financial reserve

简明释义

财政后备

英英释义

例句

1.A healthy financial reserve 财务储备 allows non-profit organizations to continue their work even in tough times.

健康的财务储备 financial reserve使非营利组织能够在困难时期继续工作。

2.Having a financial reserve 财务储备 can help individuals manage unexpected expenses more effectively.

拥有财务储备 financial reserve可以帮助个人更有效地应对意外费用。

3.During the pandemic, many businesses depleted their financial reserves 财务储备 to survive.

在疫情期间，许多企业耗尽了它们的财务储备 financial reserves以求生存。

4.Investors often look for companies with a solid financial reserve 财务储备 as a sign of good management.

投资者通常会寻找拥有坚实财务储备 financial reserve的公司，作为良好管理的标志。

5.The company decided to build a strong financial reserve 财务储备 to ensure stability during economic downturns.

公司决定建立强大的财务储备 financial reserve以确保在经济下滑期间的稳定。

作文

In today's uncertain economic climate, the concept of a financial reserve has become increasingly important for both individuals and businesses. A financial reserve refers to funds that are set aside to cover unexpected expenses or emergencies. This can include savings accounts, investments, or any liquid assets that can be quickly accessed when needed. The significance of maintaining a healthy financial reserve cannot be overstated, as it serves as a safety net during times of financial instability.For individuals, having a financial reserve is essential for managing day-to-day life and preparing for unforeseen circumstances. For instance, if someone loses their job or faces an unexpected medical expense, a well-established financial reserve can provide the necessary cushion to navigate through these challenging times. It allows individuals to avoid falling into debt or making hasty financial decisions that could worsen their situation. Financial experts often recommend that individuals aim to save at least three to six months' worth of living expenses in their financial reserve.On the other hand, businesses also benefit greatly from maintaining a financial reserve. Companies face various risks, including market fluctuations, operational challenges, and sudden changes in consumer demand. By having a robust financial reserve, businesses can ensure their survival during downturns and maintain stability. This reserve can be used to cover payroll, pay suppliers, or invest in opportunities that may arise during economic slumps. Moreover, having a strong financial reserve can instill confidence in stakeholders, investors, and employees, demonstrating that the company is prepared for any eventuality.However, building a financial reserve requires discipline and strategic planning. Individuals and businesses must prioritize saving and make conscious efforts to allocate a portion of their income or revenue towards their reserves. Setting up automatic transfers to a savings account can help individuals consistently contribute to their financial reserve. Similarly, businesses can create a budget that includes a specific percentage of profits to be directed towards their reserve fund.In conclusion, the importance of a financial reserve in today's world cannot be ignored. It provides a sense of security and peace of mind, allowing individuals and businesses to take calculated risks without the fear of financial ruin. By understanding the value of a financial reserve and making it a priority, we can better prepare ourselves for the uncertainties that life presents. Whether it's navigating personal finance or managing a business, having a solid financial reserve is a crucial component of long-term success and stability.

在当今不确定的经济环境中，“金融储备”的概念对个人和企业变得越来越重要。“金融储备”是指为应对意外开支或紧急情况而预留的资金。这可以包括储蓄账户、投资或任何可以快速访问的流动资产。保持健康的“金融储备”的重要性不容小觑，因为它在财务不稳定时期充当安全网。对于个人来说，拥有“金融储备”对于管理日常生活和准备应对不可预见的情况至关重要。例如，如果某人失业或面临意外的医疗费用，建立良好的“金融储备”可以提供必要的缓冲，以帮助他们度过这些困难时期。它使个人能够避免陷入债务或做出匆忙的财务决定，从而恶化其状况。财务专家通常建议个人将至少三到六个月的生活费用存入“金融储备”。另一方面，企业也从维持“金融储备”中获益良多。公司面临各种风险，包括市场波动、运营挑战和消费者需求的突然变化。通过拥有强大的“金融储备”，企业可以确保在经济低迷期间的生存并保持稳定。这些储备可用于支付工资、支付供应商费用或在经济衰退期间投资可能出现的机会。此外，拥有强大的“金融储备”可以增强利益相关者、投资者和员工的信心，表明公司已为任何可能的情况做好准备。然而，建立“金融储备”需要纪律和战略规划。个人和企业必须优先考虑储蓄，并有意识地努力将收入或收入的一部分分配到储备中。设置自动转账到储蓄账户可以帮助个人持续向其“金融储备”贡献。同样，企业可以制定预算，其中包括将特定比例的利润用于其储备基金。总之，在当今世界，“金融储备”的重要性不容忽视。它提供了一种安全感和内心的平静，使个人和企业能够在不担心财务破产的情况下进行审慎的风险投资。通过理解“金融储备”的价值并将其作为优先事项，我们可以更好地为生活所带来的不确定性做好准备。无论是应对个人财务还是管理企业，拥有稳固的“金融储备”都是长期成功和稳定的重要组成部分。