debit balance; balance due

简明释义

借方余额

英英释义

例句

1.If you have a debit balance 借方余额, it means you owe money to the bank.

如果你有一个借方余额，这意味着你欠银行的钱。

2.The accountant informed the client that the balance due 应付余额 must be settled by the end of the month.

会计通知客户，应付余额必须在月底前结清。

3.She transferred funds to clear her debit balance 借方余额 before the deadline.

在截止日期之前，她转账以清除她的借方余额。

4.The invoice indicated a balance due 应付余额 of $500, which was due immediately.

发票上显示的应付余额为500美元，需立即支付。

5.After reviewing her account statement, she noticed a debit balance 借方余额 that needed to be addressed.

在查看她的账户对账单后，她注意到一个需要处理的借方余额。

作文

In the world of finance, understanding terms like debit balance and balance due is crucial for effective money management. A debit balance refers to the amount that exceeds the available balance in an account, indicating that the account holder has spent more than what they have deposited. This situation often arises in checking accounts or credit card accounts where transactions can lead to a negative balance. When an individual has a debit balance, it means they owe money to the bank or financial institution. This can result in fees or interest charges, making it important for individuals to monitor their spending closely.On the other hand, balance due refers to the total amount of money that an individual or business still owes on a bill or invoice. This term is commonly used in various contexts, such as utility bills, loans, or credit card statements. The balance due is the outstanding amount that must be paid by a specified due date to avoid penalties or service interruptions. Understanding one’s balance due is essential for maintaining good credit and ensuring that financial obligations are met in a timely manner.Both terms highlight the importance of keeping track of finances. For instance, if someone receives a monthly statement showing a debit balance, it serves as a reminder to review their transactions and adjust their spending habits. Ignoring a debit balance can lead to accumulating debt, which can be difficult to manage over time. Similarly, being aware of the balance due on bills helps individuals prioritize their payments and avoid late fees, which can add up quickly.In practical terms, managing a debit balance requires budgeting and possibly cutting back on unnecessary expenses. It may involve creating a plan to pay off the negative balance as soon as possible to minimize any additional charges. On the other hand, staying on top of a balance due involves setting reminders for payment dates and ensuring that funds are available to cover these obligations. In conclusion, both debit balance and balance due are fundamental concepts in personal finance that everyone should understand. They serve as indicators of financial health and responsibility. By actively managing these aspects of their finances, individuals can work towards achieving greater financial stability and avoiding the pitfalls of debt. Taking the time to comprehend these terms not only empowers individuals to make informed decisions but also fosters a sense of control over their financial future. Therefore, whether it’s monitoring a debit balance or ensuring that the balance due is paid on time, being proactive in financial management is key to long-term success.

在金融世界中，理解像借方余额和到期余额这样的术语对于有效的资金管理至关重要。借方余额指的是账户中超过可用余额的金额，表明账户持有人已经支出超过其存入的金额。这种情况通常发生在支票账户或信用卡账户中，交易可能导致负余额。当个人有借方余额时，这意味着他们欠银行或金融机构的钱。这可能导致费用或利息的产生，因此个人必须密切关注自己的支出。另一方面，到期余额指的是个人或企业在账单或发票上仍然欠款的总金额。这个术语在各种情况下使用，例如水电费、贷款或信用卡对账单。到期余额是必须在指定到期日前支付的未付款项，以避免罚款或服务中断。了解自己的到期余额对于保持良好的信用记录和确保及时满足财务义务至关重要。这两个术语突显了跟踪财务的重要性。例如，如果某人收到一份显示借方余额的月度对账单，它就成为审查他们交易并调整消费习惯的提醒。忽视借方余额可能导致债务累积，长期管理起来会很困难。同样，了解账单上的到期余额有助于个人优先考虑他们的付款，并避免迟付罚款，这些罚款可能迅速增加。在实际操作中，管理借方余额需要预算以及可能减少不必要的开支。这可能涉及制定一个尽快偿还负余额的计划，以尽量减少任何额外的费用。另一方面，跟踪到期余额则需要设置付款日期的提醒，并确保有足够的资金来覆盖这些义务。总之，借方余额和到期余额都是每个人都应该理解的个人财务基本概念。它们作为财务健康和责任的指标。通过积极管理这些财务方面，个人可以努力实现更大的财务稳定，并避免债务的陷阱。花时间理解这些术语不仅使个人能够做出明智的决策，还培养了对其财务未来的控制感。因此，无论是监控借方余额还是确保按时支付到期余额，在财务管理中主动出击是长期成功的关键。