penny bank

简明释义

便士银行

英英释义

例句

1.The kids love to drop coins into their penny bank after doing chores.

孩子们喜欢在做完家务后把硬币放进他们的小钱罐里。

2.I started saving my spare change in a penny bank to buy a new bicycle.

我开始把零钱存入小钱罐，以便买一辆新自行车。

3.My grandmother gave me a beautiful penny bank for my birthday.

我奶奶在我生日时送了我一个漂亮的小钱罐。

4.Every month, I empty my pockets into the penny bank to save for a vacation.

每个月，我把口袋里的零钱倒进小钱罐，为度假存钱。

5.He found an old penny bank in the attic filled with coins.

他在阁楼上发现了一个旧的小钱罐，里面装满了硬币。

作文

In today's fast-paced world, the concept of saving money has become increasingly important. Many people find it challenging to set aside funds for emergencies or future goals. One effective way to start saving is by using a penny bank, which is a simple container where individuals can deposit their spare change. The idea is straightforward: every time you come across coins that you do not need, you drop them into your penny bank. Over time, these small contributions can accumulate into a significant amount.The origins of the penny bank can be traced back to the early 19th century when they were commonly made from ceramic or porcelain. These banks were designed to be broken open once full, symbolizing the act of breaking free from financial constraints. Today, penny banks are available in various shapes and sizes, often appealing to children as a fun way to learn about saving.Using a penny bank can instill good financial habits from a young age. Children can learn the value of saving and see the tangible results of their efforts as their bank fills up. This practice can also serve as an introduction to more advanced financial concepts, such as budgeting and investing, as they grow older. Parents can encourage their children to set savings goals, whether it’s for a new toy, a video game, or even a larger purchase like a bike.Moreover, adults can benefit from using a penny bank too. In a society where digital transactions dominate, having a physical space to deposit loose change can be refreshing. It allows individuals to disconnect from the digital world and engage with their finances in a more tactile way. For instance, at the end of each day, one might empty their pockets of coins into the penny bank and watch as it gradually fills up.Once the penny bank reaches a certain level, individuals can choose to cash in their savings. This can be done by taking the coins to a bank or a coin-counting machine. Many people are often surprised at how much money they have saved without even realizing it. This unexpected windfall can then be used for something special, such as a family outing, a new gadget, or even contributing to a savings account for future investments.In conclusion, the penny bank serves as a valuable tool for both children and adults alike. It promotes the habit of saving and allows individuals to visualize their progress over time. By making saving a fun and engaging activity, the penny bank can help bridge the gap between spending and saving, ultimately leading to better financial health. Whether you’re teaching a child the importance of saving or looking for a way to manage your own spare change, incorporating a penny bank into your daily routine can yield positive results in the long run.

在当今快节奏的世界中，储蓄的概念变得越来越重要。许多人发现很难为紧急情况或未来目标留出资金。使用存钱罐是一种有效的存钱方式，它是一个简单的容器，人们可以在里面存放零散的零钱。这个想法很简单：每当你遇到不需要的硬币时，就把它们放进你的存钱罐。随着时间的推移，这些小额的贡献可以累积成一笔可观的金额。存钱罐的起源可以追溯到19世纪初，那时它们通常由陶瓷或瓷器制成。这些银行旨在在装满后打破，象征着摆脱财务限制的行为。今天，存钱罐有各种形状和大小，通常吸引儿童作为学习储蓄的有趣方式。使用存钱罐可以从小培养良好的财务习惯。孩子们可以学习储蓄的价值，并看到他们努力的具体结果，因为他们的银行逐渐填满。这个实践也可以作为更复杂的财务概念（如预算和投资）的入门，因为他们长大后。父母可以鼓励孩子设定储蓄目标，无论是为了买新玩具、视频游戏，还是更大的购买，比如自行车。此外，成年人也可以从使用存钱罐中受益。在一个数字交易占主导地位的社会中，拥有一个物理空间来存放零散的零钱可以让人耳目一新。它使个人能够与他们的财务断开联系，以更触觉的方式参与其中。例如，在每天结束时，人们可能会把口袋里的硬币倒入存钱罐，并观察它逐渐填满。一旦存钱罐达到一定水平，个人可以选择兑现他们的储蓄。这可以通过将硬币带到银行或投币机来完成。许多人常常惊讶于自己在不知不觉中存了多少钱。这笔意外之财可以用来做一些特别的事情，比如家庭出游、新设备，甚至用于未来投资的储蓄账户。总之，存钱罐对儿童和成年人都是一种有价值的工具。它促进储蓄的习惯，使个人能够随着时间的推移可视化他们的进展。通过使储蓄成为一种有趣和吸引人的活动，存钱罐可以帮助弥合消费与储蓄之间的差距，最终导致更好的财务健康。无论你是在教孩子储蓄的重要性，还是寻找管理自己零散零钱的方法，将存钱罐纳入日常生活都能在长期内产生积极的效果。