external funds; external finance

简明释义

外来资金

英英释义

例句

1.To launch the new product line, the company needed to acquire external funds 外部资金 through loans.

为了推出新产品线，公司需要通过贷款获取外部资金 external funds。

2.The government provides external finance 外部融资 for renewable energy projects to promote sustainability.

政府为可再生能源项目提供外部融资 external finance 以促进可持续发展。

3.The startup was able to secure external funds 外部资金 from venture capitalists to expand its operations.

这家初创公司能够从风险投资者那里获得外部资金 external funds 来扩大其业务。

4.Many non-profit organizations rely heavily on external finance 外部融资 to support their community projects.

许多非营利组织在支持其社区项目时严重依赖外部融资 external finance。

5.Investors are looking for companies with a solid plan for utilizing external funds 外部资金 effectively.

投资者正在寻找有良好计划有效利用外部资金 external funds 的公司。

作文

In today's globalized economy, businesses often find themselves in need of additional capital to expand their operations or invest in new projects. This is where the concept of external funds comes into play. External finance, which refers to the capital that a company raises from outside sources, is crucial for growth and sustainability. Companies can obtain external funds through various means such as loans, equity financing, or grants, each with its own set of advantages and disadvantages.One of the primary sources of external finance is bank loans. When a business approaches a bank for a loan, it must present a solid business plan and demonstrate its ability to repay the borrowed amount. Loans can provide a significant amount of capital quickly, allowing businesses to seize opportunities in the market. However, they come with the obligation to pay interest, which can strain cash flow if not managed properly.Another popular method of acquiring external funds is through equity financing. This involves selling a portion of the company to investors in exchange for capital. While this can provide substantial funds without the immediate pressure of repayment, it also means that the original owners will have to share control and profits with the new shareholders. This trade-off can be challenging for many entrepreneurs who are passionate about maintaining their vision for the company.Grants represent another form of external finance that businesses can tap into, particularly in sectors like technology, education, and healthcare. Unlike loans, grants do not need to be repaid, making them an attractive option for startups and small businesses. However, the competition for grants can be fierce, and the application process may require extensive documentation and adherence to specific guidelines.The importance of external funds cannot be overstated. They enable companies to innovate, increase production capacity, hire more staff, and enter new markets. For instance, a tech startup might use external finance to develop a new software product or to enhance its marketing efforts to reach a larger audience. Similarly, a manufacturing firm may seek external funds to upgrade its equipment and improve operational efficiency.However, relying too heavily on external finance can lead to potential pitfalls. Companies that accumulate too much debt risk facing financial difficulties if their revenue does not grow as anticipated. Furthermore, excessive reliance on external funds can dilute ownership and control, leading to conflicts with investors.In conclusion, while external finance plays a vital role in helping businesses grow and adapt to changing market conditions, it is essential for entrepreneurs to approach it with caution. Understanding the different types of external funds available, along with their implications, can empower business owners to make informed decisions that align with their long-term goals. By striking a balance between leveraging external finance and maintaining control over their operations, businesses can position themselves for sustainable success in the competitive landscape.

在当今全球化经济中，企业常常需要额外的资本来扩展其运营或投资新项目。这就是外部资金这一概念发挥作用的地方。外部融资指的是公司从外部来源筹集的资本，这对业务的增长和可持续性至关重要。公司可以通过各种方式获得外部资金，例如贷款、股权融资或赠款，每种方式都有其优缺点。银行贷款是获取外部融资的主要来源之一。当一家企业向银行申请贷款时，必须提供一个扎实的商业计划，并证明其还款能力。贷款可以迅速提供大量资本，使企业能够抓住市场机会。然而，它们伴随着支付利息的义务，如果管理不当可能会给现金流带来压力。获取外部资金的另一种流行方法是股权融资。这涉及到将公司的一部分销售给投资者以换取资本。虽然这可以在没有立即还款压力的情况下提供可观的资金，但这也意味着原始所有者必须与新股东分享控制权和利润。这种权衡对于许多热衷于保持公司愿景的企业家来说可能是具有挑战性的。赠款代表了企业可以利用的另一种外部融资形式，尤其是在技术、教育和医疗等行业。与贷款不同，赠款不需要偿还，使其成为初创企业和小型企业的吸引选项。然而，竞争激烈，申请过程可能需要大量文档和遵循特定指南。外部资金的重要性不容忽视。它们使公司能够创新、增加生产能力、雇佣更多员工并进入新市场。例如，一家科技初创企业可能会利用外部融资开发新的软件产品或增强其营销工作以接触更大受众。同样，一家制造公司可能寻求外部资金来升级其设备并提高运营效率。然而，过度依赖外部融资可能导致潜在的陷阱。累积过多债务的公司如果收入未按预期增长，可能面临财务困难。此外，过度依赖外部资金可能稀释所有权和控制权，导致与投资者之间的冲突。总之，虽然外部融资在帮助企业成长和适应不断变化的市场条件方面发挥着至关重要的作用，但企业家在使用时必须谨慎。了解可用的不同类型的外部资金及其影响，可以使企业主做出符合长期目标的明智决策。通过在利用外部融资与保持对运营的控制之间取得平衡，企业可以在竞争激烈的市场中为可持续成功做好准备。