supplementary credit facility

简明释义

补充信贷

英英释义

例句

1.With the supplementary credit facility, we can expand our operations and hire more staff.

有了补充信贷设施，我们可以扩展业务并雇用更多员工。

2.The bank offered a supplementary credit facility to help small businesses manage their cash flow during tough times.

银行提供了一项补充信贷设施，以帮助小企业在困难时期管理现金流。

3.The supplementary credit facility provided by the lender came with favorable interest rates.

贷方提供的补充信贷设施附带了优惠的利率。

4.Using the supplementary credit facility, the company was able to finance its new project without taking on too much debt.

通过使用补充信贷设施，公司能够在不承担过多债务的情况下为其新项目融资。

5.The government announced a supplementary credit facility aimed at supporting industries affected by the pandemic.

政府宣布了一项旨在支持受疫情影响行业的补充信贷设施。

作文

In today's dynamic financial landscape, institutions and individuals alike often seek innovative solutions to manage their finances effectively. One such solution is the supplementary credit facility, a financial instrument that provides additional credit support beyond what is typically available through standard lending channels. This facility is particularly beneficial for businesses looking to expand operations or for individuals facing unexpected expenses. Understanding the nuances of a supplementary credit facility can empower borrowers to make informed decisions about their financial futures.A supplementary credit facility serves as an extension of credit that complements existing loan agreements. It allows borrowers to access additional funds without undergoing a complete re-evaluation of their creditworthiness. This feature can be particularly advantageous in times of economic uncertainty when traditional lenders may tighten their lending criteria. For instance, a small business that has established a good repayment history with its bank may find it easier to secure a supplementary credit facility during a cash flow crunch, rather than applying for a new loan from scratch.Moreover, the flexibility offered by a supplementary credit facility makes it an appealing option for borrowers. Unlike conventional loans that often have fixed terms and amounts, a supplementary facility can be tailored to meet specific needs. Borrowers can draw upon the facility as needed, which helps them manage their cash flow more efficiently. This is particularly useful for businesses that experience seasonal fluctuations in revenue or for individuals who may need to cover unexpected medical expenses.Another key aspect of a supplementary credit facility is its potential to improve a borrower's credit profile. By responsibly utilizing this facility and making timely repayments, borrowers can enhance their credit scores. This improvement can lead to better borrowing terms in the future, creating a positive feedback loop for financial health. However, it is crucial for borrowers to exercise caution; over-reliance on credit facilities can lead to debt accumulation and financial strain.In conclusion, the supplementary credit facility is a valuable financial tool that can provide much-needed support to both individuals and businesses. Its ability to offer additional credit with flexible terms makes it an attractive option in various financial scenarios. As with any financial product, it is essential for borrowers to understand the implications of using a supplementary credit facility and to use it judiciously. By doing so, they can leverage this facility to enhance their financial stability and achieve their goals more effectively.

在当今动态的金融环境中，机构和个人都经常寻求创新的解决方案，以有效管理他们的财务。其中一种解决方案是补充信贷工具，这是一种提供额外信贷支持的金融工具，超出了通常通过标准贷款渠道可获得的支持。这种工具对希望扩大业务的公司或面临意外支出的个人尤其有利。理解补充信贷工具的细微差别可以使借款人能够对他们的财务未来做出明智的决定。补充信贷工具作为现有贷款协议的扩展，允许借款人在不进行全面信用评估的情况下获取额外资金。这一特点在经济不确定时期尤其有利，因为传统贷方可能会收紧贷款标准。例如，一家与其银行建立了良好还款历史的小企业，在现金流紧张时可能会发现更容易获得补充信贷工具，而不是从头申请新贷款。此外，补充信贷工具所提供的灵活性使其成为借款人的一个吸引人的选择。与通常具有固定期限和金额的传统贷款不同，补充工具可以根据特定需求量身定制。借款人可以根据需要提取该工具，从而更有效地管理现金流。这对于经历季节性收入波动的企业或需要支付意外医疗费用的个人尤其有用。补充信贷工具的另一个关键方面是它改善借款人信用状况的潜力。通过负责任地使用该工具并按时还款，借款人可以提高他们的信用评分。这种改善可以导致未来更好的借贷条件，为财务健康创造正反馈循环。然而，借款人必须谨慎行事；过度依赖信贷工具可能导致债务积累和财务压力。总之，补充信贷工具是一个有价值的金融工具，可以为个人和企业提供急需的支持。它提供额外信贷的能力和灵活的条款使其在各种财务场景中成为一个有吸引力的选择。与任何金融产品一样，借款人了解使用补充信贷工具的影响，并明智地使用它至关重要。通过这样做，他们可以利用这一工具来增强财务稳定性，更有效地实现目标。