avoid creditors

简明释义

避债

英英释义

例句

1.The business owner tried to avoid creditors by declaring bankruptcy.

这位企业主试图通过申请破产来避免债权人。

2.They went into hiding for a few months to avoid creditors.

他们躲藏了几个月，以避免债权人。

3.To avoid creditors, he stopped using credit cards altogether.

为了避免债权人，他完全停止使用信用卡。

4.She changed her phone number to avoid creditors calling her.

她换了电话号码，以便避免债权人给她打电话。

5.He decided to move to a new city to avoid creditors.

他决定搬到一个新城市以避免债权人。

作文

In today's fast-paced world, managing finances can be quite challenging. Many individuals find themselves in situations where they struggle to pay their bills on time, leading them to seek ways to avoid creditors. This phrase refers to the act of staying away from or not engaging with those to whom one owes money. While it may seem like a temporary solution, it is essential to understand the implications and consequences of such actions.When people talk about avoid creditors, they often refer to the stress and anxiety that come with dealing with financial obligations. For some, the thought of facing creditors can be overwhelming, leading them to ignore calls, letters, or even legal notices. However, this avoidance can create a cycle of debt that becomes increasingly difficult to break. One of the primary reasons individuals choose to avoid creditors is the fear of judgment. Society often stigmatizes those who are unable to meet their financial commitments, which can lead to feelings of shame and embarrassment. This stigma can push people further into isolation, making it harder for them to seek help or find solutions to their financial problems. Moreover, avoiding creditors does not eliminate the debt. Instead, it often exacerbates the situation. Creditors may escalate their collection efforts, which can include hiring collection agencies or pursuing legal action. This can lead to additional fees and interest charges, ultimately increasing the total amount owed. Therefore, while the intention behind avoid creditors might be to find relief, the reality is that it can lead to more significant financial issues in the long run.A more constructive approach would be to confront the situation head-on. Open communication with creditors can often lead to more favorable outcomes. Many creditors are willing to negotiate payment plans, offer settlements, or provide temporary relief for those facing financial hardships. By taking proactive steps, individuals can work towards resolving their debts rather than avoiding them.Additionally, seeking advice from financial counselors or advisors can be beneficial. These professionals can help create a budget, prioritize debts, and develop a plan to manage finances effectively. By understanding one's financial situation, individuals can make informed decisions that will help them regain control over their finances instead of resorting to tactics like avoid creditors.In conclusion, while the desire to avoid creditors may stem from fear and anxiety regarding debt, it is crucial to recognize that this approach is often counterproductive. Facing financial challenges with honesty and seeking assistance can lead to more sustainable solutions. Ultimately, addressing the root causes of debt and fostering open communication with creditors can pave the way for a healthier financial future. It is essential to remember that financial difficulties are common, and seeking help is a sign of strength rather than weakness.

在当今快节奏的世界中，管理财务可能会非常具有挑战性。许多人发现自己面临按时支付账单的困难，这使他们寻求避免债权人的方法。这个短语指的是远离或不与欠款人接触的行为。虽然这似乎是一个临时解决方案，但理解这种行为的影响和后果是至关重要的。当人们谈论避免债权人时，他们通常指的是处理财务义务所带来的压力和焦虑。对于一些人来说，面对债权人的想法可能是压倒性的，这导致他们忽视电话、信件甚至法律通知。然而，这种回避可能会造成一个越来越难以打破的债务循环。人们选择避免债权人的主要原因之一是对评判的恐惧。社会往往对无法履行财务承诺的人存在污名，这可能导致羞愧和尴尬的感觉。这种污名会进一步推动人们孤立，使他们更难寻求帮助或找到解决财务问题的方法。此外，避免债权人并不会消除债务。相反，它通常会加剧情况。债权人可能会升级他们的追讨努力，包括雇佣催收机构或采取法律行动。这可能导致额外的费用和利息，从而增加总欠款。因此，尽管避免债权人的意图可能是为了寻求解脱，但现实是，这可能在长期内导致更严重的财务问题。一个更具建设性的方法是直面情况。与债权人进行开放的沟通通常可以导致更有利的结果。许多债权人愿意协商付款计划，提供和解或为面临财务困难的人提供临时救济。通过采取主动措施，个人可以努力解决债务，而不是回避它。此外，寻求财务顾问或顾问的建议也可能是有益的。这些专业人士可以帮助制定预算、优先偿还债务，并有效地管理财务。通过了解自己的财务状况，个人可以做出明智的决策，帮助他们重新掌控财务，而不是诉诸于避免债权人这样的策略。总之，尽管避免债权人的愿望可能源于对债务的恐惧和焦虑，但至关重要的是认识到这种方法往往适得其反。诚实地面对财务挑战并寻求帮助可以导致更可持续的解决方案。最终，解决债务的根本原因并与债权人保持开放的沟通可以为更健康的财务未来铺平道路。必须记住，财务困难是普遍存在的，寻求帮助是一种力量的表现，而不是弱点。