treasury bonds

简明释义

财政长期债券

英英释义

例句

1.The interest rates on treasury bonds are generally lower than corporate bonds.

与公司债券相比，国债的利率通常较低。

2.You can purchase treasury bonds through various financial institutions.

您可以通过各种金融机构购买国债。

3.The government issues treasury bonds to finance its budget deficits.

政府发行国债来融资预算赤字。

4.Many retirees prefer treasury bonds for their low risk.

许多退休人员更喜欢国债，因为它们风险低。

5.Investing in treasury bonds can provide a stable source of income.

投资于国债可以提供稳定的收入来源。

作文

Treasury bonds are long-term debt securities issued by the government to finance its operations and pay off existing debts. They are considered one of the safest investments because they are backed by the full faith and credit of the issuing government. In the United States, the Department of the Treasury issues these bonds, which typically have maturities ranging from 10 to 30 years. Investors purchase treasury bonds to earn interest over time, which is paid out semiannually. This makes them an attractive option for those seeking a stable source of income. The interest rate on treasury bonds is determined at the time of issuance through a competitive bidding process. Investors can buy them directly from the government or through financial institutions. The yield on these bonds is often used as a benchmark for other interest rates in the economy, making them a vital component of the financial system. One of the main advantages of investing in treasury bonds is their low risk. Since they are backed by the government, there is little chance of default. This makes them particularly appealing during times of economic uncertainty when investors may be looking for safe havens for their money. Additionally, the interest earned on treasury bonds is exempt from state and local taxes, which can enhance their attractiveness compared to other fixed-income investments. However, it is important to note that treasury bonds do come with some drawbacks. For instance, they typically offer lower yields than corporate bonds or stocks, which means that while they are safer, they may not provide the same level of return. Furthermore, the value of treasury bonds can fluctuate based on changes in interest rates. When interest rates rise, the price of existing bonds tends to fall, which can lead to capital losses for investors if they need to sell before maturity. In conclusion, treasury bonds serve as a fundamental tool for both the government and investors. They provide a way for the government to raise funds while offering investors a secure and predictable income stream. Understanding how treasury bonds work and their role in the larger financial landscape is essential for anyone looking to make informed investment decisions. As with any investment, it is crucial to weigh the benefits against the risks and to consider how treasury bonds fit into an overall investment strategy. Overall, they remain a cornerstone of the fixed-income market and a key component of many investment portfolios.

国债是政府发行的长期债务证券，用于融资和偿还现有债务。由于它们得到了发行政府的全力支持，因此被认为是最安全的投资之一。在美国，财政部发行这些债券，通常具有10到30年的到期时间。投资者购买国债以获得随时间推移而产生的利息，该利息每半年支付一次。这使得它们成为那些寻求稳定收入来源的投资者的一个有吸引力的选择。国债的利率在发行时通过竞争性投标过程确定。投资者可以直接从政府或通过金融机构购买它们。这些债券的收益率通常被用作经济中其他利率的基准，使其成为金融系统的重要组成部分。投资国债的主要优势之一是其低风险。由于它们得到了政府的支持，因此违约的可能性很小。这使得它们在经济不确定时期特别吸引人，因为投资者可能在寻找安全的避风港。此外，国债所赚取的利息免于州和地方税，这可以增强它们相较于其他固定收益投资的吸引力。然而，需要注意的是，国债确实存在一些缺点。例如，它们通常提供的收益率低于公司债券或股票，这意味着虽然它们更安全，但可能无法提供相同水平的回报。此外，国债的价值可能会因利率变化而波动。当利率上升时，现有债券的价格往往会下降，如果投资者需要在到期之前出售，则可能导致资本损失。总之，国债作为政府和投资者的基本工具。它们为政府筹集资金提供了一种方式，同时为投资者提供了一个安全且可预测的收入流。理解国债的运作方式及其在更大金融格局中的作用，对于任何希望做出明智投资决策的人来说都是至关重要的。与任何投资一样，权衡收益与风险并考虑国债如何融入整体投资策略至关重要。总体而言，它们仍然是固定收益市场的基石，也是许多投资组合的关键组成部分。