domestic money market

简明释义

本国短期资金市场

英英释义

例句

1.The central bank closely monitors the domestic money market to control inflation.

中央银行密切关注国内货币市场以控制通货膨胀。

2.Investors are looking for opportunities in the domestic money market due to rising interest rates.

由于利率上升，投资者正在寻找国内货币市场的机会。

3.Many banks participate actively in the domestic money market to manage their short-term funding needs.

许多银行积极参与国内货币市场以管理其短期融资需求。

4.The domestic money market offers various instruments like treasury bills and commercial papers.

国内货币市场提供各种工具，如国库券和商业票据。

5.Liquidity in the domestic money market is crucial for financial stability.

在国内货币市场中的流动性对金融稳定至关重要。

作文

The concept of the domestic money market refers to the segment of the financial market where short-term borrowing and lending occur, typically involving instruments with maturities of one year or less. This market plays a crucial role in the economy by providing liquidity to financial institutions and enabling them to manage their short-term funding needs effectively. In essence, the domestic money market serves as a platform for banks, corporations, and government entities to meet their short-term financing requirements while also facilitating the smooth functioning of the overall financial system.One of the key features of the domestic money market is its accessibility. Financial institutions such as commercial banks, credit unions, and other lenders participate actively in this market, allowing for a diverse range of financial instruments to be traded. Common instruments found in the domestic money market include Treasury bills, commercial paper, repurchase agreements, and certificates of deposit. These instruments are generally considered low-risk investments due to their short maturities and the creditworthiness of the issuers.The domestic money market is influenced by various factors, including monetary policy set by the central bank, economic conditions, and market demand for liquidity. Central banks often use this market to implement their monetary policy by adjusting interest rates and controlling the money supply. For instance, if a central bank wants to stimulate economic growth, it may lower interest rates, making borrowing cheaper and encouraging spending and investment. Conversely, raising interest rates can help curb inflation by making borrowing more expensive, thus reducing spending.In addition to its role in monetary policy, the domestic money market also provides a mechanism for price discovery and risk management. By allowing participants to trade various financial instruments, the market helps establish interest rates that reflect the prevailing economic conditions. Moreover, it enables institutions to hedge against interest rate fluctuations, which is particularly important for those with significant exposure to short-term debt.The stability of the domestic money market is vital for maintaining confidence in the broader financial system. During times of economic uncertainty, such as a financial crisis, the liquidity in this market can dry up quickly, leading to increased borrowing costs and potential solvency issues for financial institutions. To mitigate these risks, regulators closely monitor the domestic money market and may intervene if necessary to ensure its stability and functionality.In conclusion, the domestic money market is an essential component of the financial system, facilitating short-term borrowing and lending among various economic agents. Its significance extends beyond mere liquidity provision; it also plays a critical role in implementing monetary policy, managing risk, and ensuring the overall stability of the financial system. Understanding the dynamics of the domestic money market is crucial for anyone interested in finance, economics, or the workings of the broader economy. As we navigate through an ever-changing economic landscape, the importance of a well-functioning domestic money market cannot be overstated.

“国内货币市场”的概念是指金融市场的一个部分，在这个市场上，通常涉及一年或更短期限的短期借贷和借出。这个市场在经济中发挥着至关重要的作用，通过为金融机构提供流动性，使它们能够有效管理短期融资需求。实质上，“国内货币市场”作为银行、公司和政府实体满足其短期融资需求的平台，同时也促进了整体金融系统的顺利运作。“国内货币市场”的一个关键特征是其可及性。商业银行、信用合作社和其他贷方等金融机构积极参与这个市场，允许多种金融工具进行交易。“国内货币市场”中常见的工具包括国库券、商业票据、回购协议和存单。这些工具通常被认为是低风险投资，因为它们的到期时间短且发行者的信用可靠。“国内货币市场”受到多种因素的影响，包括中央银行设定的货币政策、经济状况以及市场对流动性的需求。中央银行通常利用这个市场实施其货币政策，通过调整利率和控制货币供应来实现。例如，如果中央银行希望刺激经济增长，它可能会降低利率，使借贷成本更便宜，从而鼓励支出和投资。相反，提高利率可以通过提高借贷成本来抑制通货膨胀，从而减少支出。除了在货币政策中的作用外，“国内货币市场”还提供了价格发现和风险管理的机制。通过允许参与者交易各种金融工具，该市场有助于建立反映当前经济状况的利率。此外，它使机构能够对冲利率波动的风险，这对于那些面临大量短期债务风险的机构尤其重要。“国内货币市场”的稳定性对于维护对更广泛金融系统的信心至关重要。在经济不确定时期，例如金融危机期间，这个市场的流动性可能迅速枯竭，导致借贷成本增加，金融机构可能出现偿付能力问题。为了减轻这些风险，监管机构密切监测“国内货币市场”，必要时可能介入以确保其稳定性和功能性。总之，“国内货币市场”是金融系统的重要组成部分，促进了各类经济主体之间的短期借贷与借出。其重要性不仅仅体现在流动性提供上，还在于它在实施货币政策、管理风险以及确保金融系统整体稳定方面发挥着关键作用。理解“国内货币市场”的动态对于任何对金融、经济或更广泛经济运作感兴趣的人来说都是至关重要的。在我们应对不断变化的经济环境时，“国内货币市场”的良好运作的重要性不容小觑。