reimbursing bank

简明释义

补偿银行

英英释义

例句

1.The company policy requires all receipts to be submitted to the reimbursing bank within 30 days.

公司政策要求所有收据必须在30天内提交给偿付银行。

2.After submitting the necessary documents, the funds were transferred from the reimbursing bank to my account.

在提交必要的文件后，资金从偿付银行转入我的账户。

3.Once the reimbursing bank receives the claim, they will process it within five business days.

一旦偿付银行收到索赔，他们将在五个工作日内处理。

4.I contacted the reimbursing bank to inquire about the status of my reimbursement request.

我联系了偿付银行，询问我的报销请求的状态。

5.The reimbursing bank approved the payment for the business expenses I incurred during the trip.

偿付银行批准了我在旅行期间产生的商务费用的支付。

作文

In the world of finance, the term reimbursing bank refers to a financial institution that compensates another bank for a payment made on behalf of a customer. This concept is particularly important in international trade and banking transactions. When a buyer in one country purchases goods from a seller in another country, the transaction often involves multiple banks. The reimbursing bank acts as an intermediary, ensuring that the seller receives their funds promptly while managing the risks associated with cross-border payments.To better understand the role of a reimbursing bank, let’s consider a practical example. Imagine a company in the United States wants to import machinery from a manufacturer in Germany. The American company arranges for its bank to issue a letter of credit to the German seller’s bank. This letter of credit guarantees that the seller will receive payment as long as they provide the necessary shipping documents.Once the machinery is shipped, the German bank presents the required documents to the reimbursing bank in the United States. The reimbursing bank then verifies the documents and processes the payment to the German bank. This process not only facilitates international trade but also provides security for both parties involved. The seller is assured they will be paid, while the buyer can verify that the goods have been shipped before the funds are released.The reimbursing bank plays a crucial role in minimizing risks associated with international transactions. By acting as a trusted intermediary, it helps to build confidence among businesses engaging in cross-border trade. Moreover, the use of a reimbursing bank can streamline the payment process, reducing delays and ensuring that transactions are completed efficiently.However, it is important to note that the involvement of a reimbursing bank also comes with costs. Banks typically charge fees for their services, which can vary depending on the complexity of the transaction and the countries involved. Businesses must weigh these costs against the benefits of using a reimbursing bank. In many cases, the advantages of enhanced security and expedited payments outweigh the associated fees.In conclusion, the concept of a reimbursing bank is vital in the context of global commerce. It serves as a key player in facilitating international transactions by providing assurance to sellers and buyers alike. As businesses continue to expand their operations across borders, the role of the reimbursing bank will likely become even more significant. Understanding how this financial institution operates can help companies navigate the complexities of international trade and make informed decisions about their banking needs.

在金融领域，术语reimbursing bank指的是一家金融机构，它会对另一家银行为客户支付的款项进行补偿。这个概念在国际贸易和银行交易中尤为重要。当一个国家的买方从另一个国家的卖方购买商品时，这笔交易通常涉及多个银行。reimbursing bank充当中介，确保卖方及时收到资金，同时管理跨境支付相关的风险。为了更好地理解reimbursing bank的角色，我们可以考虑一个实际例子。假设一家美国公司想要从德国制造商那里进口机械设备。美国公司安排其银行向德国卖方的银行发出信用证。这份信用证保证只要卖方提供必要的运输文件，就会收到付款。一旦机械设备装运，德国银行就会向位于美国的reimbursing bank提交所需文件。然后，reimbursing bank会验证这些文件并处理对德国银行的付款。这个过程不仅促进了国际贸易，还为参与的双方提供了安全保障。卖方可以放心他们会收到付款，而买方在资金释放之前可以确认货物已经发运。reimbursing bank在降低国际交易相关风险方面发挥着至关重要的作用。通过作为可信赖的中介，它帮助在进行跨境贸易的企业之间建立信心。此外，使用reimbursing bank还可以简化支付流程，减少延误，确保交易高效完成。然而，需要注意的是，reimbursing bank的参与也伴随着成本。银行通常会收取服务费，这些费用可能因交易的复杂性和涉及的国家而异。企业必须权衡这些成本与使用reimbursing bank的好处。在许多情况下，增强的安全性和加快的支付速度的优势超过了相关费用。总之，reimbursing bank的概念在全球商业背景下至关重要。它作为促进国际交易的关键参与者，为卖方和买方提供保障。随着企业继续扩大跨国业务，reimbursing bank的角色可能会变得更加重要。了解这一金融机构的运作方式可以帮助公司应对国际贸易的复杂性，并就其银行需求做出明智的决策。