nominated bank

简明释义

被指定银行

英英释义

例句

1.The exporter must submit all documents to the nominated bank for verification.

出口商必须将所有文件提交给指定银行以进行验证。

2.Once the goods are shipped, the importer can request payment from the nominated bank.

一旦货物发运，进口商可以向指定银行请求付款。

3.The terms of the contract include a clause about the nominated bank for payments.

合同条款中包括关于付款的指定银行条款。

4.The letter of credit specifies that the payment should be made through a nominated bank.

信用证规定支付应通过一个指定银行进行。

5.Before proceeding with the transaction, ensure that you have the details of the nominated bank.

在进行交易之前，确保你有指定银行的详细信息。

作文

In the world of finance and international trade, the term nominated bank refers to a financial institution that is appointed by the buyer or seller in a transaction to handle specific duties related to payments and documentation. This concept is particularly important in transactions involving letters of credit, where the nominated bank plays a crucial role in ensuring that the terms of the deal are met before funds are released. Understanding the function of a nominated bank can significantly enhance one’s ability to navigate complex financial agreements.A nominated bank acts as an intermediary between the parties involved in a trade. For instance, when a buyer and seller agree on a contract, they may choose a nominated bank to facilitate payment. This bank will review the documents presented by the seller to ensure that they comply with the agreed terms. Once verified, the nominated bank will release the payment to the seller, thus providing security for both parties. The buyer is assured that their funds will only be disbursed once the seller has fulfilled their obligations, while the seller is guaranteed payment upon meeting the conditions set forth in the contract.One of the key benefits of using a nominated bank is the reduction of risk in international transactions. Without such an institution, buyers and sellers would have to rely on trust alone, which can be difficult when dealing with parties from different countries and legal systems. The nominated bank mitigates this risk by acting as a trusted third party that verifies compliance with the contract terms. This not only builds confidence between the trading partners but also enhances the overall efficiency of the transaction process.Moreover, a nominated bank provides additional services that can further streamline international trade. These services may include currency exchange, financing options, and advice on regulatory compliance. For example, if a buyer needs to convert their local currency into the seller’s currency, the nominated bank can facilitate this process, often at a more favorable rate than what might be available through other channels. This added layer of service makes the nominated bank an invaluable asset in global commerce.However, it is essential for businesses to choose their nominated bank wisely. Factors such as the bank's reputation, experience with international transactions, and fees associated with their services should all be taken into account. A reputable nominated bank will have a strong track record and will be well-versed in the nuances of international trade, ensuring that transactions proceed smoothly and efficiently.In conclusion, the role of a nominated bank in international trade cannot be overstated. By serving as a trusted intermediary, a nominated bank helps to minimize risks, streamline processes, and provide essential services that facilitate successful transactions. As businesses continue to expand their reach across borders, understanding the importance of a nominated bank will be crucial for navigating the complexities of global trade effectively. Whether you are a seasoned trader or new to the international market, leveraging the expertise of a nominated bank can provide the support needed to thrive in today’s competitive landscape.

在金融和国际贸易的世界中，术语nominated bank指的是由买方或卖方在交易中指定的金融机构，负责处理与支付和文档相关的特定职责。这个概念在涉及信用证的交易中特别重要，因为nominated bank在确保交易条款得到满足之前释放资金方面发挥着关键作用。理解nominated bank的功能可以显著增强一个人应对复杂金融协议的能力。nominated bank作为买卖双方之间的中介。例如，当买方和卖方就合同达成一致时，他们可能会选择一家nominated bank来促进支付。这家银行将审查卖方提交的文件，以确保其符合约定的条款。一旦得到验证，nominated bank就会向卖方支付款项，从而为双方提供保障。买方确保他们的资金仅在卖方履行义务后才会被支出，而卖方则在满足合同中规定的条件后获得付款的保证。使用nominated bank的主要好处之一是降低国际交易中的风险。如果没有这样的机构，买卖双方将不得不单靠信任，这在与来自不同国家和法律体系的各方打交道时可能会很困难。nominated bank通过作为可信赖的第三方来验证合同条款的合规性，从而降低了这种风险。这不仅建立了交易伙伴之间的信心，还提高了交易过程的整体效率。此外，nominated bank还提供额外的服务，可以进一步简化国际贸易。这些服务可能包括货币兑换、融资选项以及有关法规合规的建议。例如，如果买方需要将本国货币兑换为卖方的货币，nominated bank可以促进这一过程，通常以比其他渠道更有利的汇率进行。这一附加服务使得nominated bank成为全球商业中不可或缺的资产。然而，企业在选择nominated bank时必须谨慎。银行的声誉、国际交易经验和与其服务相关的费用等因素都应考虑在内。信誉良好的nominated bank将拥有强大的业绩记录，并且熟悉国际贸易的细微差别，确保交易顺利高效地进行。总之，nominated bank在国际贸易中的角色不可低估。通过作为可信赖的中介，nominated bank帮助最大限度地降低风险、简化流程，并提供促进成功交易所需的基本服务。随着企业继续扩大跨境业务，理解nominated bank的重要性对于有效应对全球贸易的复杂性至关重要。无论您是经验丰富的交易者还是国际市场的新手，利用nominated bank的专业知识都能为在当今竞争激烈的环境中蓬勃发展提供所需的支持。