liquid asset

简明释义

变现资产

英英释义

例句

1.Cash is the most common type of liquid asset, as it can be easily accessed and used for transactions.

现金是最常见的流动资产，因为它可以轻松获得并用于交易。

2.When assessing your financial health, it's important to calculate your total liquid assets.

在评估你的财务状况时，计算你的总流动资产是很重要的。

3.Investors often prefer stocks as a liquid asset because they can be quickly sold in the market.

投资者通常更喜欢股票作为流动资产，因为它们可以在市场上迅速出售。

4.Savings accounts are considered liquid assets since you can withdraw money at any time.

储蓄账户被视为流动资产，因为你可以随时提取资金。

5.Real estate is not a liquid asset because it takes time to sell and convert into cash.

房地产不是流动资产，因为需要时间来出售并转化为现金。

作文

In the world of finance, understanding the concept of a liquid asset is crucial for both individuals and businesses. A liquid asset refers to any asset that can be quickly converted into cash without significant loss of value. This characteristic makes them essential for maintaining liquidity in financial planning. Examples of liquid assets include cash itself, bank accounts, stocks, and bonds. These assets can be easily accessed and utilized to meet immediate financial needs or obligations.The importance of liquid assets cannot be overstated, especially in times of economic uncertainty. For individuals, having a sufficient amount of liquid assets ensures that they can cover unexpected expenses, such as medical emergencies or urgent home repairs. For businesses, liquid assets provide the necessary funds to manage day-to-day operations and to seize growth opportunities when they arise.One of the key advantages of holding liquid assets is the flexibility they offer. Unlike fixed assets, which may take time to sell or convert into cash, liquid assets can be quickly mobilized to address pressing financial needs. This flexibility is particularly beneficial during a financial crisis when access to cash can mean the difference between survival and bankruptcy.Moreover, liquid assets play a significant role in investment strategies. Investors often seek a balance between liquid assets and other types of investments, such as real estate or collectibles, which may not be as easily converted to cash. By maintaining a portfolio that includes a healthy proportion of liquid assets, investors can ensure that they have the means to react swiftly to market changes or to capitalize on new investment opportunities.However, it is also important to recognize that not all liquid assets are created equal. Some may carry risks associated with market fluctuations, particularly stocks and bonds. Therefore, individuals and businesses must carefully assess their risk tolerance and financial goals when determining the appropriate level of liquid assets to hold.In conclusion, liquid assets are a fundamental component of sound financial management. They provide the necessary liquidity to navigate both expected and unexpected financial challenges. By understanding the nature and importance of liquid assets, individuals and businesses can make informed decisions that enhance their financial stability and resilience. Whether it is for personal finances or corporate strategy, prioritizing liquid assets is a wise approach to achieving long-term financial health.

在金融世界中，理解“流动资产”的概念对个人和企业来说至关重要。“流动资产”指的是任何可以快速转换为现金而不会显著损失价值的资产。这一特性使它们在财务规划中保持流动性变得至关重要。“流动资产”的例子包括现金本身、银行账户、股票和债券。这些资产可以轻松访问并用于满足即时的财务需求或义务。“流动资产”的重要性不容小觑，特别是在经济不确定时期。对于个人来说，拥有足够的“流动资产”可以确保他们能够支付意外费用，例如医疗紧急情况或紧急房屋维修。对于企业来说，“流动资产”提供了管理日常运营和抓住增长机会所需的资金。持有“流动资产”的一个主要优势是它们提供的灵活性。与可能需要时间出售或转换为现金的固定资产不同，“流动资产”可以迅速动用，以应对紧迫的财务需求。这种灵活性在金融危机期间尤为重要，因为获得现金可能意味着生存与破产之间的差异。此外，“流动资产”在投资策略中也发挥着重要作用。投资者通常寻求在“流动资产”和其他类型的投资（如房地产或收藏品）之间保持平衡，这些投资可能不那么容易转换为现金。通过维持一个包含健康比例“流动资产”的投资组合，投资者可以确保他们有能力迅速应对市场变化或抓住新的投资机会。然而，也必须认识到，并非所有“流动资产”都是平等的。有些可能带有与市场波动相关的风险，特别是股票和债券。因此，个人和企业在确定适当的“流动资产”持有水平时，必须仔细评估其风险承受能力和财务目标。总之，“流动资产”是健全财务管理的基本组成部分。它们提供了必要的流动性，以应对预期和意外的财务挑战。通过理解“流动资产”的性质和重要性，个人和企业可以做出明智的决策，从而增强其财务稳定性和韧性。无论是个人财务还是企业战略，优先考虑“流动资产”都是实现长期财务健康的明智方法。