buying on margin

简明释义

边际购买

英英释义

例句

1.After careful consideration, she started buying on margin for her stock portfolio.

经过仔细考虑，她开始为她的股票投资组合使用保证金购买。

2.The brokerage firm offers low interest rates for clients buying on margin.

这家经纪公司为使用保证金购买的客户提供低利率。

3.He decided that buying on margin was a risky but potentially rewarding strategy.

他决定使用保证金购买是一种风险高但潜在回报丰厚的策略。

4.Investors should be aware of the risks associated with buying on margin.

投资者应该意识到与使用保证金购买相关的风险。

5.Many investors are buying on margin to leverage their investments.

许多投资者正在使用保证金购买以增加他们的投资杠杆。

作文

Investing in the stock market can be an exhilarating experience, but it also comes with its risks. One strategy that some investors use is buying on margin, which involves borrowing money from a broker to purchase more shares than one could afford with their own capital alone. This practice can amplify both potential gains and losses, making it a double-edged sword for those who choose to engage in it. Understanding the mechanics of buying on margin is crucial for anyone considering this approach to investing.When an investor opts for buying on margin, they typically open a margin account with a brokerage firm. This account allows them to borrow money to buy securities. For example, if an investor has $1,000 in their margin account and the brokerage offers a 50% margin requirement, the investor can purchase up to $2,000 worth of stocks. The extra $1,000 is borrowed from the broker, and the investor agrees to pay interest on this loan. One of the main advantages of buying on margin is the potential for increased profits. If the stocks purchased increase in value, the investor can sell them for a profit, repay the borrowed amount, and keep the remaining earnings. For instance, if the investor's $2,000 investment grows to $2,500, they can sell the shares, repay the $1,000 loan, and pocket the $500 profit. This illustrates how buying on margin can magnify returns, appealing to those looking to maximize their investments.However, with great reward comes great risk. If the value of the stocks declines, the investor still owes the broker the borrowed amount plus interest. Continuing with the previous example, if the $2,000 investment drops to $1,500, the investor would not only face a loss of $500 but would also need to repay the $1,000 loan. In this scenario, the investor would be left with nothing after repaying the debt. This highlights the inherent danger of buying on margin: it can lead to significant financial losses if the market does not move in the investor’s favor.Moreover, brokers often require investors to maintain a certain level of equity in their margin accounts, known as the maintenance margin. If the account's equity falls below this level due to declining stock prices, the broker may issue a margin call, requiring the investor to deposit more funds or sell off assets to cover the shortfall. This can create additional stress and pressure, particularly during volatile market conditions.In summary, buying on margin can be a powerful tool for investors looking to enhance their purchasing power and potentially increase their returns. However, it is essential to approach this strategy with caution and a thorough understanding of the associated risks. Investors should carefully consider their financial situation, risk tolerance, and market conditions before engaging in buying on margin. It is advisable to educate oneself about the stock market and seek guidance from financial advisors to navigate the complexities of margin trading effectively. Ultimately, while buying on margin can offer opportunities for higher profits, it also carries the risk of substantial losses, making it imperative for investors to tread carefully.

投资股市可能是一种令人兴奋的体验，但它也伴随着风险。一些投资者使用的策略是保证金买入，这涉及从经纪人那里借钱，以购买比自己资本所能承受的更多的股票。这种做法可以放大潜在的收益和损失，使其成为选择参与其中的人的一把双刃剑。理解保证金买入的机制对任何考虑这种投资方式的人来说都是至关重要的。当投资者选择保证金买入时，他们通常会在一家经纪公司开设一个保证金账户。这个账户允许他们借钱购买证券。例如，如果投资者在他们的保证金账户中有1000美元，而经纪公司提供50%的保证金要求，那么投资者可以购买价值2000美元的股票。额外的1000美元是向经纪人借的，投资者同意支付这笔贷款的利息。保证金买入的主要优势之一是潜在的利润增加。如果购买的股票增值，投资者可以以盈利的价格出售它们，偿还借款，并保留剩余的收益。例如，如果投资者的2000美元投资增长到2500美元，他们可以出售股票，偿还1000美元的贷款，口袋里留下500美元的利润。这说明了保证金买入如何放大回报，吸引那些希望最大化投资的人。然而，丰厚的回报伴随着巨大的风险。如果股票的价值下降，投资者仍然欠经纪人借款加上利息。继续之前的例子，如果2000美元的投资降至1500美元，投资者不仅会面临500美元的损失，还需要偿还1000美元的贷款。在这种情况下，投资者在偿还债务后将一无所有。这突显了保证金买入的固有危险：如果市场没有朝着投资者的有利方向发展，可能会导致重大的财务损失。此外，经纪人通常要求投资者在其保证金账户中维持一定水平的权益，称为维持保证金。如果由于股票价格下跌，账户的权益低于此水平，经纪人可能会发出保证金追缴通知，要求投资者存入更多资金或出售资产以弥补短缺。这在市场波动的情况下可能会带来额外的压力和紧张。总之，保证金买入可以成为投资者增强购买力和潜在增加回报的强大工具。然而，必须谨慎对待这一策略，并充分理解相关风险。投资者在参与保证金买入之前，应仔细考虑自己的财务状况、风险承受能力和市场条件。建议通过自我教育和寻求金融顾问的指导，来有效地应对保证金交易的复杂性。最终，尽管保证金买入可以提供更高利润的机会，但它也带来了可观的损失风险，因此投资者必须谨慎行事。