free of interest; bearing no interest

简明释义

不计利息

英英释义

例句

1.The promotion includes a payment plan that is free of interest; bearing no interest for six months.

这个促销活动包括一个为期六个月的免息付款计划。

2.This loan is free of interest; bearing no interest, making it an attractive option for students.

这个贷款是无利息的，对学生来说是个很有吸引力的选择。

3.Investing in government bonds can sometimes yield returns that are free of interest; bearing no interest.

投资于政府债券有时会带来不产生利息的回报。

4.The bank offers a savings account that is free of interest; bearing no interest.

这家银行提供的储蓄账户是不计利息的。

5.Many credit cards come with an introductory period that is free of interest; bearing no interest for the first year.

许多信用卡在前一年有一个免息的介绍期。

作文

In today's fast-paced world, financial literacy has become an essential skill for individuals seeking to manage their personal finances effectively. One of the key concepts that often arises in discussions about savings and investments is the idea of being free of interest; bearing no interest. Understanding this concept can significantly impact how one approaches saving money and making investment decisions.When we say that a particular account or financial product is free of interest; bearing no interest, it means that the money deposited in that account does not earn any interest over time. This is particularly common in certain types of savings accounts or checking accounts where the primary purpose is to provide easy access to funds rather than to grow wealth through interest accumulation. For many people, this can be a double-edged sword. On one hand, having immediate access to cash without the risk of losing principal is appealing. On the other hand, the lack of interest means that money held in such accounts may lose purchasing power over time due to inflation.For instance, consider a scenario where an individual decides to keep a significant amount of money in a checking account that is free of interest; bearing no interest. While this allows them to have liquidity for daily expenses, they are missing out on the potential growth of their savings that could come from investing in a high-yield savings account or other investment vehicles. In contrast, if they were to place their money in an account that offers interest, even a small percentage could lead to substantial growth over time, thanks to the power of compound interest.Moreover, understanding the implications of keeping money in a free of interest; bearing no interest account can also help individuals make informed decisions about their long-term financial goals. For example, if someone is saving for retirement, placing money in an account that does not earn interest could hinder their ability to accumulate enough funds to maintain their desired lifestyle in the future. In such cases, exploring options like stocks, bonds, or mutual funds that offer returns on investment would be more beneficial.Additionally, the concept of being free of interest; bearing no interest extends beyond personal finance into broader economic discussions. For instance, when central banks set interest rates, they influence the overall economy by encouraging or discouraging borrowing and spending. A low-interest environment might lead to more loans being taken out, whereas a higher interest rate could deter borrowing, leading to a slowdown in economic activity. Thus, understanding how interest rates work and how they relate to the concept of free of interest; bearing no interest can provide valuable insights into economic trends and personal financial strategies.In conclusion, the phrase free of interest; bearing no interest encapsulates an important aspect of personal finance that warrants careful consideration. While having access to funds without the worry of earning interest may seem convenient, it is crucial to recognize the potential long-term consequences of such choices. By being aware of the implications of keeping money in accounts that do not earn interest, individuals can make more informed financial decisions that align with their goals and aspirations. Ultimately, achieving financial stability and growth requires a balance between accessibility and the pursuit of interest-earning opportunities.

在当今快节奏的世界中，金融素养已成为个人有效管理个人财务的基本技能之一。在关于储蓄和投资的讨论中，常常会出现一个关键概念，即无利息；不产生利息。理解这个概念可以显著影响一个人对储蓄和投资决策的看法。当我们说某个账户或金融产品是无利息；不产生利息时，这意味着存入该账户的钱在一段时间内不会获得任何利息。这在某些类型的储蓄账户或支票账户中尤其常见，其主要目的是提供资金的便捷获取，而不是通过利息积累来增加财富。对许多人来说，这可能是一把双刃剑。一方面，立即获得现金而不冒失去本金的风险是很有吸引力的。另一方面，缺乏利息意味着存放在此类账户中的钱可能由于通货膨胀而逐渐失去购买力。例如，考虑一个场景，一个人决定将大量资金存入一个无利息；不产生利息的支票账户。虽然这使他们能够流动性地处理日常开支，但他们错过了将资金投入高收益储蓄账户或其他投资工具所带来的潜在增长。相反，如果他们将钱放在一个提供利息的账户中，即使是小比例的利息，随着复利的力量，长期来看也能导致可观的增长。此外，理解将钱存放在无利息；不产生利息账户中的影响，也可以帮助个人做出明智的长期财务目标决策。例如，如果某人在为退休储蓄，将钱放在一个不产生利息的账户中可能会妨碍他们积累足够的资金以维持未来所需的生活方式。在这种情况下，探索股票、债券或共同基金等提供投资回报的选项会更有利。此外，无利息；不产生利息的概念不仅限于个人财务，还延伸到更广泛的经济讨论中。例如，当中央银行设定利率时，他们通过鼓励或抑制借贷和消费来影响整体经济。低利率环境可能导致更多贷款被申请，而较高的利率则可能阻碍借贷，从而导致经济活动放缓。因此，理解利率如何运作以及它们与无利息；不产生利息的概念之间的关系，可以为经济趋势和个人财务策略提供宝贵的见解。总之，短语无利息；不产生利息概括了个人财务的重要方面，值得仔细考虑。尽管不担心获得利息而轻松获取资金似乎很方便，但认识到此类选择的潜在长期后果至关重要。通过意识到将资金存放在不产生利息的账户中的影响，个人可以做出更明智的财务决策，使其与目标和愿望保持一致。最终，实现财务稳定和增长需要在可获取性和追求产生利息的机会之间找到平衡。