fixed expenses; unvariable expense

简明释义

不变费用

英英释义

例句

1.A car loan payment is an example of a fixed expenses; unvariable expense that you need to pay each month.

汽车贷款付款是一个你每月需要支付的固定开支；不变费用的例子。

2.Utilities such as water and electricity are often considered fixed expenses; unvariable expense in a household budget.

水电等公共事业费用通常被视为家庭预算中的固定开支；不变费用。

3.When planning for retirement, it’s crucial to account for fixed expenses; unvariable expense like insurance premiums.

在规划退休时，考虑像保险费这样的固定开支；不变费用是至关重要的。

4.During budgeting, I always list my fixed expenses; unvariable expense first to see how much I can spend on variable costs.

在预算时，我总是先列出我的固定开支；不变费用，以便查看我可以在可变开支上花多少钱。

5.Every month, my rent is a significant part of my fixed expenses; unvariable expense.

每个月，我的房租是我很大一部分的固定开支；不变费用。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One of the key concepts in budgeting is understanding the difference between fixed expenses and variable expenses. Fixed expenses, or 固定开支, refer to costs that remain constant regardless of changes in a person's income or spending habits. These expenses are predictable and typically include rent or mortgage payments, insurance premiums, and certain utilities. On the other hand, variable expenses fluctuate based on consumption or lifestyle choices, such as dining out, entertainment, and shopping. However, it is important to recognize that within the category of fixed expenses, there are also 不变的开支 that can be particularly challenging to manage.Fixed expenses are integral to any budget since they represent the baseline costs that must be covered each month. For instance, if someone has a monthly mortgage payment of $1,500, this amount will not change from month to month, making it a fixed expense. Similarly, a car loan payment or a monthly subscription service like Netflix would fall into this category. Understanding these expenses helps individuals plan their budgets more effectively, ensuring that they allocate enough funds to cover these essential costs.On the other hand, 不变的开支 can include expenses that, while categorized as fixed, may still vary slightly over time due to external factors. For example, property taxes may increase annually, or insurance premiums may rise due to various factors such as claims history or changes in coverage. While these expenses are generally stable, they can pose challenges if not anticipated properly. Therefore, it is vital for individuals to monitor these costs regularly and adjust their budgets accordingly.The importance of distinguishing between fixed and variable expenses cannot be overstated. By identifying 固定开支, individuals can create a solid financial foundation, ensuring that their essential needs are met before allocating funds to discretionary spending. This discipline is especially critical during times of economic uncertainty when income may fluctuate. When individuals prioritize their fixed expenses, they can avoid falling into debt or facing financial hardship.Moreover, understanding fixed expenses also aids in long-term financial planning. For instance, if someone is looking to save for retirement or a major purchase, knowing their fixed expenses allows them to determine how much money they can allocate toward savings each month. This strategic approach to budgeting ensures that individuals can meet their financial goals without compromising their essential needs.In conclusion, managing fixed expenses and recognizing 不变的开支 is vital for anyone seeking to achieve financial stability and success. By understanding these concepts, individuals can create a balanced budget that accommodates their essential costs while allowing for discretionary spending. This knowledge empowers individuals to make informed financial decisions, ultimately leading to healthier financial habits and a more secure future. As we navigate through life, being mindful of our fixed expenses will not only help us maintain a stable financial footing but also enable us to pursue our dreams with confidence.