current balance

简明释义

本期的平衡

英英释义

The amount of money that is available in a bank account at a specific point in time.

在特定时间点上,银行账户中可用的资金总额。

The total amount of funds that an individual or organization has at their disposal, often used in the context of financial statements.

个人或组织可支配的资金总额,通常用于财务报表的上下文中。

例句

1.Your current balance is displayed on the ATM screen.

您的当前余额显示在ATM屏幕上。

2.Before applying for a loan, make sure you have a sufficient current balance.

在申请贷款之前,请确保您有足够的当前余额

3.I need to know my current balance to see if I can afford the new phone.

我需要知道我的当前余额,以便看看我是否能买得起新手机。

4.The bank app allows you to view your current balance anytime.

银行应用程序允许您随时查看您的当前余额

5.Please check your current balance before making a purchase.

在购买之前,请检查您的当前余额

作文

In today's fast-paced world, managing finances effectively is more important than ever. One key aspect of financial management is understanding your current balance, which refers to the amount of money available in your bank account at any given moment. Knowing your current balance is crucial for making informed decisions about spending, saving, and investing. It helps individuals avoid overdrafts, plan budgets, and ensure that they have enough funds for upcoming expenses.To illustrate the importance of keeping track of your current balance, consider a scenario where someone is planning to make a significant purchase, such as a new laptop. Before heading to the store, it is essential for them to check their current balance to determine if they can afford the item without jeopardizing their financial stability. If they find that their current balance is lower than expected, they may need to reconsider their purchase or look for alternative financing options.Moreover, understanding your current balance can aid in setting financial goals. For instance, if an individual wants to save for a vacation, knowing their current balance allows them to calculate how much they need to save each month to reach their goal. By regularly monitoring their current balance, they can adjust their savings plan as needed, ensuring they stay on track.Additionally, many banks offer mobile apps that provide real-time updates on your current balance. This technology allows users to check their finances anytime, anywhere, making it easier to manage their money. With instant access to their current balance, individuals can make quick decisions about their spending, avoiding unnecessary purchases that could lead to financial strain.The concept of current balance extends beyond personal finances; it is also relevant for businesses. Companies must keep a close eye on their current balance to maintain healthy cash flow. A business owner who understands their current balance can make strategic decisions about investments, hiring, and expansion. For example, if a business's current balance is low, the owner might decide to delay purchasing new equipment or hiring additional staff until their financial situation improves.In conclusion, the term current balance encompasses more than just a number; it represents a crucial component of financial awareness. Whether for personal or business finances, keeping track of your current balance empowers you to make informed decisions, set realistic goals, and ultimately achieve financial stability. As we navigate through life, let us remember the significance of our current balance and strive to manage our finances wisely.

在当今快节奏的世界中,有效管理财务比以往任何时候都更加重要。财务管理的一个关键方面是理解你的当前余额,它指的是你在任何给定时刻银行账户中可用的资金数量。了解你的当前余额对于做出明智的支出、储蓄和投资决策至关重要。它帮助个人避免透支,规划预算,并确保他们有足够的资金应对即将到来的开支。为了说明跟踪你的当前余额的重要性,考虑一个场景:某人计划进行一项重大购买,比如一台新笔记本电脑。在前往商店之前,他们必须检查自己的当前余额,以确定是否可以在不危及财务稳定的情况下负担得起该项目。如果他们发现自己的当前余额低于预期,他们可能需要重新考虑购买或寻找替代融资选项。此外,了解你的当前余额可以帮助设定财务目标。例如,如果一个人想要为一次假期储蓄,了解他们的当前余额使他们能够计算出每个月需要储蓄多少才能达到目标。通过定期监控他们的当前余额,他们可以根据需要调整储蓄计划,确保保持在轨道上。此外,许多银行提供移动应用程序,提供关于你当前余额的实时更新。这项技术允许用户随时随地检查他们的财务,使管理资金变得更加容易。通过即时访问他们的当前余额,个人可以迅速做出关于支出的决策,避免不必要的购买,这可能导致财务压力。当前余额的概念不仅限于个人财务;它对企业也同样相关。公司必须密切关注其当前余额以维持健康的现金流。了解其当前余额的企业主可以对投资、招聘和扩展做出战略决策。例如,如果一家公司的当前余额较低,业主可能决定推迟购买新设备或招聘额外员工,直到其财务状况改善。总之,当前余额这个术语不仅仅是一个数字;它代表了财务意识的一个关键组成部分。无论是个人还是商业财务,跟踪你的当前余额使你能够做出明智的决策,设定现实的目标,并最终实现财务稳定。当我们在人生中航行时,让我们记住我们的当前余额的重要性,并努力明智地管理我们的财务。