current yield on funds

简明释义

本期资金收益

英英释义

例句

1.Investors often look at the current yield on funds to assess the profitability of their investments.

投资者通常会查看资金的当前收益率来评估他们投资的盈利能力。

2.Financial analysts often compare the current yield on funds across different sectors to identify the best investment opportunities.

金融分析师通常比较不同行业的资金的当前收益率以识别最佳投资机会。

3.A rise in interest rates can lead to an increase in the current yield on funds for fixed-income securities.

利率上升可能导致固定收益证券的资金的当前收益率增加。

4.The current yield on funds is a key indicator of how well a mutual fund is performing.

资金的当前收益率是衡量共同基金表现的关键指标。

5.Before making investment decisions, it's crucial to analyze the current yield on funds available in the market.

在做出投资决策之前，分析市场上可用的资金的当前收益率是至关重要的。

作文

Understanding the financial landscape requires a grasp of various terms that can significantly impact investment decisions. One such term is current yield on funds, which plays a crucial role in evaluating the performance of investments. The current yield on funds refers to the income generated by an investment relative to its current market price. This metric is particularly important for investors looking to assess the profitability of fixed-income securities, such as bonds or dividend-paying stocks.To illustrate, consider an investor who purchases a bond with a face value of $1,000 that pays an annual coupon of $50. If the market price of this bond rises to $1,200, the current yield on funds would be calculated by taking the annual coupon payment ($50) and dividing it by the current market price ($1,200). This results in a current yield of approximately 4.17%. In this scenario, although the investor receives the same coupon payment, the yield has decreased because the bond's market price has increased.The current yield on funds serves as a vital tool for investors to compare different investment opportunities. For instance, if another bond offers a $60 annual coupon but trades at $800, its current yield on funds would be 7.5%. This comparison highlights the importance of considering both the income generated and the price paid for an investment.Moreover, understanding the current yield on funds can aid investors in making informed decisions about their portfolios. In times of rising interest rates, the market prices of existing bonds generally decline, leading to higher current yields. This situation can present opportunities for investors to acquire bonds at lower prices while benefiting from higher yields. Conversely, when interest rates fall, existing bonds may command higher prices, resulting in lower current yields. Investors need to stay vigilant about these trends to optimize their investment strategies.Another aspect to consider is that while the current yield on funds provides insight into the income aspect of an investment, it does not account for potential capital gains or losses. Therefore, it is essential for investors to look beyond just the current yield and evaluate the overall return on investment, which includes both income and price appreciation.In conclusion, the current yield on funds is a fundamental concept that every investor should understand. It offers a snapshot of the income generated by an investment relative to its market price, allowing for comparisons between various investment options. By keeping an eye on the current yield on funds, investors can make more informed decisions, adapt their strategies to changing market conditions, and ultimately work towards achieving their financial goals. As the financial landscape continues to evolve, staying informed about key metrics like the current yield on funds will remain essential for successful investing.

理解金融市场需要掌握各种术语，这些术语对投资决策有着重要影响。其中一个术语是当前资金收益率，它在评估投资表现时起着至关重要的作用。当前资金收益率指的是投资所产生的收入与其当前市场价格的比率。这个指标对于希望评估固定收益证券（如债券或支付股息的股票）盈利能力的投资者尤为重要。例如，考虑一个购买面值为1000美元、每年支付50美元利息的债券的投资者。如果该债券的市场价格上涨至1200美元，则当前资金收益率将通过将年利息支付（50美元）除以当前市场价格（1200美元）来计算。这导致当前收益率约为4.17%。在这种情况下，尽管投资者收到相同的利息支付，但由于债券市场价格上涨，收益率下降。当前资金收益率作为投资者比较不同投资机会的重要工具。例如，如果另一只债券提供60美元的年利息，但交易价格为800美元，则其当前资金收益率将为7.5%。这种比较突显了考虑收入和投资价格的重要性。此外，理解当前资金收益率可以帮助投资者做出明智的投资组合决策。在利率上升的时期，现有债券的市场价格通常会下降，从而导致更高的当前收益率。这种情况可能为投资者提供以较低价格收购债券并享受更高收益率的机会。相反，当利率下降时，现有债券的价格可能会更高，导致较低的当前收益率。投资者需要对这些趋势保持警惕，以优化他们的投资策略。另一个需要考虑的方面是，虽然当前资金收益率提供了对投资收入方面的洞察，但它并没有考虑潜在的资本收益或损失。因此，投资者必须超越当前收益率，评估整体投资回报，包括收入和价格升值。总之，当前资金收益率是每个投资者都应该理解的基本概念。它提供了投资所产生的收入与其市场价格的快照，使得各种投资选项之间的比较成为可能。通过关注当前资金收益率，投资者可以做出更明智的决策，调整他们的策略以应对变化的市场条件，并最终朝着实现财务目标的方向努力。随着金融市场的不断演变，了解像当前资金收益率这样的关键指标将继续对成功投资至关重要。