be out of debt; keep head above water

简明释义

不欠债

英英释义

例句

1.Once I am out of debt 摆脱债务, I plan to travel more often.

一旦我摆脱债务，我计划更频繁地旅行。

2.After years of hard work, I finally managed to be out of debt 摆脱债务 and start saving for my future.

经过多年的努力，我终于设法摆脱债务并开始为我的未来储蓄。

3.With a little budgeting, I can keep my head above water 维持生计 this month.

通过一些预算，我这个月可以维持生计。

4.She worked two jobs just to keep her head above water 维持生计 after her husband lost his job.

在她丈夫失业后，她做了两份工作，只为维持生计。

5.It's tough to keep my head above water 维持生计 with all these bills piling up.

面对这些不断增加的账单，维持生计真是太难了。

作文

In today's fast-paced world, financial stability is more crucial than ever. Many individuals find themselves struggling to manage their finances, often leading to a cycle of debt that can be overwhelming. The phrase be out of debt; keep head above water perfectly encapsulates the desire to attain financial freedom and stability. To be out of debt; keep head above water means to eliminate financial burdens while maintaining a stable lifestyle without drowning in expenses or obligations.Achieving this state requires careful planning and disciplined budgeting. For many, it starts with understanding where their money goes each month. Creating a detailed budget allows individuals to track their income and expenses, helping them identify areas where they can cut back. This might mean dining out less frequently or canceling subscriptions that are no longer necessary. By making these adjustments, people can begin to take control of their finances and work towards becoming debt-free.Moreover, it’s essential to prioritize debt repayment. High-interest debts, such as credit card balances, can quickly accumulate and become unmanageable. Focusing on paying off these debts first can provide a sense of relief and allow individuals to breathe easier financially. As they chip away at their debts, they will find themselves closer to the goal of be out of debt; keep head above water. Additionally, building an emergency fund is vital for maintaining financial health. Life is unpredictable, and unexpected expenses can arise at any moment. Having savings set aside can prevent individuals from falling back into debt when emergencies occur. This fund acts as a safety net, allowing people to navigate financial challenges without losing ground in their journey towards be out of debt; keep head above water.Education plays a significant role in achieving financial literacy. Understanding how to manage money effectively empowers individuals to make informed decisions. There are countless resources available, including books, online courses, and financial advisors, which can provide guidance on budgeting, saving, and investing. By educating themselves, individuals can develop strategies that not only help them be out of debt; keep head above water but also build wealth over time.Furthermore, it’s important to cultivate a mindset focused on long-term goals rather than short-term gratification. Impulse spending can derail even the best financial plans. By setting clear financial goals and reminding themselves of the bigger picture, individuals can resist the temptation to overspend. This discipline is critical for those who aspire to be out of debt; keep head above water.In conclusion, the journey to be out of debt; keep head above water is not always easy, but it is entirely achievable with the right mindset and strategies. By creating a budget, prioritizing debt repayment, building an emergency fund, and investing in financial education, individuals can take control of their financial futures. Ultimately, being out of debt and keeping one’s head above water leads to greater peace of mind and the ability to enjoy life without the constant stress of financial burdens.

在当今快节奏的世界中，财务稳定比以往任何时候都更为重要。许多人发现自己在管理财务方面苦苦挣扎，往往导致一种令人不知所措的债务循环。短语摆脱债务；保持生计完美地概括了实现财务自由和稳定的愿望。摆脱债务；保持生计意味着消除经济负担，同时维持一种不被开支或义务淹没的稳定生活方式。实现这一状态需要精心规划和严格的预算管理。对许多人来说，这始于了解每月资金的流向。制定详细的预算使个人能够跟踪收入和支出，帮助他们识别可以削减开支的领域。这可能意味着减少外出就餐的频率或取消不再必要的订阅服务。通过做出这些调整，人们可以开始掌控自己的财务，朝着摆脱债务的目标努力。此外，优先偿还债务至关重要。高利息债务，例如信用卡余额，可能迅速积累并变得难以管理。专注于首先偿还这些债务可以带来解脱感，让个人在财务上呼吸得更轻松。当他们逐渐偿还债务时，会发现自己离摆脱债务；保持生计的目标越来越近。此外，建立应急基金对于维持财务健康至关重要。生活充满不确定性，意外开支可能随时出现。将储蓄留出作为应急基金可以防止个人在紧急情况下重新陷入债务。这个基金充当安全网，使人们能够应对财务挑战，而不会在追求摆脱债务；保持生计的旅程中失去进展。教育在实现财务素养方面发挥着重要作用。有效管理金钱的知识使个人能够做出明智的决策。有无数资源可供使用，包括书籍、在线课程和财务顾问，可以提供有关预算、储蓄和投资的指导。通过自我教育，个人可以制定不仅有助于他们摆脱债务；保持生计，而且随着时间的推移积累财富的策略。此外，培养关注长期目标而非短期满足的心态也很重要。冲动消费可能会破坏即使是最好的财务计划。通过设定明确的财务目标并提醒自己更大的目标，个人可以抵制过度消费的诱惑。这种纪律对于那些渴望摆脱债务；保持生计的人至关重要。总之，摆脱债务；保持生计的旅程并不总是容易，但通过正确的心态和策略完全可以实现。通过制定预算、优先偿还债务、建立应急基金以及投资于财务教育，个人可以掌控自己的财务未来。最终，摆脱债务并保持生计带来了更大的内心平静，以及享受生活的能力，而无需承受财务负担的持续压力。