fund for repayment of borrowings

简明释义

借款偿还基金

英英释义

例句

1.To maintain a good credit rating, the firm must allocate a portion of its profits to the fund for repayment of borrowings.

为了保持良好的信用评级，公司必须将部分利润分配到偿还借款的资金中。

2.The board approved the creation of a fund for repayment of borrowings to manage outstanding loans effectively.

董事会批准成立一个偿还借款的资金以有效管理未偿还贷款。

3.Investors are concerned about the fund for repayment of borrowings as it directly impacts the company's financial health.

投资者对偿还借款的资金表示担忧，因为它直接影响公司的财务健康。

4.The company established a fund for repayment of borrowings to ensure they can meet their debt obligations on time.

公司设立了一个偿还借款的资金以确保他们能够按时履行债务义务。

5.The government provided a fund for repayment of borrowings to help small businesses during the economic downturn.

政府提供了一笔偿还借款的资金以帮助小企业渡过经济低迷期。

作文

In the world of finance and business, managing debt is a crucial aspect that every entrepreneur or company must consider. One key component in this management is the establishment of a fund for repayment of borrowings, which serves as a strategic reserve to ensure that debts can be settled promptly without causing financial strain. This fund not only helps in maintaining a good credit score but also fosters trust with lenders and investors. When a business takes on debt, whether through loans or credit lines, it is essential to have a clear plan for how these funds will be repaid. The fund for repayment of borrowings acts as a safety net, allowing the business to allocate a portion of its revenue specifically for this purpose. By doing so, companies can avoid the pitfalls of late payments, which may result in penalties and damage to their reputation. Moreover, having a dedicated fund for repayment of borrowings can enhance a company's financial stability. It allows businesses to forecast their cash flow more accurately and ensures that they have enough liquidity to meet their obligations. This is particularly important in times of economic uncertainty, where cash flow may become unpredictable. By setting aside funds for repayment, businesses can navigate through tough times with greater ease. Additionally, the presence of a fund for repayment of borrowings can open up opportunities for further investment. Lenders are often more willing to extend credit to businesses that demonstrate a responsible approach to debt management. A well-maintained fund indicates that a company is proactive about its financial commitments and is less likely to default on future loans. This can lead to better interest rates and terms, ultimately benefiting the business in the long run. In conclusion, establishing a fund for repayment of borrowings is an essential practice for any business that seeks to manage its debt effectively. It not only provides a safety net for timely repayments but also enhances financial stability and creates opportunities for future growth. Companies that prioritize this aspect of their financial strategy will likely find themselves in a stronger position to thrive in a competitive marketplace. By understanding the importance of this fund, entrepreneurs can make informed decisions that contribute to their overall success.

在金融和商业世界中，管理债务是每个企业家或公司必须考虑的关键方面。建立一个偿还借款基金是这一管理中的一个关键组成部分，它作为一个战略储备，以确保债务能够及时清偿，而不会给财务带来压力。这个基金不仅有助于维持良好的信用评分，还能增强与贷方和投资者的信任。当企业承担债务时，无论是通过贷款还是信用额度，明确制定如何偿还这些资金的计划至关重要。偿还借款基金作为一个安全网，使企业能够将其收入的一部分专门用于此目的。这样，企业可以避免逾期付款的陷阱，这可能导致罚款并损害其声誉。此外，拥有专用的偿还借款基金可以增强公司的财务稳定性。它使企业能够更准确地预测现金流，并确保他们有足够的流动性来满足义务。这在经济不确定时期尤为重要，因为现金流可能变得不可预测。通过预留偿还资金，企业可以更轻松地应对困难时期。此外，拥有偿还借款基金的存在可以为进一步投资创造机会。贷方通常更愿意向那些展示出负责任的债务管理方式的企业提供信贷。一个维护良好的基金表明公司对其财务承诺采取积极态度，更不容易在未来贷款中违约。这最终将使企业在长期内受益，包括更好的利率和条款。总之，建立一个偿还借款基金是任何希望有效管理债务的企业的必要做法。它不仅为及时还款提供了安全网，还增强了财务稳定性，并为未来增长创造了机会。那些优先考虑这一财务战略方面的公司，可能会发现自己在竞争激烈的市场中处于更强的位置。通过理解这个基金的重要性，企业家可以做出有利于整体成功的明智决策。