nondiscountable bill

简明释义

不可贴现汇票

英英释义

例句

1.Due to company policy, we cannot apply any discounts to a nondiscountable bill 不可折扣账单.

由于公司政策，我们无法对不可折扣账单 应用任何折扣。

2.When reviewing the expenses, I realized that the nondiscountable bill 不可折扣账单 for the office supplies was higher than expected.

在审查开支时，我意识到办公室用品的不可折扣账单 比预期高。

3.The accountant informed us that the nondiscountable bill 不可折扣账单 must be paid in full by the end of the month.

会计通知我们，不可折扣账单 必须在月底前全额支付。

4.The vendor explained that the nondiscountable bill 不可折扣账单 reflects the full price of the services provided.

供应商解释说，不可折扣账单 反映了提供服务的全价。

5.Make sure to check if the nondiscountable bill 不可折扣账单 is included in the budget for this quarter.

确保检查这个季度的预算中是否包含不可折扣账单。

作文

In the world of finance, understanding various terms and concepts is crucial for making informed decisions. One such term that often arises in discussions about financial instruments is nondiscountable bill. A nondiscountable bill refers to a type of financial obligation that cannot be discounted or converted into cash before its maturity date. This means that the holder of the bill must wait until the specified time to receive the full amount owed. The implications of this characteristic can be significant for both investors and issuers. To illustrate the importance of understanding a nondiscountable bill, let’s consider a scenario involving a company that issues such a bill to raise funds for a new project. The company may need immediate capital, but by issuing a nondiscountable bill, it commits itself to a fixed repayment schedule. Investors who purchase this bill are essentially lending money to the company with the expectation of receiving their principal back at maturity, along with any agreed-upon interest. However, they do not have the option to sell or discount the bill for cash before that date.This feature of nondiscountable bills can be both advantageous and disadvantageous for investors. On one hand, it provides a clear timeline and certainty regarding when they will receive their money. On the other hand, it limits their liquidity since they cannot access their funds until the bill matures. In times of financial need, this lack of flexibility can pose challenges for investors who may require cash sooner than anticipated.Furthermore, the concept of a nondiscountable bill also plays a role in the broader economic landscape. For example, during periods of economic uncertainty, investors may be more hesitant to purchase such bills due to the potential risks associated with the issuer's ability to repay. This can lead to a decrease in demand for nondiscountable bills, which may result in higher yields as issuers attempt to attract buyers. Conversely, in stable economic conditions, these bills may be viewed as safer investments, leading to increased demand and lower yields.It is also essential to distinguish between nondiscountable bills and other financial instruments, such as discountable bills or bonds. Discountable bills can be sold or traded before maturity, offering greater liquidity to investors. This difference highlights the importance of understanding the specific features and limitations of each type of financial instrument. In conclusion, the term nondiscountable bill embodies a critical aspect of financial management and investment strategy. Investors must weigh the benefits of fixed repayment schedules against the potential drawbacks of reduced liquidity. By comprehending the implications of nondiscountable bills, individuals can make more informed choices that align with their financial goals. Ultimately, knowledge of such terms enriches one's understanding of the financial landscape and aids in navigating the complexities of investment opportunities.

在金融世界中，理解各种术语和概念对于做出明智的决策至关重要。在有关金融工具的讨论中，常常会出现一个术语，即不可贴现票据。不可贴现票据指的是一种金融义务，在到期日前无法贴现或转换为现金。这意味着持有该票据的人必须等到指定的时间才能收到全额款项。这一特征的影响对投资者和发行人都可能是显著的。为了说明理解不可贴现票据的重要性，我们考虑一个场景：一家公司发行这样的票据以为新项目筹集资金。公司可能需要立即资本，但通过发行不可贴现票据，它承诺了一个固定的还款计划。购买该票据的投资者实质上是在借钱给公司，期望在到期时收回本金以及任何商定的利息。然而，他们没有在到期之前出售或贴现该票据以获取现金的选项。这种不可贴现票据的特性对投资者来说既有优势也有劣势。一方面，它提供了明确的时间表和关于何时将收到款项的确定性。另一方面，它限制了他们的流动性，因为他们必须等到票据到期才能访问资金。在财务需要时，这种缺乏灵活性可能给投资者带来挑战，因为他们可能需要比预期更早获取现金。此外，不可贴现票据的概念在更广泛的经济环境中也起着作用。例如，在经济不确定时期，投资者可能会因为担心发行者的偿还能力而对购买此类票据更加犹豫。这可能导致对不可贴现票据的需求下降，从而导致收益率上升，因为发行者试图吸引买家。相反，在经济稳定的情况下，这些票据可能被视为更安全的投资，导致需求增加和收益率下降。区分不可贴现票据与其他金融工具（如可贴现票据或债券）也是至关重要的。可贴现票据可以在到期前出售或交易，为投资者提供更大的流动性。这一差异突显了理解每种金融工具的具体特征和限制的重要性。总之，术语不可贴现票据体现了金融管理和投资策略的一个关键方面。投资者必须权衡固定还款计划的好处与流动性降低的潜在缺陷。通过理解不可贴现票据的影响，个人可以做出更符合其财务目标的明智选择。最终，对这些术语的了解丰富了人们对金融环境的理解，并帮助导航投资机会的复杂性。