款人的要求，这个金额可能会有很大差异。例如，常规贷款通常要求至少20%的首付款，而一些政府支持的贷款可能允许更低的首付款。除了首付款，买家还应了解交易费用，这是购买费用的另一个关键部分。交易费用可能包括各种费用，如贷款发放费、评估费、产权保险和律师费。这些费用可能累计到几千美元，因此买家务必相应地做好预算。一般来说，交易费用可以占房屋购买价格的2%到5%，这对于房产的价值来说可能是一个可观的金额。在购买费用中，买家还应考虑检查费用。在最终确定购买之前，建议买家对房产进行彻底检查，以识别可能导致未来高额维修费用的潜在问题。房屋检查的费用通常在300到500美元之间，但它们可以通过揭示隐藏问题来帮助买家避免做出错误的投资。此外，买家也不应忽视与房屋所有权相关的持续费用，这些费用可以归类为购买费用。这些费用包括财产税、房主保险和维护费用。财产税因房屋位置而异，可能会显著影响买家的月度预算。房主保险同样重要，因为它保护房产免受损坏和责任。另一方面，维护费用通常是不可预测的，但应始终计入拥有房屋的整体成本。最后，值得一提的是，购买费用还可能包括搬家费用。搬到新家通常涉及雇佣搬家公司、租用卡车或购买包装材料，这些都可能增加购房的经济负担。总之，理解购买费用对任何希望购买房屋的人至关重要。从首付款和交易费用到检查以及持续费用，了解这些成本可以帮助买家做出明智的决定，避免财务惊喜。妥善预算购买费用确保了购房之旅尽可能顺利，让买家能够享受他们的新家，而不会面临意外的经济负担。