buy outright

简明释义

不附带条件的购买

英英释义

例句

1.You can save a lot of money if you buy outright instead of leasing.

如果你直接购买而不是租赁，可以节省很多钱。

2.She was able to buy outright the furniture for her new apartment.

她能够为她的新公寓直接购买家具。

3.If you want to avoid monthly payments, you can just buy outright the car.

如果你想避免每月付款，你可以直接买下这辆车。

4.Many people prefer to buy outright their homes instead of financing them.

许多人更喜欢直接购买他们的房子，而不是贷款。

5.He decided to buy outright the latest gaming console instead of renting it.

他决定直接购买最新的游戏机，而不是租用它。

作文

In today's fast-paced world, making financial decisions can often feel overwhelming. One of the most significant choices many people face is whether to finance a large purchase or to buy outright. To buy outright means to pay for something in full at the time of purchase, without taking out a loan or using credit. This option has its advantages and disadvantages, which I will explore in this essay.Firstly, one of the primary benefits of choosing to buy outright is the sense of ownership it provides. When you buy outright, you immediately own the item without any debt attached. This is particularly important for expensive items such as cars or homes, where financing may lead to long-term financial commitments. Owning an asset outright can also offer peace of mind, knowing that you do not have monthly payments looming over you.Moreover, buying outright can save money in the long run. When you finance a purchase, you often end up paying interest on top of the principal amount. This can significantly increase the total cost of the item, sometimes by thousands of dollars. By contrast, when you buy outright, you avoid these extra costs and can allocate your funds elsewhere, perhaps investing them or saving for future needs.However, there are also challenges associated with buying outright. For many individuals, especially younger ones or those just starting their careers, coming up with the full amount to buy outright can be a daunting task. This might mean delaying a purchase until sufficient savings have been accumulated, which can be frustrating. Additionally, tying up a large sum of money in a single purchase can limit financial flexibility. If unexpected expenses arise, having spent all your savings on one item can leave you vulnerable.Another consideration is the opportunity cost of buying outright. Money spent on a large purchase is money that cannot be invested elsewhere. For example, if you buy outright a car for $20,000, that money could have been invested in stocks or other assets that might yield returns over time. Therefore, while buying outright eliminates debt, it may not always be the best financial decision depending on an individual's circumstances and market conditions.Ultimately, the decision to buy outright or finance a purchase depends on one's financial situation, goals, and preferences. Those with sufficient savings and a desire to avoid debt may find that buying outright is the best option for them. On the other hand, individuals who prefer to keep their savings liquid and invest them elsewhere might opt for financing, even if it means incurring interest.In conclusion, the choice to buy outright comes with both advantages and disadvantages. It is essential to weigh these carefully against personal financial goals and situations. Whether you decide to buy outright or finance a purchase, being informed and making a conscious decision will ultimately lead to better financial health and satisfaction.

在当今快节奏的世界中，做出财务决策往往会感到不知所措。许多人面临的最重要选择之一是是否为大笔购买融资，或者选择一次性购买。一次性购买意味着在购买时全额支付，而不是借款或使用信用。这种选择有其优缺点，我将在这篇文章中探讨。首先，选择一次性购买的主要好处之一是它提供的所有权感。当你一次性购买时，你立即拥有该物品，而没有任何债务附加。这对于汽车或房屋等昂贵物品尤为重要，因为融资可能会导致长期的财务承诺。完全拥有一项资产也可以带来内心的宁静，知道自己没有月供的压力。此外，一次性购买可以在长期内节省金钱。当你为购买融资时，你通常会在本金金额上支付利息。这可能会显著增加物品的总成本，有时甚至高达数千美元。相比之下，当你一次性购买时，你避免了这些额外费用，并可以将资金分配到其他地方，也许是投资或为未来的需求储蓄。然而，一次性购买也存在挑战。对于许多人，尤其是年轻人或刚开始职业生涯的人来说，凑齐全款以一次性购买可能是一项艰巨的任务。这可能意味着要推迟购买，直到积累足够的储蓄，这可能令人沮丧。此外，将一大笔钱投入单笔购买可能会限制财务灵活性。如果意外支出出现，花光所有储蓄在一项物品上可能会使你处于脆弱的境地。另一个考虑因素是一次性购买的机会成本。用于大宗购买的钱是无法在其他地方投资的钱。例如，如果你为一辆车一次性购买了20,000美元，那么这笔钱本可以投资于股票或其他可能随时间获得回报的资产。因此，尽管一次性购买消除了债务，但根据个人情况和市场条件，它可能并不总是最佳的财务决策。最终，选择一次性购买还是融资购买取决于个人的财务状况、目标和偏好。那些拥有足够储蓄并希望避免债务的人可能会发现一次性购买对他们来说是最佳选择。另一方面，喜欢保持流动储蓄并在其他地方投资的人可能会选择融资，即使这意味着承担利息。总之，一次性购买的选择既有优点也有缺点。仔细权衡这些因素与个人财务目标和情况是至关重要的。无论你决定一次性购买还是融资购买，了解并做出有意识的决定最终将导致更好的财务健康和满意度。