free from particular average

简明释义

不担保单独海损

英英释义

例句

1.Our insurance policy ensures that we are free from particular average for any losses under a certain value.

我们的保险政策确保，对于某些价值以下的损失，我们将免于特殊平均责任。

2.In maritime law, a shipper can choose to have their goods free from particular average to reduce insurance costs.

在海事法中，发货人可以选择使其货物免于特殊平均责任以降低保险费用。

3.The shipping contract specifies that the cargo is to be free from particular average in case of minor damages.

运输合同规定，货物在轻微损坏的情况下应当免于特殊平均责任。

4.The terms of the agreement make it clear that the owner is free from particular average for any incidental damages.

协议条款明确表明，所有者对于任何附带损害将免于特殊平均责任。

5.As long as the vessel complies with safety regulations, it will be free from particular average claims during the voyage.

只要船只遵守安全规定，它在航行期间将免于特殊平均责任索赔。

作文

In the world of maritime insurance, the term free from particular average holds significant importance. This phrase refers to a type of marine insurance policy that provides coverage for total loss or damage to a vessel or cargo, but excludes coverage for partial losses unless they are caused by specific perils. Understanding this concept is crucial for shipowners and cargo operators alike, as it impacts their financial risk management strategies. When a vessel is insured free from particular average, it means that the policy will not cover minor damages or losses that occur during transit, such as scratches, dents, or other forms of deterioration that do not result in a complete loss of the ship or its cargo. This type of insurance is often chosen because it can be more cost-effective than broader policies that cover partial losses. However, it also places more risk on the insured party, who must bear the costs of any minor damages themselves. For instance, consider a shipping company that transports goods across the ocean. If they choose an insurance policy that is free from particular average, they will only receive compensation for a complete loss of the cargo due to events like sinking, fire, or collision. If the cargo suffers minor damage, such as water stains or minor bruising, the company will not receive any reimbursement. This can lead to significant financial implications if the company frequently faces minor damages that accumulate over time. On the other hand, opting for a policy that includes coverage for particular averages can provide peace of mind. Such policies typically cover a range of risks, including partial losses due to various causes. Therefore, companies need to carefully assess their operational risks and decide whether the savings from a free from particular average policy outweigh the potential costs of uncovered damages. Moreover, the choice between these types of policies can also affect a company's reputation. A business that consistently delivers goods in pristine condition may find that customers are willing to pay a premium for their services. Conversely, if a company frequently experiences damaged goods due to inadequate insurance coverage, it may lose clients and face a decline in business. In conclusion, the term free from particular average is not just a technical phrase; it represents a strategic decision that can influence a company's financial health and customer relationships. By understanding the implications of this type of insurance, businesses can make informed choices that align with their risk tolerance and operational needs. Ultimately, the right insurance policy can be a valuable asset in navigating the complexities of maritime commerce.

在海洋保险的世界中，短语free from particular average具有重要意义。这个短语指的是一种海洋保险政策，它为船舶或货物的全部损失或损坏提供保障，但不包括因特定风险造成的部分损失的保障。理解这一概念对于船东和货物经营者来说至关重要，因为它影响着他们的财务风险管理策略。当一艘船只被投保为free from particular average时，这意味着该政策不会覆盖运输过程中发生的轻微损坏或损失，例如划痕、凹陷或其他不导致船只或货物完全损失的损害。这种类型的保险通常被选择，因为它比涵盖部分损失的更广泛的政策成本更低。然而，它也将更多的风险转移给被保险方，后者必须自行承担任何轻微损坏的费用。例如，考虑一家跨洋运输货物的航运公司。如果他们选择了一种保险政策，该政策是free from particular average，他们将仅在由于沉没、火灾或碰撞等事件导致货物完全损失时获得赔偿。如果货物遭受轻微损坏，例如水渍或轻微挤压，公司将不会收到任何补偿。如果公司经常面临轻微损坏，这可能会导致显著的财务影响。另一方面，选择一种包含特定平均损失保障的政策可以提供安心。这类政策通常涵盖多种风险，包括因各种原因造成的部分损失。因此，公司需要仔细评估其运营风险，并决定选择free from particular average政策所节省的费用是否超过潜在的未覆盖损失的成本。此外，这些类型政策之间的选择也可能影响公司的声誉。一个始终如一地交付完好无损货物的企业可能会发现客户愿意为其服务支付溢价。相反，如果一家公司由于保险覆盖不足而频繁遭遇货物损坏，它可能会失去客户并面临业务下滑。总之，短语free from particular average不仅仅是一个技术术语；它代表了一项战略决策，可以影响公司的财务健康和客户关系。通过理解这种类型保险的影响，企业可以做出符合其风险承受能力和运营需求的明智选择。最终，正确的保险政策可以成为应对海洋商业复杂性的宝贵资产。